$535,000
102 Colony Bay Harbour Drive
Panama City Beach, FL 32407
MLS# 783700
4 beds  |  3 baths  |  2398 sqft


Close to West Bay, but Flood Zone X
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Close to West Bay, but Flood Zone X DJI_20260113113240_0028_D Aerial showing RV Pad with Hookups DSC04497 (1) DJI_20260113113306_0033_D DSC04506 (1) Location Home Highlights Entrance - Dining Room to the Left DSC04647-(1) - Dining Room - Standard - Family Living Room Family/Living Room - French Doors to 4 seasons patio DSC04521-(1) - Living Room - Standard - Large Living/Family Space with 10' ceilings. TV Conveys. Kitchen - Granite Countertops, Stainless Steel Appliances DSC04623 (1) DSC04626 (1) DSC04632 (1) DSC04635 (1) Kitchen connection to Formal Dining Kitchen Large Kitchen Pantry Desk area in Kitchen Kitchen Breakfast Nook area Virtually staged Breakfast Nook Open Concept - Living/Kitchen view Looking into 4th Bedroom/Office Space from Living Room DSC04528-(1) - Home Office - Standard - Looking out from 4th Bedroom/Office Space into Living Room 1st Bedroom Virtual staged 1st Bedroom Tray Ceiling - 1st Bedroom Jack & Jill Bath - Connects 1st & 2nd Bedrooms Jack & Jill Bath - Connects 1st & 2nd Bedrooms Double Vanity and Storage - Jack & Jill Bath 2nd Bedroom Virtual staged - Bedroom 2 2nd Full Bathroom (off Family Room) 2nd Full Bathroom 2nd Full Bathroom Master Bedroom - Exit to Patio and Backyard, Tray Ceiling Virtual staged Master Bedroom Master Bedroom - Lots of Natural Light! Entry to closet area and Master Bath Large Walk-In Master Closets Master Bath - Jetted Tub Updated flooring and Shower in Master Bath Master Bath - Large Double Vanity & Storage DSC04701 (1) Water Closet with pocket door Master Bath - Natural Light! 4 Seasons Room Virtual staged 4 Seasons Room Laundry - Washer & Dryer Convey!!! Cabinets & Utility Sink in Laundry Outdoor hot/cold shower Laundry into Garage Workshop in Garage Beautiful, mature, SweetBay Magnolia Large fenced back yard DSC04737 (1) Virtual staged Patio 3.5 miles from Pier Park 2 miles from Beach Access DJI_20260113113423_0043_D DJI_20260113113437_0048_D
Open House (01/17/2026 - 12:00 pm - 4:00 pm)

Property Description
Step into timeless elegance through a stately entryway adorned with leaded glass windows and a beautifully crafted front door, setting the tone for the refined comfort found throughout the home. The expansive great room offers the perfect gathering space for family and friends, where soaring nine-foot ceilings create a sense of openness and light, and a charming wood-burning fireplace adds a touch of coziness for memorable evenings together. The gourmet kitchen is thoughtfully designed for both culinary creativity and seamless entertaining, featuring durable granite countertops, a stylish and easy-to-maintain backsplash, and a complete suite of appliances—including a deluxe washer and dryer. It's a space where everyday moments and special occasions are equally at home. With four generously sized bedrooms, privacy and comfort are prioritized for every member of the household. Three full bathrooms, a convenient Jack and Jill layout, offer both function and style. Elegant tray-vaulted ceilings add architectural distinction, while ceiling fans throughout ensure year-round comfort and energy efficiency. Wood blinds offer timeless appeal and practical shade. Crafted entirely in brick for enduring curb appeal and lasting quality, the home also features an oversized garage complete with a built-in workbench, pegboard, overhead storage, and automatic opener—ideal for hobbies or weekend projects. The outdoor shower adds a practical touch, especially with the future potential for a pool. A spacious, heated and cooled four-season porch offers year-round enjoyment, while the Large fenced backyard has a gorgeous Sweet Bay Magnolia Tree and dedicated RV pad with power hookups provide flexibility for family fun, travel, and more. Quiet neighborhood, no HOA, close to West Bay and beaches, in Flood Zone ''X''. This exceptional property blends classic style with modern comfort—designed not just for luxury, but for living well.

