12011 Front Beach Road 201C, Panama City Beach, FL 32407 (MLS# 791304)

List Price/SqFt: 425

Status: Active

List Date: 2026-06-13

List Price: $674,900

Current Price: $674,900

Unit #: 201C

Sub Area: 0318 - Beach - Central South

Community/Resort: None

Waterfront: Yes

Gulf Access: Yes

Elementary School: Hutchison Beach

Middle School: Surfside

High School: Arnold

Directions: Go south toward the beach from Panama City Beach Parkway. Sterling Reef is located on the east side of M.B. Miller County Pier. Parking is inside the parking deck. Be sure to check-in with security staff at entrance.

Area: 03 - Bay County - Beach

Street #: 12011

Street Name: Front Beach

Street Suffix: Road

State: FL

Zip Code: 32407

County: Bay

Subdivision: Sterling Reef

Parcel ID: 34809-610-008

Legal Description: STERLING REEF UNIT 201 TYPE C ORB 2578 P 120

Floor Number: 2

Design: High-Rise (8+ floors)

Apx SqFt(Htd/Cooled): 1588

Construction Status: Construction Complete

SqFt Source: Prop App Site

# of Stories in Building: 19

Lot Dimensions: 0x0

New Construction: No

Garage Y/N: No

Pool: Yes

Pool Type: Community

Sub-Type: Condominium

Bedrooms: 3

Full Baths: 2

Total Baths: 2

Year Built: 2005

HOA Fee: Yes

HOA Amount: 977

HOA Frequency: Monthly

HOA Annual Amount: 11724

New Buyer Fee: No

Last Tax Year: 2025

Brokerage Interest: No Interest

Condo Doc: Yes

Remarks: Wake up to breathtaking, unobstructed views of the sparkling emerald waters and sugar-white sands of Panama City Beach from this beautiful view positioned 3-bedroom, 2-bath condominium at Sterling Reef. Located on the highly desirable east side of the building, this second-floor unit offers a unique vantage point where it feels as though your balcony extends directly into the Gulf of America. Unlike many units in the area, this condo has never been used as a rental and has been privately owned, offering exceptional care and pride of ownership throughout. While short-term rentals are allowed, this property presents a rare opportunity to own a pristine, never-rented by current owners and a perfect beachfront retreat or establish a premium vacation rental investment. Perfectly situated next to MB Miller County Pier, you'll enjoy front-row seats to spectacular fireworks displays right from your private balcony. The second-floor location provides the ideal elevation for enjoying panoramic Gulf views while maintaining a close connection to the beach and water below. Sterling Reef offers outstanding amenities, including a Gulf-front pool, fitness center, activity room, grilling areas, and direct beach access. Conveniently located near dining, shopping, entertainment, and local attractions, this condo combines an unbeatable location with stunning views and exceptional ownership history. Opportunities like this don't come along often--don't let this one slip away!

Dishwasher: 1

Microwave: 1

Range - Electric: 1

Refrigerator: 1

Washer/Dryer Stacked: 1

Kitchen Island: 1

Balcony: 1

Shore - Beach: 1

Accounting: 1

BBQ Pit/Grill: 1

Beach: 1

Exercise Room: 1

Internet-WiFi: 1

Management: 1

Master Association: 1

Pest Control: 1

Picnic Area: 1

Recreational Faclty: 1

Security: 1

Sewer: 1

Trash Disposal: 1

TV Cable: 1

Water: 1

Furnished: 1

Parking Garage: 1

Bedroom: 1

Primary Bathroom: 1

ShowingTime: 1

Public Sewer - Connected: 1

Public Water - Connected: 1

Gulf: 1

As Is: 1

Gulf: 1

First: 1

Ceiling Fan(s): 1

Electric: 1

Electric: 1

First: 1