$1,659,000
Panama City Beach, FL 32413
MLS# 789897
5 beds | 5 baths | 2770 sqft

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Property Description
Welcome to the kind of coastal home that feels like a vacation the moment you walk in. Located in Margaritaville Cottages, this newer construction offers 5 bedrooms and multiple levels of outdoor living designed for gathering, relaxing, and making the most of every beach day. Step inside and you're greeted by a bright, clean interior with a coastal palette, natural light pouring in, and a layout that comfortably accommodates a full house. The kitchen anchors the main living space with modern finishes and plenty of room for everyone to come together after a day in the sun. Each bedroom offers privacy and comfort, making it ideal for hosting guests or maximizing rental potential. The real standout here is the outdoor space, with multiple balconies and lounging areas that let you soak in the warm Gulf air from morning coffee to evening wind-downs. Just a short distance to the beach and surrounded by one of the most sought-after resort-style communities in Panama City Beach, this property delivers the full experience buyers are looking for--whether it's a second home, full-time residence, or income-producing investment.
Details
Maps
Contract Info
List Price/SqFt: 598.92
Status: Active
List Date: 2026-05-14
List Price: $1,659,000
Current Price: $1,659,000
Location
Sub Area: 0320 - Beach - Middle Central
Community/Resort: None
Waterfront: No
Elementary School: Hutchison Beach
Middle School: Surfside
High School: Arnold
Directions: Margaritaville Beach Resort is located about 2 miles east of Pier Park directly on Front Beach Road.
Area: 03 - Bay County - Beach
Street #: 105
Street Name: Paradise Found
Street Suffix: Circle
State: FL
Zip Code: 32413
County: Bay
Subdivision: Margaritaville Cottages
Parcel ID: 34764-200-030
Legal Description: PANAMA CITY BEACH RESORT LOT 3 MARGARITAVILLE COTTAGES PH 3
General Property Info
Acreage: 0.06
Design: Caribbean
Lot Size (SqFt): 2614
Apx SqFt(Htd/Cooled): 2770
Construction Status: Construction Complete
SqFt Source: Prop App Site
Half Baths: 1
Lot Dimensions: 30x75
New Construction: No
Garage Y/N: No
Pool: Yes
Pool Type: Community
Sub-Type: Detached Single Family
Bedrooms: 5
Full Baths: 4
Total Baths: 5
Year Built: 2023
Listing Info, Tax and Legal
HOA Fee: Yes
HOA Amount: 2225
HOA Frequency: Quarterly
HOA Annual Amount: 8900
New Buyer Fee: No
Last Taxes: 14531
Last Tax Year: 2025
Brokerage Interest: No Interest
Remarks & Misc
Remarks: Welcome to the kind of coastal home that feels like a vacation the moment you walk in. Located in Margaritaville Cottages, this newer construction offers 5 bedrooms and multiple levels of outdoor living designed for gathering, relaxing, and making the most of every beach day.
Step inside and you're greeted by a bright, clean interior with a coastal palette, natural light pouring in, and a layout that comfortably accommodates a full house. The kitchen anchors the main living space with modern finishes and plenty of room for everyone to come together after a day in the sun.
Each bedroom offers privacy and comfort, making it ideal for hosting guests or maximizing rental potential. The real standout here is the outdoor space, with multiple balconies and lounging areas that let you soak in the warm Gulf air from morning coffee to evening wind-downs.
Just a short distance to the beach and surrounded by one of the most sought-after resort-style communities in Panama City Beach, this property delivers the full experience buyers are looking for--whether it's a second home, full-time residence, or income-producing investment.
