$329,900
Panama City, FL 32401
MLS# 777943
3 beds | 2 baths | 1512 sqft

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Property Description
Live in the highly coveted Cove neighborhood! This 3/1.5 Florida Cottage has evolved since it was originally built in 1958 to the extent that the Bay County Property Assessor's Office reports the effective year built is 2018!! Enter into the open concept living area where Living Room, sunken Family Room and upgraded Kitchen are all connected for outstanding entertaining opportunities where people can easily interact. Three bedrooms are conveniently located, and this floor plan just makes good practical sense. The interior paint is crisp, warm and in great taste. Too many updates, upgrades and enhancements to list but here are just a few: New Roof in 2019. All new Interior Paint in 2023 along with a New Deck. Dishwasher and Interior Lights replaced in 2024. In 2025: New LVP Flooring throughout; Baseboards, Kitchen upgrade with Granite Countertops, Backsplash, Cabinets, Paint; Half-bath update and New Sewer Line connected to the City sewer line. The back yard is nicely fenced -in and there is an 8'x16' storage building with plenty of room. This is a spacious quarter acre lot (145'x75') and the deck in back is awesome for enjoying a morning cup of coffee with privacy. Convenient to virtually everything in downtown Panama City and only minutes to one of the world's top ten beaches on the Gulf of America! Reach out to your favorite Realtor and set up a showing today!
Details
Maps
Contract Info
Status: Active
List Date: 2025-08-01
List Price: $329,900
List Price/SqFt: 218.19
Current Price: $329,900
Location
Area: 02 - Bay County - Central
Street #: 109
Street Direction: N
Street Name: Palo Alto
Street Suffix: Avenue
State: FL
Zip Code: 32401
County: Bay
Sub Area: 0203 - Bay - Central SW
Subdivision: Cove Terrace 3rd Add
Community/Resort: Bunkers Cove
Waterfront: No
Parcel ID: 22016-000-000
Elementary School: Cherry Street
Middle School: Jinks
High School: Bay
Directions: From Hwy 98 travel South on N Cove Blvd to E Second Street. Turn East onto E Second Street and follow it as it curves to the South (right) and turns into North Palo Alto Avenue. Home is on the West (Right) side of the street.
Legal Description: COVE TERRACE 3RD ADD LOT 7 BLK F ORB 868 P 297 ORB 2793 P 1850 ORB 2865 P 700 ORB 4672 P 437
General Property Info
Sub-Type: Detached Single Family
Design: Florida Cottage
Apx SqFt(Htd/Cooled): 1512
SqFt Source: Prop App Site
Bedrooms: 3
Full Baths: 1
Half Baths: 1
Total Baths: 2
Year Built: 1958
Immediate Occupancy: Yes
Construction Status: Construction Complete
New Construction: No
Garage Y/N: No
Lot Dimensions: 145'x75'
Acreage: 0.25
Lot Size (SqFt): 10890
Pool: No
Property Features
Appliances: Cooktop - Electric; Dishwasher; Microwave; Refrigerator; Water Heater - Electric
Full Bathroom: First
Half Bathroom: First
Bedroom: First
Cooling: Central Air; Electric
Heating: Electric; Forced Air
Exterior: Fenced Back Yard
Financing: Cash; Conventional; FHA; VA
Furnished: Unfurnished
Kitchen: First
Living Room: First
Lot Features: Landscaped
Lot Access: City Street
Dining Room: First
Family Room: First
Foyer: First
Laundry: First
Storage: First
Parking Features: Driveway
Rooms: Bedroom; Deck/Patio; Dining Room; Family Room; Foyer; Full Bathroom; Half Bathroom; Kitchen; Laundry; Living Room; Storage
Sale Type: As Is
Utilities: Public Sewer - Connected; Public Water - Connected
Present Zoning: Resid Single Family
Room Information
Room Name | Level | Dimensions | Length | Width | Dimensions |
Bedroom | First | 11.5 x 8.5 | 11.50 | 8.50 | 11.5 x 8.5 |
Bedroom | First | 11.5 x 11.5 | 11.50 | 11.50 | 11.5 x 11.5 |
Bedroom | First | 11 x 11.5 | 11.00 | 11.50 | 11 x 11.5 |
Living Room | First | 21.5 x 12 | 21.50 | 12.00 | 21.5 x 12 |
Family Room | First | 19 x 11 | 19.00 | 11.00 | 19 x 11 |
Dining Room | First | 14 x 9.5 | 14.00 | 9.50 | 14 x 9.5 |
Kitchen | First | 15 x 11 | 15.00 | 11.00 | 15 x 11 |
Laundry | First | 12 x 7.5 | 12.00 | 7.50 | 12 x 7.5 |
Half Bathroom | First | 6 x 3 | 6.00 | 3.00 | 6 x 3 |
Deck/Patio | First | 18.5 x 14 | 18.50 | 14.00 | 18.5 x 14 |
Storage | First | 16 x 8 | 16.00 | 8.00 | 16 x 8 |
Full Bathroom | First | 8.5 x 5 | 8.50 | 5.00 | 8.5 x 5 |
Foyer | First | 9.5 x 5.5 | 9.50 | 5.50 | 9.5 x 5.5 |
Listing Office: LPT Realty LLC
Last Updated: October - 12 - 2025
Information deemed reliable but not guaranteed.