$699,000
Panama City, FL 32409
MLS# 784163
6 beds | 4 baths | 6330 sqft

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Property Description
Seller is motivated! As-Is Opportunity with Strong Fundamentals & Exceptional Potential A rare opportunity for an investor or owner-occupant who understands value and vision! Offered As Is, this home primarily needs fine-tuning, cosmetic updates, and selective improvements, the best and most important parts of the home are in use, intact, and functional, providing a solid foundation to elevate the property to its full potential. The home was originally designed with 6 bedrooms, featuring five bedrooms in the main residence and an additional sixth bedroom within the finished workshop/garage space; ideal for guests, extended family, or future apartment conversion. Note- the cabinets and appliances in the finished garage do not convey with sale. Several bedrooms would benefit from new flooring, allowing the next owner to update finishes while preserving the home's generous layout. The gourmet kitchen showcases granite countertops, custom cabinetry, and a built-in wine rack. With thoughtful updates, this space can easily be brought back to life as the true heart of the home. The primary suite is one of the most impressive features: exceptionally spacious and beautifully laid out, offering the scale and presence buyers seek in a true owner's retreat. Bonus is one of the additional bedrooms offers the flexibility to function as a second primary suite, perfect for guests or multi-generational living. A double-sided fireplace anchors the living spaces, adding warmth, character, and architectural interest, while a dedicated movie room/media room provides an ideal setting for entertaining or relaxing at home. Beyond the main residence, the property features a 40' x 50' heated and cooled finished garage/workshop Additional garage and workshop spaces, each with two bay roll-up doors, further enhance the property's versatility. The backyard includes a separate outbuilding, previously being converted into a shooting range, now offering a blank slate for the next owner's vision. The in-ground gunite pool with attached jacuzzi adds significant appeal, with the waterfall feature (not currently functioning) offering potential to be restored with additional investment. This is not a teardown or major reconstruction: this is an opportunity to polish, update, and enhance a home with strong bones, standout features, and exceptional flexibility. Sold As Is. A strategic opportunity for buyers who recognize long-term value and upside. Important NOTE! Cabinets and Over/stove in the heated and cooled detached garage DO NOT convey.
Details
Maps
Contract Info
List Price/SqFt: 110.43
Status: Active
List Date: 2026-01-25
List Price: $699,000
Current Price: $699,000
Location
Sub Area: 0410 - Bay North - West Deerpoint/Southport
Community/Resort: None
Waterfront: No
Elementary School: Deane Bozeman
Middle School: Deane Bozeman
High School: Deane Bozeman
Directions: From the Bailey Bridge in Lynn Haven, go north on Highway 77 and before you reach the Deane Bozeman School, you will turn right onto White Oaks Blvd. First home on the left.
Area: 04 - Bay County - North
Street #: 101
Street Name: White Oaks
Street Suffix: Boulevard
State: FL
Zip Code: 32409
County: Bay
Subdivision: White Oaks
Parcel ID: 07534-015-105
Legal Description: WHITE OAKS 85A LOT A-40 & PARCEL A ORB 3911 P 235
General Property Info
Acreage: 2
Design: Traditional
Lot Size (SqFt): 87120
Apx SqFt(Htd/Cooled): 6330
Construction Status: Construction Complete
SqFt Source: Prop App Site
Lot Dimensions: 190 x 350 x 345 x 300
New Construction: No
Garage Y/N: Yes
Garage Spaces: 5
Driveway Spaces: 6
Pool: Yes
Pool Type: Private
Sub-Type: Detached Single Family
Bedrooms: 6
Full Baths: 4
Total Baths: 4
Year Built: 2007
Listing Info, Tax and Legal
HOA Fee: No
New Buyer Fee: No
Last Taxes: 9059
Last Tax Year: 2025
Brokerage Interest: No Interest
As Is: Yes
Remarks & Misc
Remarks: Seller is motivated! As-Is Opportunity with Strong Fundamentals & Exceptional Potential
A rare opportunity for an investor or owner-occupant who understands value and vision! Offered As Is, this home primarily needs fine-tuning, cosmetic updates, and selective improvements, the best and most important parts of the home are in use, intact, and functional, providing a solid foundation to elevate the property to its full potential.
The home was originally designed with 6 bedrooms, featuring five bedrooms in the main residence and an additional sixth bedroom within the finished workshop/garage space; ideal for guests, extended family, or future apartment conversion. Note- the cabinets and appliances in the finished garage do not convey with sale.