Bonus Room
Third: 1
Great Room
First: 1
Pool Features
Inground: 1
Appliances
Bar Fridge: 1
Cooktop - Electric: 1
Dishwasher: 1
Dryer: 1
Microwave: 1
Oven - Electric: 1
Refrigerator: 1
Washer: 1
Water Heater - Electric: 1
Interior Features
Breakfast Bar: 1
Ceiling - Raised: 1
Floor - Vinyl Plank: 1
Kitchen Island: 1
Lighting - Recessed: 1
Plantation Shutters: 1
Security System: 1
Stairs: 1
Wet Bar: 1
Window - Treatment All: 1
Construction/Siding
Foundation - Slab on Grade: 1
Wood/Frame: 1
Roof - Metal: 1
Siding - Hardie Board: 1
Exterior
Balcony: 1
Deck Covered: 1
Deck Open: 1
Double Pane Windows: 1
Fenced Lot-Part: 1
Patio Enclosed: 1
Patio Open: 1
Sprinkler System: 1
Association Fees Include
Beach: 1
Dumpster: 1
Exercise Room: 1
Ground Keeping: 1
Internet-WiFi: 1
Management: 1
Master Association: 1
Mini Golf: 1
Pool: 1
Security: 1
Telephone: 1
TV Cable: 1
Financing
Cash: 1
Conventional: 1
FHA: 1
VA: 1
Other: 1
Furnished
Furnished: 1
Interior
Smart Home: 1
Lot Features
Close to Clubhouse: 1
Dedicated Beach: 1
Interior Lot: 1
Near Beach Access: 1
Subdivision - Recorded: 1
Sidewalk: 1
Within 1/2 Mile to Water: 1
Lot Access
Paved Road: 1
Parking Features
Driveway: 1
Mstr Bath / Mstr Bdrm
MBath Shower Only: 1
MBed Balcony: 1
MBed Walk-in Closet: 1
Present Zoning
Resid Single Family: 1
Rooms
Bedroom: 1
Bonus Room: 1
Great Room: 1
Master Bedroom: 1
Utilities
Electricity - Connected: 1
Public Sewer - Connected: 1
Public Water - Connected: 1
Waterview
Gulf: 1
Sale Type
As Is: 1
Master Bedroom
First: 1
Second: 1
Bedroom
Second: 1
Third: 1
Cooling
Central Air: 1
ENERGY STAR Qualified Equipment: 1
Heating
Central: 1
Heat Pump: 1
Property Features
Appliances: Bar Fridge; Cooktop - Electric; Dishwasher; Dryer; Microwave; Oven - Electric; Refrigerator; Washer; Water Heater - Electric
Master Bedroom: First; Second
Bedroom: Second; Third
Cooling: Central Air; ENERGY STAR Qualified Equipment
Heating: Central; Heat Pump
Exterior: Balcony; Deck Covered; Deck Open; Double Pane Windows; Fenced Lot-Part; Patio Enclosed; Patio Open; Sprinkler System
Association Fees Include: Beach; TV Cable; Dumpster; Exercise Room; Internet-WiFi; Ground Keeping; Management; Master Association; Mini Golf; Pool; Security; Telephone
Financing: Cash; Conventional; FHA; VA; Other
Furnished: Furnished
Interior: Smart Home
Lot Features: Close to Clubhouse; Dedicated Beach; Interior Lot; Near Beach Access; Sidewalk; Subdivision - Recorded; Within 1/2 Mile to Water
Lot Access: Paved Road
Bonus Room: Third
Great Room: First
Pool Features: Inground
Parking Features: Driveway
Rooms: Bedroom; Bonus Room; Great Room; Master Bedroom
Sale Type: As Is
Utilities: Electricity - Connected; Public Sewer - Connected; Public Water - Connected
Waterview: Gulf
Present Zoning: Resid Single Family
Room Information
| Room Name | Level | Dimensions | Length | Width |
| Master Bedroom | First | 13.5 x 16.5 | 13.50 | 16.50 |
| Master Bedroom | Second | 15.7 x 13.9 | 15.70 | 13.90 |
| Bedroom | Second | 12.4 x 10.3 | 12.40 | 10.30 |
| Bedroom | Second | 14.4 x 10.3 | 14.40 | 10.30 |
| Bedroom | Third | 19.4 x 13.08 | 19.40 | 13.08 |
| Bonus Room | Third | 12.7 x 13.08 | 12.70 | 13.08 |
| Great Room | First | 22.6 x 21.08 | 22.60 | 21.08 |
Listing Office: Salty Marlin Realty LLC
Last Updated: May - 14 - 2026
Information deemed reliable but not guaranteed.
