104 Lake Merial Trail, Panama City, FL 32409 (MLS# 778699)

HOA Fee: Yes

HOA Amount: 353

HOA Frequency: Quarterly

HOA Annual Amount: 1412

New Buyer Fee: No

Last Taxes: 3765

Last Tax Year: 2024

Brokerage Interest: No Interest

List Price/SqFt: 204.49

Status: Active

List Date: 2025-09-06

List Price: $514,900

Current Price: $514,900

Sub Area: 0413 - Bay North - Youngstown Area

Community/Resort: None

Waterfront: No

Elementary School: Deane Bozeman

Middle School: Deane Bozeman

High School: Deane Bozeman

Directions: From Walmart on Hwy 77 in Lynn Haven, head north approximately 11.7 miles on Highway 77. Make a right onto the Lake Merial subdivision. Proceed .2 miles until you get to the first stop sign. Turn right onto Lake Merial Trail. Proceed .1 miles and home is first home on the right.

Area: 04 - Bay County - North

Street #: 104

Street Name: Lake Merial

Street Suffix: Trail

State: FL

Zip Code: 32409

County: Bay

Subdivision: Lake Merial Phase One

Parcel ID: 07504-242-000

Legal Description: LAKE MERIAL PHASE ONE LOT 142 ORB 4443 P 203

Acreage: 0.58

Design: Contemporary

Lot Size (SqFt): 25265

Apx SqFt(Htd/Cooled): 2518

Construction Status: Construction Complete

SqFt Source: Prop App Site

Lot Dimensions: 249 x 114 x 227 x 110

New Construction: No

Garage Y/N: Yes

Garage Spaces: 2

Pool: Yes

Pool Type: Private

Sub-Type: Detached Single Family

Bedrooms: 4

Full Baths: 2

Total Baths: 2

Year Built: 2021

Remarks: 2.8% ASSUMABLE LOAN!! Private pool home on over half an acre in the gated Lake Merial community, conveniently located just north of Lynn Haven and approximately 30 minutes from Panama City Beach. Built in 2021, this spacious 4-bedroom, 2-bath home offers over 2,500 square feet of well-designed living space with a flexible layout ideal for both everyday living and entertaining. Situated on a generous 0.58-acre homesite, the property offers privacy and room to spread out while still being part of one of the area's most desirable gated communities. The thoughtful floor plan includes a formal dining room and a dedicated office or flex space off the entry, perfect for working from home, a playroom, or additional living space. The kitchen features stainless steel appliances, white cabinetry, a custom glass backsplash, and an open layout that flows seamlessly into the spacious living area highlighted by a shiplap accent wall. The design creates a comfortable gathering space ideal for family and entertaining. The primary suite provides a relaxing retreat with double vanities, two walk-in closets, a garden tub, and a separate shower. Three additional bedrooms offer comfortable space for family members or guests. Step outside to enjoy one of the home's standout features -- a private gunite pool with stone paver surround, a covered back patio, and a fenced backyard perfect for relaxing or entertaining. The property also includes an oversized driveway with ample parking and a private irrigation well to help maintain the landscaping. Lake Merial is known for its peaceful setting and outdoor lifestyle, featuring a crystal-clear spring-fed lake ideal for kayaking, paddleboarding, canoeing, and fishing. Residents enjoy gated privacy, walking trails, and green space while still being just minutes from Lynn Haven shopping, dining, schools, and convenient access to Panama City and Panama City Beach. This home offers the rare combination of modern construction, space, privacy, and resort-style outdoor living in one of Bay County's most scenic gated communities.

First: 1

Fenced: 1

Gunite Concrete: 1

Inground: 1

Cooktop - Electric: 1

Dishwasher: 1

Disposal: 1

Freezer: 1

Ice Maker: 1

Microwave: 1

Oven - Electric: 1

Range - Electric: 1

Refrigerator: 1

Breakfast Bar: 1

Ceiling - Raised: 1

Floor - Vinyl Plank: 1

Lighting - Recessed: 1

Pantry: 1

Brick: 1

Foundation - Slab on Grade: 1

Wood/Frame: 1

Roof - Dimensional Shg: 1

Deck Open: 1

Fenced Back Yard: 1

Fenced Lot-Part: 1

Fire Pit: 1

Patio Covered: 1

Porch Covered: 1

Sprinkler System: 1

Accounting: 1

Gated Community: 1

Ground Keeping: 1

Master Association: 1

Assume w/int: 1

Cash: 1

Conventional: 1

FHA: 1

Lease Option: 1

VA: 1

Unfurnished: 1

Floor - Carpet: 1

Subdivision - Recorded: 1

Within 1/2 Mile to Water: 1

City Street: 1

Gated Access: 1

Paved Road: 1

Driveway: 1

Garage Attached: 1

Garage Door Opener: 1

Oversized: 1

Paved: 1

MBath Double Vanity: 1

MBath Garden Tub: 1

MBath Separate Shwr: 1

MBath Walk-In Closet: 1

MBed First Floor: 1

Resid Single Family: 1

Gated Community: 1

Bedroom: 1

Master Bathroom: 1

Master Bedroom: 1

TV Cable: 1

Electricity - Connected: 1

Public Sewer - Connected: 1

First: 1

First: 1

Ceiling Fan(s): 1

Central Air: 1

Electric: 1

Central: 1

Electric: 1

Gated Community: 1

Security Gate: 1

Security Lights: 1

Smoke Detector(s): 1