10515 Front Beach Road 1106, Panama City Beach, FL 32407 (MLS# 789238)

HOA Fee: Yes

HOA Amount: 4777.49

HOA Frequency: Quarterly

HOA Annual Amount: 19109.96

Senior Community: No

Is Subject Leased: No

New Buyer Fee: No

Last Taxes: 8662

Last Tax Year: 2025

Brokerage Interest: No Interest

Condo Doc: Yes

List Price/SqFt: 452.18

Status: Active

List Date: 2026-04-30

List Price: $799,900

Current Price: $799,900

Unit #: 1106

Sub Area: 0318 - Beach - Central South

Community/Resort: Long Beach Towers

Waterfront: Yes

Gulf Access: Yes

Elementary School: Hutchison Beach

Middle School: Surfside

High School: Arnold

Directions: 10515 Front Beach Road - Head east on Hwy 98 and turn right onto Richard Jackson Blvd. Continue straight until you reach Front Beach Road, then take a left. Long Beach Resort will be on your right, located on Front Beach Road across from Coyote Ugly and approximately one block from Walmart. Once inside the complex, this unit is located in Tower Three.

Area: 03 - Bay County - Beach

Street #: 10515

Street Name: Front Beach

Street Suffix: Road

State: FL

Zip Code: 32407

County: Bay

Subdivision: Long Beach Towers III

Parcel ID: 34881-390-922

Legal Description: LONG BEACH TOWER III 47D3 UNIT 3-1106 TYPE D ORB 1841 P 1239 3BR 3B 1769 H&C ORB 4006 P 905

Floor Number: 11

Design: High-Rise (8+ floors)

Apx SqFt(Htd/Cooled): 1769

Immediate Occupancy: Yes

Construction Status: Construction Complete

SqFt Source: Prop App Site

Pre-Const Flip: No

Lot Dimensions: condo

New Construction: No

Garage Y/N: No

Pool: Yes

Pool Type: Community

Sub-Type: Condominium

Bedrooms: 3

Full Baths: 3

Total Baths: 3

Year Built: 1998

Remarks: 3/3 beachfront condo in Long Beach Towers III in Panama City Beach. Gulf views + rental-ready with lockout potential. Built 1998. This 3 bedroom, 3 bathroom beachfront condo in Long Beach Towers III offers direct Gulf frontage, strong vacation rental potential, and immediate occupancy in Panama City Beach. The unit is positioned for buyers seeking both personal use and income, with short term rentals allowed and an existing layout that supports flexible rental strategies including lockout capability. Inside, the 1,769 square foot layout features floor to ceiling windows spanning approximately 46 feet, bringing Gulf views into every room. All three bedrooms have balcony access, including a third bedroom with its own private balcony. The unit is fully tiled throughout and includes a kitchen with granite countertops, tiled backsplash, soft close cabinetry, and a full appliance package. Bathrooms have been updated with double vanities, glass and tile showers, and updated lighting, mirrors, and hardware. A full size washer and dryer are included for convenience. Key systems have been addressed with the air conditioner replaced in 2020 and the water heater, washer, dryer, and microwave replaced in 2023. The unit is sold furnished and is move in or rental ready. The potential lockout configuration allows the property to function as a full 3 bedroom or split into separate 2 bedroom and 1 bedroom rentals, offering flexibility for income optimization and owner use. The oversized beachfront balcony provides direct views of the Gulf and access from multiple rooms, creating a consistent indoor outdoor living experience. Long Beach Resort amenities include multiple pools, hot tubs, beach access, fitness center, gated entry, and on site security. Located in central Panama City Beach, the property is within close proximity to shopping, dining, entertainment, and grocery options, with additional attractions, marinas, and state park access a short distance away. The community allows short term rentals and includes utilities and services such as water, sewer, internet, cable, and maintenance within the HOA structure.

First: 1

First: 1

Inground: 1

Bar Fridge: 1

Cooktop - Electric: 1

Dishwasher: 1

Disposal: 1

Dryer: 1

Microwave: 1

Oven - Electric: 1

Range - Electric: 1

Refrigerator: 1

Washer: 1

Water Heater - Electric: 1

Breakfast Bar: 1

Floor - Tile: 1

Lighting - Recessed: 1

Lock Out Unit: 1

Pantry: 1

Split Bedroom: 1

Wet Bar: 1

Window - Treatment All: 1

Concrete: 1

Foundation - On Piling: 1

Siding - Stucco: 1

Balcony: 1

Shore - Beach: 1

Shore - Natural: 1

Waterfront Feet: 1,400

Accounting: 1

BBQ Pit/Grill: 1

Beach: 1

Dumpster: 1

Exercise Room: 1

Gated Community: 1

Ground Keeping: 1

Insurance: 1

Internet-WiFi: 1

Legal: 1

Pest Control: 1

Pool: 1

Security: 1

Sewer: 1

Trash Disposal: 1

TV Cable: 1

Water: 1

Whirlpool: 1

Cash: 1

Conventional: 1

VA: 1

Furnished: 1

First: 1

Covenants & Rescrictions: 1

Easements: 1

Landscaped: 1

Waterfront: 1

Gated Access: 1

County Road: 1

Paved Road: 1

Parking Lot: 1

MBath Double Vanity: 1

MBed Walk-in Closet: 1

MBath Shower/Tub Combo: 1

Resid Multi-Family: 1

Resort: 1

Beach: 1

Boardwalk: 1

Elevators: 1

Exercise Room: 1

Pool: 1

Waterfront: 1

Bedroom: 1

Dining Room: 1

Family Room: 1

Kitchen: 1

Master Bedroom: 1

TV Cable: 1

Electricity - Connected: 1

Garbage: 1

Public Sewer - Connected: 1

Public Water - Connected: 1

Gulf: 1

As Is: 1

Gulf: 1

First: 1

First: 1

Ceiling Fan(s): 1

Central Air: 1

Central: 1

Electric: 1

24 Hour Security: 1

Fire Alarm: 1

Fire Sprinkler System: 1

Gated with Guard: 1

Security Fence: 1

Security Gate: 1

Security Guard: 1

Smoke Detector(s): 1