$465,000
104 Oleander Circle
Panama City Beach, FL 32413
MLS# 775360
4 beds  |  2 baths  |  1582 sqft


104 Oleander Circle, Panama City Beach, FL 32413
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104 Oleander Circle, Panama City Beach, FL 32413 104 Oleander Circle, Panama City Beach, FL 32413 *No Actual Pool/Virtual Backyard Renovation* *No Actual Pool/Virtual Backyard Renovation* 104 Oleander Circle, Panama City Beach, FL 32413 104 Oleander Circle, Panama City Beach, FL 32413 104 Oleander Circle, Panama City Beach, FL 32413 104 Oleander Circle, Panama City Beach, FL 32413 104 Oleander Circle, Panama City Beach, FL 32413 104 Oleander Circle, Panama City Beach, FL 32413 104 Oleander Circle, Panama City Beach, FL 32413 104 Oleander Circle, Panama City Beach, FL 32413 104 Oleander Circle, Panama City Beach, FL 32413 104 Oleander Circle, Panama City Beach, FL 32413 104 Oleander Circle, Panama City Beach, FL 32413 104 Oleander Circle, Panama City Beach, FL 32413 104 Oleander Circle, Panama City Beach, FL 32413 104 Oleander Circle, Panama City Beach, FL 32413 104 Oleander Circle, Panama City Beach, FL 32413 104 Oleander Circle, Panama City Beach, FL 32413 104 Oleander Circle, Panama City Beach, FL 32413 104 Oleander Circle, Panama City Beach, FL 32413 104 Oleander Circle, Panama City Beach, FL 32413 104 Oleander Circle, Panama City Beach, FL 32413 104 Oleander Circle, Panama City Beach, FL 32413 104 Oleander Circle, Panama City Beach, FL 32413 104 Oleander Circle, Panama City Beach, FL 32413 104 Oleander Circle, Panama City Beach, FL 32413 104 Oleander Circle, Panama City Beach, FL 32413 104 Oleander Circle, Panama City Beach, FL 32413 104 Oleander Circle, Panama City Beach, FL 32413 104 Oleander Circle, Panama City Beach, FL 32413

Property Description
Listed for Sale, Rent, or Lease Purchase! **Owner financing as low as 5% interest rate.** Seller is motivated and solution oriented. Bring an Offer! This beautifully remodeled 4-bedroom has the most amazing location — and it comes with flexible purchase options, including owner financing, trades, and creative deals like lease purchase! Located within minutes to the stunning Gulf of Mexico and the lively Pier Park — the largest shopping, dining, and entertainment destination in Panama City Beach — this property provides an unbeatable lifestyle. Plus, the world-famous 30A and the Emerald Coast are just a short 10-mile drive away! Step inside and you'll immediately notice the spacious open floor plan with soaring ceilings. The chef's kitchen features quartz countertops, stainless energy star appliances, shaker cabinets with neutral colors that give you a timeless space to personalize and make your own. Whether you're looking for a serene beach getaway, a permanent residence, or a high-return rental, this home checks every box. With its prime location, stunning renovations, and investment potential, this is truly a rare opportunity. Don't miss your chance to own a piece of paradise — inquire today!

Details
Maps
Contract Info
Status: Active
List Date: 2025-06-23
List Price: $465,000
List Price/SqFt: 293.93
Current Price: $465,000
Location
Area: 03 - Bay County - Beach
Street #: 104
Street Name: Oleander
Street Suffix: Circle
State: FL
Zip Code: 32413
County: Bay
Sub Area: 0320 - Beach - Middle Central
Subdivision: Open Sands
Community/Resort: None
Waterfront: No
Parcel ID: 33863-010-000
Elementary School: Hutchison Beach
Middle School: Surfside
High School: Arnold
Directions: Take 98 West, Left on E Gulf Blvd for 8 miles, Right on Oleander Circle 104 Oleander on right side
Legal Description: OPEN SANDS LOT 78 BLK A ORB 4720 P 833
General Property Info
Sub-Type: Detached Single Family
Design: Traditional
Apx SqFt(Htd/Cooled): 1582
SqFt Source: Owner Measured
Bedrooms: 4
Full Baths: 2
Total Baths: 2
Year Built: 1999
Immediate Occupancy: Yes
Pre-Const Flip: No
Construction Status: Construction Complete
New Construction: No
Garage Y/N: No
Driveway Spaces: 4
Lot Dimensions: 145x50x145x50
Acreage: 0.17
Lot Size (SqFt): 7405
Pool: No
Property Features
Accessibility Features: Central Living Area
Appliances: Dishwasher; Disposal; Microwave; Oven - Electric; Range - Electric; Refrigerator; Water Heater - Electric
Bedroom: First
Cooling: Ceiling Fan(s); Central Air; Electric
Heating: Central
Exterior: Deck Open; Double Pane Windows; Fenced Back Yard; Fenced Lot-All; Fenced Privacy; Porch Open
Financing: Cash; Conventional; FHA; Seller Financing; VA; Other
Furnished: Unfurnished
Master Bathroom: First
Parking Features: Driveway; No Garage; Paved
Rooms: Bedroom; Master Bathroom
Sale Type: As Is
Showing: ShowingTime
Utilities: Cable - Available; Electricity - Connected; Garbage; Internet - Fiber Optic; Natural Gas - Available; Phone - Available; Public Water - Connected; Septic Tank
Present Zoning: Resid Single Family
Room Information
Room Name Level Dimensions Length Width Dimensions
Master BathroomFirst13 x 1213.0012.0013 x 12
BedroomFirst13 x 1213.0012.0013 x 12
BedroomFirst16 x 1016.0010.0016 x 10
BedroomFirst16 x 1016.0010.0016 x 10

Listing Office: The Naumann Group Real Estate, Inc

Last Updated: September - 24 - 2025

Information deemed reliable but not guaranteed.