Several bedrooms would benefit from new flooring, allowing the next owner to update finishes while preserving the home's generous layout.
The gourmet kitchen showcases granite countertops, custom cabinetry, and a built-in wine rack. With thoughtful updates, this space can easily be brought back to life as the true heart of the home. The primary suite is one of the most impressive features: exceptionally spacious and beautifully laid out, offering the scale and presence buyers seek in a true owner's retreat.
Bonus is one of the additional bedrooms offers the flexibility to function as a second primary suite, perfect for guests or multi-generational living.
A double-sided fireplace anchors the living spaces, adding warmth, character, and architectural interest, while a dedicated movie room/media room provides an ideal setting for entertaining or relaxing at home.
Beyond the main residence, the property features a 40' x 50' heated and cooled finished garage/workshop
Additional garage and workshop spaces, each with two bay roll-up doors, further enhance the property's versatility.
The backyard includes a separate outbuilding, previously being converted into a shooting range, now offering a blank slate for the next owner's vision.
The in-ground gunite pool with attached jacuzzi adds significant appeal, with the waterfall feature (not currently functioning) offering potential to be restored with additional investment.
This is not a teardown or major reconstruction: this is an opportunity to polish, update, and enhance a home with strong bones, standout features, and exceptional flexibility.
Sold As Is. A strategic opportunity for buyers who recognize long-term value and upside. Important NOTE! Cabinets and Over/stove in the heated and cooled detached garage DO NOT convey.
Dining Room
First: 1
Great Room
First: 1
Master Bathroom
First: 1
Media Room
First: 1
Office
First: 1
Pool Features
Gunite Concrete: 1
Inground: 1
Interior Features
Breakfast Bar: 1
Kitchen Island: 1
Construction/Siding
Siding - Stucco: 1
Other Structures
Garage(s): 1
Second Garage: 1
Shed(s): 1
Workshop: 1
Other: 1
Furnished
Unfurnished: 1
Lot Access
Paved Road: 1
Parking Features
Driveway: 1
Garage Attached: 1
Garage Detached: 1
Oversized: 1
Mstr Bath / Mstr Bdrm
MBath Double Vanity: 1
MBath Garden Tub: 1
MBath Separate Shwr: 1
MBath Walk-In Closet: 1
Present Zoning
County: 1
Resid Single Family: 1
Rooms
Bedroom: 1
Dining Room: 1
Great Room: 1
Master Bathroom: 1
Master Bedroom: 1
Media Room: 1
Office: 1
Utilities
Electricity - Connected: 1
Propane: 1
Private Well: 1
Septic Tank: 1
Sale Type
As Is: 1
Master Bedroom
First: 1
Bedroom
First: 1
Cooling
Central Air: 1
Electric: 1
Property Features
Master Bedroom: First
Bedroom: First
Cooling: Central Air; Electric
Furnished: Unfurnished
Lot Access: Paved Road
Master Bathroom: First
Dining Room: First
Great Room: First
Media Room: First
Office: First
Pool Features: Gunite Concrete; Inground
Parking Features: Driveway; Garage Attached; Garage Detached; Oversized
Other Structures: Garage(s); Second Garage; Shed(s); Workshop; Other
Rooms: Bedroom; Dining Room; Great Room; Master Bathroom; Master Bedroom; Media Room; Office
Sale Type: As Is
Utilities: Electricity - Connected; Private Well; Propane; Septic Tank
Present Zoning: County; Resid Single Family
Room Information
| Room Name | Level | Dimensions | Length | Width |
| Great Room | First | 21.8 x 20.4 | 21.80 | 20.40 |
| Dining Room | First | 15.3 x 11.4 | 15.30 | 11.40 |
| Master Bedroom | First | 24 x 20.4 | 24.00 | 20.40 |
| Bedroom | First | 18.9 x 17.11 | 18.90 | 17.11 |
| Bedroom | First | 17 x 9.1 | 17.00 | 9.10 |
| Bedroom | First | 17 x 9.4 | 17.00 | 9.40 |
| Bedroom | First | 15.2 x 13.5 | 15.20 | 13.50 |
| Media Room | First | 19.7 x 18.6 | 19.70 | 18.60 |
| Master Bathroom | First | 20.4 x 15.5 | 20.40 | 15.50 |
| Office | First | 12.1 x 12.8 | 12.10 | 12.80 |
Listing Office: ERA Neubauer Real Estate Inc
Last Updated: May - 16 - 2026
Information deemed reliable but not guaranteed.