Details
Maps
Listing Info, Tax and Legal
Homestead: No
HOA Fee: No
Senior Community: No
Is Subject Leased: No
New Buyer Fee: No
Last Taxes: 3717
Last Tax Year: 2024
Brokerage Interest: No Interest
As Is: Yes
Contract Info
List Price/SqFt: 223.1
Status: Active
List Date: 2026-01-15
List Price: $535,000
Current Price: $535,000
Location
Sub Area: 0321 - Beach - North Central
Community/Resort: Colony Club
Waterfront: No
Elementary School: Hutchison Beach
Middle School: Surfside
High School: Arnold
Directions: From Fairway Blvd, turn Left on Moonlight Bay Dr, then Right on Shadow Bay Dr, then Left on Colony Bay Harbour Dr. 2nd house on the right.
Area: 03 - Bay County - Beach
Street #: 102
Street Name: Colony Bay Harbour
Street Suffix: Drive
State: FL
Zip Code: 32407
County: Bay
Subdivision: Colony Club Hrbr Ph 3
Parcel ID: 32736-137-000
Legal Description: COLONY CLUB HARBOUR PHASE III LOT 6 BLK E MAP37A ORB 1646 P 1269 ORB 2269 P 264 ORB 2477 P 2385
General Property Info
Acreage: 0.34
Design: Traditional
Lot Size (SqFt): 14810
Apx SqFt(Htd/Cooled): 2398
Immediate Occupancy: Yes
Construction Status: Construction Complete
SqFt Source: Prop App Site
# of Stories in Building: 1
Pre-Const Flip: No
Lot Dimensions: 105'x150'
New Construction: No
Garage Y/N: Yes
Garage Spaces: 2
Driveway Spaces: 4
Pool: No
Sub-Type: Detached Single Family
Bedrooms: 4
Full Baths: 3
Total Baths: 3
Year Built: 2002
Remarks & Misc
Remarks: Step into timeless elegance through a stately entryway adorned with leaded glass windows and a beautifully crafted front door, setting the tone for the refined comfort found throughout the home. The expansive great room offers the perfect gathering space for family and friends, where soaring nine-foot ceilings create a sense of openness and light, and a charming wood-burning fireplace adds a touch of coziness for memorable evenings together. The gourmet kitchen is thoughtfully designed for both culinary creativity and seamless entertaining, featuring durable granite countertops, a stylish and easy-to-maintain backsplash, and a complete suite of appliances—including a deluxe washer and dryer. It's a space where everyday moments and special occasions are equally at home. With four generously sized bedrooms, privacy and comfort are prioritized for every member of the household. Three full bathrooms, a convenient Jack and Jill layout, offer both function and style. Elegant tray-vaulted ceilings add architectural distinction, while ceiling fans throughout ensure year-round comfort and energy efficiency. Wood blinds offer timeless appeal and practical shade. Crafted entirely in brick for enduring curb appeal and lasting quality, the home also features an oversized garage complete with a built-in workbench, pegboard, overhead storage, and automatic opener—ideal for hobbies or weekend projects. The outdoor shower adds a practical touch, especially with the future potential for a pool. A spacious, heated and cooled four-season porch offers year-round enjoyment, while the Large fenced backyard has a gorgeous Sweet Bay Magnolia Tree and dedicated RV pad with power hookups provide flexibility for family fun, travel, and more. Quiet neighborhood, no HOA, close to West Bay and beaches, in Flood Zone ''X''. This exceptional property blends classic style with modern comfort—designed not just for luxury, but for living well.
Den
First: 1
Dining Room
First: 1
Family Room
First: 1
Laundry
First: 1
Workshop
First: 1
Appliances
Dishwasher: 1
Disposal: 1
Dryer: 1
Microwave: 1
Range - Electric: 1
Refrigerator: 1
Washer: 1
Water Heater - Electric: 1
Interior Features
Ceiling - Crwn Molding: 1
Fireplace: 1
Lighting - Recessed: 1
Construction/Siding
Brick: 1
Roof - Composite Shngl: 1
Exterior
Fenced Back Yard: 1
Fire Pit: 1
Shower: 1
Patio Enclosed: 1
Patio Open: 1
Financing
Cash: 1
Conventional: 1
FHA: 1
VA: 1
Furnished
Unfurnished: 1
Interior
Ceiling - Tray: 1
Floor - Carpet: 1
Kitchen
First: 1
Lot Access
Paved Road: 1
Parking Features
Driveway: 1
Garage Attached: 1
Garage Door Opener: 1
RV Access/Parking: 1
Mstr Bath / Mstr Bdrm
MBath Double Vanity: 1
MBath Separate Shwr: 1
MBath Walk-In Closet: 1
MBath Whirlpool: 1
Present Zoning
Resid Single Family: 1
Rooms
Bedroom: 1
Den: 1
Dining Room: 1
Family Room: 1
Kitchen: 1
Laundry: 1
Master Bedroom: 1
Workshop: 1
Utilities
Electricity - Connected: 1
Public Sewer - Connected: 1
Public Water - Available: 1
Sale Type
As Is: 1
Master Bedroom
First: 1
Bedroom
First: 1
Cooling
Central Air: 1
Heating
Central: 1
Property Features
Appliances: Dishwasher; Disposal; Dryer; Microwave; Range - Electric; Refrigerator; Washer; Water Heater - Electric
Master Bedroom: First
Bedroom: First
Cooling: Central Air
Heating: Central
Exterior: Fenced Back Yard; Fire Pit; Shower; Patio Enclosed; Patio Open
Financing: Cash; Conventional; FHA; VA
Furnished: Unfurnished
Interior: Ceiling - Tray; Floor - Carpet
Kitchen: First
Lot Access: Paved Road
Den: First
Dining Room: First
Family Room: First
Laundry: First
Workshop: First
Parking Features: Driveway; Garage Attached; Garage Door Opener; RV Access/Parking
Rooms: Bedroom; Den; Dining Room; Family Room; Kitchen; Laundry; Master Bedroom; Workshop
Sale Type: As Is
Utilities: Electricity - Connected; Public Sewer - Connected; Public Water - Available
Present Zoning: Resid Single Family
Room Information
Room Name Level Dimensions Length Width Dimensions Remarks
Dining RoomFirst12 x 1212.0012.0012 x 12
KitchenFirst13 x 1113.0011.0013 x 11Also a 10x11 breakfast nook
Family RoomFirst19 x 2219.0022.0019 x 22
DenFirst12 x 1212.0012.0012 x 124th Bedroom with Closet
BedroomFirst13 x 1213.0012.0013 x 12Connected to Jack & Jill Bath
BedroomFirst12 x 1312.0013.0012 x 13Connected to Jack & Jill Bath
Master BedroomFirst13.3 x 1613.3016.0013.3 x 16
LaundryFirst8 x 88.008.008 x 8
WorkshopFirstExtra space in the Garage

Listing Office: Anchor Realty Florida

Last Updated: January - 18 - 2026

Information deemed reliable but not guaranteed.