109 Turtle Cove, Panama City Beach, FL 32413 (MLS# 780578)

HOA Fee: Yes

HOA Amount: 767

HOA Frequency: Quarterly

HOA Annual Amount: 3068

Is Subject Leased: No

New Buyer Fee: Yes

New Buyer Fee Amt: 0.25

New Buyer Fee Paid: %

Last Taxes: 5209

Last Tax Year: 2024

Brokerage Interest: No Interest

As Is: Yes

List Price/SqFt: 318.91

Status: Under Contract - Taking Backups

List Date: 2025-10-05

List Price: $560,000

Current Price: $560,000

Sub Area: 0322 - Beach - North West

Community/Resort: None

Waterfront: No

Elementary School: West Bay

Middle School: Surfside

High School: Arnold

Directions: From the intersection of Hwy 79 & Hwy 98 travel west until you reach the entrance of Wild Heron. Turn left onto Wild Heron Way and turn left into Turtle Cove.

Area: 03 - Bay County - Beach

Street #: 109

Street Name: Turtle

Street Suffix: Cove

State: FL

Zip Code: 32413

County: Bay

Subdivision: Turtle Cove At Lake Powell

Parcel ID: 36068-160-000

Legal Description: TURTLE COVE AT LAKE POWELL LOT 60 ORB 4696 P 1509

Acreage: 0.13

Design: Florida Cottage

Lot Size (SqFt): 5663

Apx SqFt(Htd/Cooled): 1756

Immediate Occupancy: Yes

Construction Status: Construction Complete

SqFt Source: Builders Plans

# of Stories in Building: 1

Lot Dimensions: 50x100

New Construction: No

Garage Y/N: Yes

Garage Spaces: 1

Covered Spaces: 1

Pool: Yes

Pool Type: Community

Sub-Type: Detached Single Family

Bedrooms: 3

Full Baths: 2

Total Baths: 2

Year Built: 2018

Remarks: CURRENTLY UNDER CONTRACT, SELLER WILL CONSIDER BACKUP OFFERS⭐ at 109 Turtle Cove in Panama City Beach, FL, where coastal charm meets classic style. This inviting beach retreat is a true gem, ready for you to move in with just your personal belongings. Custom built 1756 square feet designed home features three spacious bedrooms & two bathrooms. The open-concept layout features crown molding and 9 foot ceilings with premium upgrades including high end lighting fixtures, wood tile flooring, & abundant storage solutions. The kitchen is fully equipped to meet the needs of any home chef. It boasts a gas stove & cooktop, a microwave, a large refrigerator all centered around a stainless steel island. The expansive pantry & ample cabinetry make it a hostess' dream for storing entertaining essentials. Enjoy leisurely meals in your cozy dining area or step out onto your private patio to savor breathtaking sunsets. Beyond the home's stunning interiors, the vibrant community offers an array of amenities. Dive into relaxation with a large pool and hot tub, engage in a game of tennis or pickleball, or maintain your fitness routine at the fitness center. For those with a love for water adventures, a dock provides access to the serene Lake Powell and the majestic Gulf of America. With the convenience of both an attached garage and carport, alongside a spacious laundry room, this home is perfectly set up to be your primary residence or an idyllic second home. Located just 1.1 miles by golf cart or bike from pristine white sandy beaches, you're also a mere 3 miles from the eastern end of the iconic 30A Highway and 6.5 miles from the lively Pier Park shopping and dining district. The location is truly unparalleled, offering the perfect blend of convenience and community spirit, with welcoming neighbors that make Turtle Cove at Lake Powell an exceptional place to call home. Discover the delightful lifestyle awaiting you at the entrance to Wild Heron and Sharkstooth Golf Club.

First: 1

First: 1

First: 1

Cooktop - Gas: 1

Dishwasher: 1

Disposal: 1

Dryer: 1

Microwave: 1

Oven - Gas: 1

Plumbed For Ice Maker: 1

Refrigerator: 1

Washer: 1

Water Heater - Gas: 1

Water Heater - Tankless: 1

Floor - Tile: 1

Kitchen Island: 1

Lighting - Recessed: 1

Window - Treatment All: 1

Foundation - Slab on Grade: 1

Roof - Composite Shngl: 1

Siding - Hardie Board: 1

Trim - Wood: 1

Double Pane Windows: 1

Patio Covered: 1

Porch Covered: 1

Sprinkler System: 1

Storm Windows: 1

Accounting: 1

Community Room: 1

Dock: 1

Exercise Room: 1

Legal: 1

Management: 1

Pool: 1

Tennis: 1

Trash Disposal: 1

Cash: 1

Conventional: 1

FHA: 1

VA: 1

Furnished: 1

Ceiling - Tray: 1

First: 1

First: 1

Covenants & Rescrictions: 1

Landscaped: 1

Subdivision - Recorded: 1

Paved Road: 1

Carport Attached: 1

Garage Attached: 1

Garage Door Opener: 1

MBath Shower Only: 1

MBath Walk-In Closet: 1

MBed First Floor: 1

Basketball Court: 1

Dock: 1

Exercise Room: 1

Pool: 1

Tennis: 1

Pickle Ball: 1

Bedroom: 1

Dining Room: 1

Garage: 1

Kitchen: 1

Living Room: 1

Master Bedroom: 1

Mud Room: 1

Electricity - Connected: 1

Public Sewer - Connected: 1

Public Water - Connected: 1

Underground Utilities: 1

As Is: 1

First: 1

First: 1

Central Air: 1

Central: 1

Smoke Detector(s): 1

Under Contract Date: 2026-04-14