$160,000
Panama City, FL 32401
MLS# 782184
2 beds | 2 baths | 1000 sqft

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Property Description
A beautiful 2 bedroom & 2 bathroom condo at the perfect location in the highly sought after Cove Neighborhood. This unit is on the second floor which is also the top floor, meaning you don't need to worry about loud neighbors above you. Stairs only, no elevator. The living room is large with a spacious balcony. The master bedroom has an ensuite bathroom as well as the stackable laundry. The second bedroom is also well sized right next to the guest bathroom. Enjoy the private pool overlooking the bay, the beach for relaxing bay breeze sunsets or fishing on the Bay. All of this and you're a short walk from Downtown Panama City where there are restaurants, events, and farmers market. HOA fees cover all utilities except power and also includes insurance on the building and exterior repairs.
Details
Maps
Listing Info, Tax and Legal
HOA Fee: Yes
HOA Amount: 529.43
HOA Frequency: Monthly
HOA Annual Amount: 6353.16
New Buyer Fee: No
Last Taxes: 2311
Last Tax Year: 2024
Brokerage Interest: No Interest
Condo Doc: Yes
Contract Info
List Price/SqFt: 160
Status: Active
List Date: 2025-11-26
List Price: $160,000
Current Price: $160,000
Location
Unit #: 61
Sub Area: 0203 - Bay - Central SW
Community/Resort: None
Waterfront: No
Elementary School: Cherry Street
Middle School: Jinks
High School: Bay
Directions: Driving South on Hwy 77 / Cove Blvd. Take a Right on Cherry St and drive 0.3 miles and turn right into parking lot. Enter front of building from Cherry st and walk up the stairs. Unit 61 is on the right.
Area: 02 - Bay County - Central
Street #: 105
Street Name: Allen
Street Suffix: Avenue
State: FL
Zip Code: 32401
County: Bay
Subdivision: Bay Club Condo Ph 1
Parcel ID: 20360-061-000
Legal Description: BAY CLUB CONDO PHASE 1 UNIT 61 2BD ORB 1003 P 283 2BR 2B 1000 H&C
General Property Info
Floor Number: 2
Design: Low-Rise (1-3 floors)
Apx SqFt(Htd/Cooled): 1000
Construction Status: Construction Complete
SqFt Source: Prop App Site
# of Stories in Building: 2
# of Units in Bldg: 12
Lot Dimensions: 0x0
New Construction: No
Garage Y/N: No
Driveway Spaces: 1
Pool: Yes
Pool Type: Community
Sub-Type: Condominium
Bedrooms: 2
Full Baths: 2
Total Baths: 2
Year Built: 1983
Remarks & Misc
Remarks: A beautiful 2 bedroom & 2 bathroom condo at the perfect location in the highly sought after Cove Neighborhood. This unit is on the second floor which is also the top floor, meaning you don't need to worry about loud neighbors above you. Stairs only, no elevator. The living room is large with a spacious balcony. The master bedroom has an ensuite bathroom as well as the stackable laundry. The second bedroom is also well sized right next to the guest bathroom. Enjoy the private pool overlooking the bay, the beach for relaxing bay breeze sunsets or fishing on the Bay. All of this and you're a short walk from Downtown Panama City where there are restaurants, events, and farmers market. HOA fees cover all utilities except power and also includes insurance on the building and exterior repairs.
Dining Room
First: 1
Pool Features
Inground: 1
Appliances
Dishwasher: 1
Dryer: 1
Oven - Electric: 1
Range - Electric: 1
Refrigerator: 1
Washer: 1
Interior Features
Floor - Tile: 1
Construction/Siding
Foundation - Slab on Grade: 1
Exterior
Balcony: 1
Waterfront Feature
Dock: 1
Shore - Natural: 1
Association Fees Include
Accounting: 1
Dock: 1
Ground Keeping: 1
Pest Control: 1
Pool: 1
Sewer: 1
Trash Disposal: 1
Water: 1
Financing
Cash: 1
Conventional: 1
FHA: 1
VA: 1
Furnished
Unfurnished: 1
Kitchen
First: 1
Living Room
First: 1
Lot Features
Within 1/2 Mile to Water: 1
Lot Access
City Street: 1
Parking Features
Assigned: 1
Mstr Bath / Mstr Bdrm
MBath Shower/Tub Combo: 1
Present Zoning
Resid Multi-Family: 1
Association Amenities
Dock: 1
Pool: 1
Rooms
Bedroom: 1
Dining Room: 1
Kitchen: 1
Living Room: 1
Master Bedroom: 1
Utilities
Cable - Available: 1
Electricity - Connected: 1
Public Sewer - Connected: 1
Public Water - Connected: 1
Sale Type
As Is: 1
Master Bedroom
First: 1
Bedroom
First: 1
Cooling
Central Air: 1
Electric: 1
Heating
Central: 1
Electric: 1
Property Features
Appliances: Dishwasher; Dryer; Oven - Electric; Range - Electric; Refrigerator; Washer
Master Bedroom: First
Bedroom: First
Cooling: Central Air; Electric
Heating: Central; Electric
Exterior: Balcony
Association Fees Include: Accounting; Dock; Ground Keeping; Pest Control; Pool; Sewer; Trash Disposal; Water
Financing: Cash; Conventional; FHA; VA
Furnished: Unfurnished
Kitchen: First
Living Room: First
Lot Features: Within 1/2 Mile to Water
Lot Access: City Street
Dining Room: First
Pool Features: Inground
Parking Features: Assigned
Association Amenities: Dock; Pool
Rooms: Bedroom; Dining Room; Kitchen; Living Room; Master Bedroom
Sale Type: As Is
Utilities: Cable - Available; Electricity - Connected; Public Sewer - Connected; Public Water - Connected
Waterfront Feature: Dock; Shore - Natural
Present Zoning: Resid Multi-Family
Room Information
| Room Name | Level | Dimensions | Length | Width | Dimensions | Remarks |
| Master Bedroom | First | 10 x 14 | 10.00 | 14.00 | 10 x 14 | Approx |
| Bedroom | First | 10 x 13 | 10.00 | 13.00 | 10 x 13 | Approx |
| Living Room | First | 14 x 14 | 14.00 | 14.00 | 14 x 14 | Approx |
| Dining Room | First | 14 x 9 | 14.00 | 9.00 | 14 x 9 | Approx |
| Kitchen | First | 7.8 x 8.1 | 7.80 | 8.10 | 7.8 x 8.1 | Approx |
Listing Office: CENTURY 21 Commander Realty
Last Updated: January - 20 - 2026
Information deemed reliable but not guaranteed.
