$2,490,000
Panama City, FL 32401
MLS# 774663
4 beds | 4 baths | 3574 sqft
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Property Description
Waterfront Luxury - Fully Furnished Arthur Rutenberg Home - where elegance meets effortless living. This fully furnished, professionally decorated AR Homes by Arthur Rutenberg Home offers over 5,000 total square feet under roof and is ready for immediate move-in. Situated on 154 feet of deep-water bayou frontage, this 4-bedroom plus den residence showcases soaring vaulted ceilings, exposed beams, and designer finishes throughout. The home includes a Home Delivery Center for secure, contact-free package drop-off, and features expansive disappearing glass walls that open to a resort-style outdoor living area with a vanishing-edge pool, outdoor kitchen, lanai, and cabana. Located in the upscale community of Cove Pointe, with low HOA dues, this exceptional property offers direct access to Shell Island and the Gulf of Mexico. Offered fully furnished, this is a rare opportunity to own a turnkey luxury waterfront home designed for both everyday comfort and high-end entertaining.
Details
Maps
Contract Info
Status: Active
List Date: 2025-06-10
List Price: $2,490,000
List Price/SqFt: 696.7
Current Price: $2,490,000
Location
Area: 02 - Bay County - Central
Street #: 1164
Street Name: Cove Pointe
Street Suffix: Drive
State: FL
Zip Code: 32401
County: Bay
Sub Area: 0203 - Bay - Central SW
Subdivision: Cove Pointe
Community/Resort: None
Waterfront: Yes
Gulf Access: Yes
Parcel ID: 21267-106-000
Elementary School: Cherry Street
Middle School: Jinks
High School: Bay
Directions: Headed South on Martin Luther King Jr Blvd, left onto Bus 98, right onto E Fourth st, becomes Mercedes, left onto E Third Ct, enter into Cove Pointe, take a right and follow circle, pass round about and home is on the right.
Legal Description: COVE POINTE LOT 6 ORB 4506 P 176
General Property Info
Sub-Type: Detached Single Family
Design: West Indies
Apx SqFt(Htd/Cooled): 3574
SqFt Source: Builders Plans
Bedrooms: 4
Full Baths: 4
Total Baths: 4
Year Built: 2023
Immediate Occupancy: Yes
Pre-Const Flip: No
Construction Status: Construction Complete
New Construction: Yes
Garage Y/N: Yes
Garage Spaces: 3
Covered Spaces: 3
Driveway Spaces: 4
Lot Dimensions: Irregular
Acreage: 0.56
Lot Size (SqFt): 24394
Pool: Yes
Pool Type: Private
Waterfront Feature
Waterfront Feet: 154
Property Features
Appliances: Cooktop - Gas; Dishwasher; Disposal; Dryer; ENERGY STAR Qualified Appliances; Instant Hot Water; Microwave; Oven - Convection; Range Hood; Refrigerator; Washer; Water Heater - Gas; Water Heater - Tankless
Master Bedroom: First
Bedroom: First
Cooling: Ceiling Fan(s); Central Air; ENERGY STAR Qualified Equipment; Gas; Multi Units; Zoned
Heating: Central
Exterior: Summer Kitchen; Porch Covered; Sprinkler System
Association Fees Include: Dock
Financing: Cash; Conventional; FHA; VA
Furnished: Furnished
Interior: Bonus Room; Floor - Carpet; Smart Thermostat
Lot Features: Covenants & Rescrictions; Landscaped; Sloping; Topographical Survey; Waterfront
Lot Access: Paved Road
Den: First
Dining Room: First
Great Room: First
Other: First
Pool Features: Gunite Concrete; Heated - Gas; Inground; Infinity; Spa/ Hot Tub
Security Features: Security System; Smoke Detector(s)
Parking Features: Driveway; Garage Attached; Garage Door Opener
Rooms: Bedroom; Den; Dining Room; Great Room; Master Bedroom; Other
Sale Type: As Is
Showing: ShowingTime
Utilities: Cable - Available; Electricity - Connected; Garbage; Internet - Broadband Available; Natural Gas - Connected; Public Sewer - Connected
Waterfront Type: Bayou w/ Gulf Access
Waterfront Feature: Shore - Natural
Present Zoning: Resid Single Family
Room Information
| Room Name | Level | Dimensions | Length | Width | Dimensions | Remarks |
| Master Bedroom | First | 19 x 14.11 | 19.00 | 14.11 | 19 x 14.11 | |
| Bedroom | First | 12.4 x 13.4 | 12.40 | 13.40 | 12.4 x 13.4 | |
| Bedroom | First | 13.3 x 13.4 | 13.30 | 13.40 | 13.3 x 13.4 | |
| Bedroom | First | 14 x 19.7 | 14.00 | 19.70 | 14 x 19.7 | Bedroom or Flex Space |
| Den | First | 14 x 12 | 14.00 | 12.00 | 14 x 12 | |
| Great Room | First | 21.1 x 18.8 | 21.10 | 18.80 | 21.1 x 18.8 | |
| Dining Room | First | 13.11 x 18.11 | 13.11 | 18.11 | 13.11 x 18.11 | |
| Other | First | 12.8 x 18 | 12.80 | 18.00 | 12.8 x 18 | Lanai |
| Other | First | 25.1 x 13.3 | 25.10 | 13.30 | 25.1 x 13.3 | Cabana |
Listing Office: Coldwell Banker Realty
Last Updated: September - 21 - 2025
Information deemed reliable but not guaranteed.