109 Sand Oak Boulevard, Panama City Beach, FL 32413 (MLS# 790203)

List Price/SqFt: 189.1

Status: Coming Soon - No Showings

List Date: 2026-05-18

List Price: $295,000

Current Price: $295,000

Sub Area: 0322 - Beach - North West

Community/Resort: Whisper Dunes

Waterfront: No

Elementary School: West Bay

Middle School: Surfside

High School: Arnold

Directions: From Hwy 79 and Panama City Beach Pkwy. -West on Panama City Beach Parkway 3.3 miles to right into Whisper Dunes - travel straight thru the roundabout remaining on Sand Oak Blvd to left on Sand Oak Blvd. - Home is on the left.

Area: 03 - Bay County - Beach

Street #: 109

Street Name: Sand Oak

Street Suffix: Boulevard

State: FL

Zip Code: 32413

County: Bay

Subdivision: Whisper Dunes

Parcel ID: 35350-105-000

Legal Description: WHISPER DUNES, PHASE 1-A LOT 5 ORB 4051 P 1879

Design: Townhome

Apx SqFt(Htd/Cooled): 1560

Immediate Occupancy: Yes

Construction Status: Construction Complete

SqFt Source: Prop App Site

Half Baths: 1

Lot Dimensions: 20X127

New Construction: No

Garage Y/N: Yes

Garage Spaces: 1

Driveway Spaces: 2

Pool: Yes

Pool Type: Community

Sub-Type: Attached Single Unit

Bedrooms: 3

Full Baths: 2

Total Baths: 3

Year Built: 2008

Homestead: No

HOA Fee: Yes

HOA Amount: 831.3

HOA Frequency: Quarterly

HOA Annual Amount: 3325.2

New Buyer Fee: Yes

New Buyer Fee Amt: 0.25

New Buyer Fee Paid: %

Last Taxes: 2977

Last Tax Year: 2025

Brokerage Interest: No Interest

As Is: Yes

Township: PANAMA CITY BEA

Remarks: ''COMING SOON - NO SHOWINGS''. Welcome to 109 Sand Oak Boulevard located in the desirable Whisper Dunes community on the west end of Panama City Beach! This 3-bedroom, 2.5-bath townhome offers a fantastic opportunity for buyers looking to add their own personal touches and build instant value. Priced to sell AS IS, this property is ready for a little TLC including fresh paint and new carpet -- making it an excellent option for primary residence buyers, investors, or anyone seeking an affordable beach-area property with great potential. The functional floor plan features a spacious living area, covered front porch, and a 1-car garage with two additional driveway parking spaces. Additional features include a new roof in 2024. Out back, enjoy a private patio area ready to be transformed into your own outdoor living retreat -- perfect for relaxing or entertaining. Residents of Whisper Dunes enjoy a pet-friendly community with beautiful landscaping and mature trees throughout, along with a community pool and pavilion/gazebo. Conveniently located near the beaches, Pier Park, dining, shopping, and local attractions, this home offers value, location, and opportunity all in one. With a little TLC, this property has the potential to truly shine.

Dishwasher: 1

Disposal: 1

Microwave: 1

Oven - Electric: 1

Range - Electric: 1

Refrigerator: 1

Water Heater - Electric: 1

Floor - Tile: 1

Stairs: 1

Window - Treatment All: 1

Foundation - Slab on Grade: 1

Roof - Composite Shngl: 1

Siding - Stucco: 1

Patio Open: 1

Porch Covered: 1

Sprinkler System: 1

Accounting: 1

Ground Keeping: 1

Legal: 1

Management: 1

Pavilion/Gazebo: 1

Pest Control: 1

Picnic Area: 1

Pool: 1

Cash: 1

Conventional: 1

FHA: 1

VA: 1

Unfurnished: 1

Floor - Carpet: 1

First: 1

First: 1

Paved Road: 1

Driveway: 1

Garage Attached: 1

Paved: 1

MBed Walk-in Closet: 1

MBath Shower/Tub Combo: 1

Pavilion/Gazebo: 1

Picnic Area: 1

Pool: 1

Bedroom: 1

Kitchen: 1

Living Room: 1

Master Bedroom: 1

Electricity - Connected: 1

Public Sewer - Connected: 1

Public Water - Connected: 1

Underground Utilities: 1

As Is: 1

Second: 1

Second: 1

Ceiling Fan(s): 1

Central Air: 1

Electric: 1

Central: 1

Electric: 1