$120,000
Panama City, FL 32404
MLS# 789404

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Property Description
Gorgeous 0.626-acre waterfront lot with access to the Gulf, offering an exceptional opportunity to build your dream home in a beautiful, serene setting, with no HOA restrictions. This spacious parcel provides ample room for a custom residence, outdoor living areas, and thoughtfully designed landscaping. Whether you envision a modern retreat, a traditional family home, or a peaceful coastal getaway, this property serves as the perfect canvas to bring your vision to life. Enjoy the freedom to design and build without HOA limitations, allowing flexibility for parking, storage, or additional features such as a pool, workshop, or outdoor entertainment space. Take advantage of the direct water access and create your own private oasis with stunning views and coastal living at its finest. Conveniently located with easy access to nearby amenities, this lot offers the perfect balance of privacy, space, and accessibility. Don't miss this rare opportunity to secure a versatile Gulf-access property and turn your dream into reality. Buyer to verify all measurements. Please verify if important.
Details
Maps
Contract Info
List Price/Acre: 193548.39
Status: Active
List Date: 2026-05-03
List Price: $120,000
Current Price: $120,000
Location
Sub Area: 0414 - Bay North - East Deerpoint/Bear Creek
Community/Resort: None
Waterfront: Yes
Elementary School: Deer Point
Middle School: Merritt Brown
High School: Mosley
Directions: Transmitter Road and Hwy 231, head north on Hwy 231. Go 4.7 miles and turn left on Jarvis Drive, take 1st left on Charles Drive. Lot located at the end cul-de-sac
Street #: 00
Street Name: Stephens
Street Suffix: Drive
Area: 04 - Bay County - North
State: FL
Zip Code: 32404
County: Bay
Subdivision: [No Recorded Subdiv]
Parcel ID: 05671-000-000
Legal Description: 4 3S 13W-9-143B BEG NW COR OF SW1/4 OF NE1/4 E 494.5' TO POB E 150' S 7DEG 39' E 96.6' S 57DEG 54' W 175.5' N 3DEG 23' W 175' TO POB ORB 40 P 349 LOT 1 UNREC STEPHENS EST ORB 2174 P 1489 ORB 2499 P 1474 ORB 2673 P 322 ORB 2673 P 322
General Property Info
Acreage: 0.62
Lot Size (SqFt): 27269
Lot Dimensions: 0x0
Sub-Type: Residential Lots
Listing Info, Tax & Legal
HOA Fee: No
Brokerage Interest: Familial Interest - Listing Broker/Licensee related to owner.
As Is: Yes
Remarks & Misc
Remarks: Gorgeous 0.626-acre waterfront lot with access to the Gulf, offering an exceptional opportunity to build your dream home in a beautiful, serene setting, with no HOA restrictions. This spacious parcel provides ample room for a custom residence, outdoor living areas, and thoughtfully designed landscaping. Whether you envision a modern retreat, a traditional family home, or a peaceful coastal getaway, this property serves as the perfect canvas to bring your vision to life.
Enjoy the freedom to design and build without HOA limitations, allowing flexibility for parking, storage, or additional features such as a pool, workshop, or outdoor entertainment space. Take advantage of the direct water access and create your own private oasis with stunning views and coastal living at its finest. Conveniently located with easy access to nearby amenities, this lot offers the perfect balance of privacy, space, and accessibility. Don't miss this rare opportunity to secure a versatile Gulf-access property and turn your dream into reality. Buyer to verify all measurements. Please verify if important.
Financing
Cash: 1
Conventional: 1
Lot Features
Cul-De-Sac: 1
Lot Access
County Road: 1
Paved Road: 1
Present Zoning
Resid Single Family: 1
Utilities
Other - See Remarks: 1
Waterview
Lagoon: 1
Sale Type
As Is: 1
Waterfront Type
Lagoon/Estuary: 1
Property Features
Financing: Cash; Conventional
Lot Access: County Road; Paved Road
Lot Features: Cul-De-Sac
Sale Type: As Is
Utilities: Other - See Remarks
Waterfront Type: Lagoon/Estuary
Waterview: Lagoon
Present Zoning: Resid Single Family
Listing Office: Centergate Realty LLC
Last Updated: May - 05 - 2026
Information deemed reliable but not guaranteed.
