1 Harvard Circle, Panama City, FL 32405 (MLS# 782940)

HOA Fee: No

New Buyer Fee: No

Last Taxes: 556

Last Tax Year: 2024

Brokerage Interest: No Interest

List Price/SqFt: 201.01

Status: Active

List Date: 2025-12-24

List Price: $309,750

Current Price: $309,750

Sub Area: 0204 - Bay - Central NW

Community/Resort: Forest Park

Waterfront: No

Elementary School: Hiland Park

Middle School: Mowat

High School: Mosley

Directions: From Highway 390, turn south onto Harvard Boulevard. Continue straight into Forest Park subdivision, then turn right onto Harvard Circle. Home will be on your right.

Area: 02 - Bay County - Central

Street #: 1

Street Name: Harvard

Street Suffix: Circle

State: FL

Zip Code: 32405

County: Bay

Subdivision: Forest Park

Parcel ID: 13421-000-000

Legal Description: 3RD ADD. FOREST PARK MAP 91B4 LOT 36 BLK D ORB 1122 P 1227 ORB 1361 P 1909

Acreage: 0.33

Design: Other

Lot Size (SqFt): 14375

Apx SqFt(Htd/Cooled): 1541

Immediate Occupancy: Yes

Construction Status: Construction Complete

SqFt Source: Owner Measured

Lot Dimensions: 60X120

New Construction: Yes

Garage Y/N: No

Driveway Spaces: 2

Pool: No

Sub-Type: Detached Single Family

Bedrooms: 4

Full Baths: 3

Total Baths: 3

Year Built: 2025

Remarks: Brand-New 4BR/3BA | Now offered under $310K | Buyer Incentive | No HOA How many 4-bedroom, 3-bath new construction affordable homes do you see on the market? Exactly — not many. Now ask a better question: how many of those are built by a small, local quality builder who prioritizes durability, smart design, and real flexibility for today's buyers? That number gets even smaller. This brand-new 4/3 residence in Forest Park was designed to live comfortably and efficiently. The smart split floor plan maximizes privacy within its 1,541 sq ft footprint — perfect for hosting extended family, creating a dedicated home office, or simply enjoying true bedroom separation. The layout feels intentional, not cramped, with well-planned closets and thoughtful interior storage throughout. Step into your spacious backyard and imagine morning coffee surrounded by possibility — room for gardens, play areas, or future projects on your terms. This isn't cookie-cutter construction. Engineered to withstand up to 160 mph winds with impact-rated windows, metal roof, and fiber-cement exterior, this home translates strength into savings: lower insurance premiums, reduced energy bills, and decades of peace of mind. An extra-wide driveway plus generous interior storage means you're not paying for garage square footage you may not need. Flexibility where it matters. The builder is offering Buyer Incentive! Minutes from shopping, dining, schools, the 23rd Street medical district, Tyndall AFB, and Panama City Beach. Live where life happens — whether you're commuting to base, raising a family, or investing for the future. With no HOA, your ownership options stay open for full-time living or long-term investment.

Dishwasher: 1

Disposal: 1

Microwave: 1

Range - Electric: 1

Refrigerator: 1

Floor - Vinyl Plank: 1

Foundation - Slab on Grade: 1

Wood/Frame: 1

Roof - Metal: 1

Siding - Hardie Board: 1

Patio Open: 1

Unfurnished: 1

First: 1

First: 1

Bedroom: 1

Kitchen: 1

Living Room: 1

Master Bedroom: 1

ShowingTime: 1

Cable - Available: 1

Electricity - Connected: 1

Electric 220/240: 1

Internet - Broadband Available: 1

Public Sewer - Connected: 1

Public Water - Connected: 1

Tap Fee Paid: 1

As Is: 1

First: 1

First: 1

Ceiling Fan(s): 1

Central Air: 1

Central: 1