109 Granger Lane, Panama City Beach, FL 32413 (MLS# 781140)

HOA Fee: No

New Buyer Fee: No

Last Taxes: 7261

Last Tax Year: 2024

Brokerage Interest: No Interest

List Price/SqFt: 328.34

Status: Active

List Date: 2025-11-03

List Price: $899,000

Current Price: $899,000

Sub Area: 0324 - Beach - West Central

Community/Resort: Laguna Beach

Waterfront: Yes

Gulf Access: No

Elementary School: West Bay

Middle School: Surfside

High School: Arnold

Directions: From Hwy 98 turn South on Oleander Drive then follow Oleander all the way to Granger Lane on the right and turn on Granger Lane.

Area: 03 - Bay County - Beach

Street #: 109

Street Name: Granger

Street Suffix: Lane

State: FL

Zip Code: 32413

County: Bay

Subdivision: Laguna Beach

Parcel ID: 36731-000-000

Legal Description: LAGUNA BEACH EST 5TH ADD LOT 18 LESS SLY 15' BLK 12 ORB 4601 P 2113

Acreage: 0.23

Design: Duplex

Lot Size (SqFt): 10019

Apx SqFt(Htd/Cooled): 2738

Construction Status: Construction Complete

SqFt Source: Prop App Site

Lot Dimensions: 70 x 145

New Construction: No

Garage Y/N: No

Driveway Spaces: 8

Pool: No

Sub-Type: Duplex Multi-Units

Bedrooms: 4

Full Baths: 4

Total Baths: 4

Year Built: 1983

Remarks: Luxury Beachside Duplex | Laguna Beach | No HOA | High-Yield STR Potential Discover the ultimate ''Laguna Beach Lifestyle'' at 109 Granger Lane. Nestled on a rare 0.25-acre lot just steps from the Gulf of Mexico, this 2,738 sq. ft. duplex offers the perfect blend of coastal charm and massive investment upside. Whether you are looking for a high-performing short-term rental, a multi-generational beach retreat, or a ''live-in-one, rent-the-other'' setup, this turnkey property delivers. The Property Highlights: Prime Location: Situated in the golf-cart-friendly Laguna Beach community, minutes from 30A but without the 30A price tag. Flexible Layout: Currently configured as a spacious duplex (4BR total), the property features rear entries and efficiency kitchens upstairs, offering the rare potential to be converted into a Quadplex. Turnkey Ready: Professionally furnished and decorated--this ''Gem'' is ready to hit the rental market on day one. Outdoor Oasis: The oversized lot provides ample parking for guests and toys, with plenty of room to add a private pool to further boost rental ADR (Average Daily Rate). Unbeatable Views: Rare dual-aspect appeal with Gulf proximity to the south and serene waterfront lake views to the north. Investment Snapshot: Projected Annual Income: Up to $130,000 in gross short-term rental revenue. Land Value: Situated on a premium parcel with land value alone estimated near $700k. No HOA: Total freedom for owners with no restrictive associations or monthly dues. Experience the quiet side of PCB with easy beach access and high-end vibes. 109 Granger Lane isn't just a home; it's a strategic asset in the Florida Panhandle's most sought-after growth corridor.

Cooktop - Electric: 1

Dryer: 1

Microwave: 1

Oven - Electric: 1

Range - Electric: 1

Refrigerator: 1

Washer: 1

Water Heater - Electric: 1

Floor - Tile: 1

Stairs: 1

Window - Treatment All: 1

Roof - Composite Shngl: 1

Siding - Stucco: 1

Balcony: 1

Deck Covered: 1

Deck Open: 1

Shower: 1

Patio Covered: 1

Patio Open: 1

Porch Covered: 1

Porch Open: 1

Waterfront Feet: 70

Cash: 1

Conventional: 1

Furnished: 1

Bunk Hallway: 1

First: 1

Dead End: 1

Landscaped: 1

Waterfront: 1

Wetlands: 1

Within 1/2 Mile to Water: 1

County Road: 1

Paved Road: 1

Additional Parking: 1

Driveway: 1

Oversized: 1

MBed Balcony: 1

MBed Sitting Area: 1

MBed Waterfront: 1

Resid Multi-Family: 1

Bedroom: 1

Living Room: 1

Electricity - Connected: 1

Public Sewer - Connected: 1

Public Water - Connected: 1

Lake: 1

As Is: 1

Lakefront: 1

Second: 1

Ceiling Fan(s): 1

Mini-Split/Ductless: 1

Mini-Split/Ductless: 1