$415,000
Panama City Beach, FL 32407
MLS# 771137
2 beds | 2 baths | 1076 sqft
1 / 38
Property Description
BEST PRICED CONDO IN STERLING REEF BY 25K!!! Gorgeous East / West Gulf Views! Fully Furnished Gulf Front Condo located at Sterling Reef in Panama City Beach. This condo features 2 Beds / 2 Baths. The Main Suite sits Gulf Front with Direct Balcony Access. ***NEW HVAC INSTALLED OCTOBER 24, 2025*** The unit was just freshly painted. Enjoy your morning coffee or happy hour cocktail from your expansive balcony overlooking the beautiful waters of the Emerald Coast. Sterling Reef is packed full of amenities such as an Outdoor Pool, Fitness Center, Outdoor Grills and more. The County Pier is located next door and Shipwreck Island Waterpark is just across the street. Pier Park, offering dining, shopping, and entertainment, is situated merely 3.5 miles west. The Northwest Florida Beaches International Airport is located just 17 miles away. All measurements are approximate, if important, please measure. Schedule your showing today! The HOA fee is $977.00 / Monthly.
Details
Maps
Listing Info, Tax and Legal
Homestead: No
HOA Fee: Yes
HOA Amount: 977
HOA Frequency: Monthly
HOA Annual Amount: 11724
Is Subject Leased: No
New Buyer Fee: No
New Buyer Fee Paid: $
Last Taxes: 5465
Last Tax Year: 2024
Brokerage Interest: No Interest
As Is: Yes
Condo Doc: Yes
Contract Info
List Price/SqFt: 385.69
Status: Active
List Date: 2025-03-30
List Price: $415,000
Current Price: $415,000
Location
Unit #: 404
Sub Area: 0318 - Beach - Central South
Community/Resort: None
Waterfront: Yes
Gulf Access: No
Elementary School: Hutchison Beach
Middle School: Surfside
High School: Arnold
Directions: Take 98 East to Alf Coleman. Right on Alf Coleman to Front Beach Rd. Make a Left on Front Beach Rd. Sterling Reef will be on the Right.
Area: 03 - Bay County - Beach
Street #: 12011
Street Name: Front Beach
Street Suffix: Road
State: FL
Zip Code: 32407
County: Bay
Subdivision: Sterling Reef
Parcel ID: 34809-610-025
Legal Description: STERLING REEF UNIT 404 TYPE B ORB 2578 P 120 ''ARUBA'' 2BD/2BTH ORB 4305 P 1050 1076 SQ.FT.=H&C . 184 SQ.FT.=BALC
General Property Info
Floor Number: 4
Design: High-Rise (8+ floors)
Apx SqFt(Htd/Cooled): 1076
Immediate Occupancy: Yes
Construction Status: Construction Complete
SqFt Source: Prop App Site
Lot Dimensions: 0X0
New Construction: No
Garage Y/N: Yes
Garage Spaces: 2
Pool: Yes
Pool Type: Community
Sub-Type: Condominium
Bedrooms: 2
Full Baths: 2
Total Baths: 2
Year Built: 2005
Remarks & Misc
Remarks: BEST PRICED CONDO IN STERLING REEF BY 25K!!! Gorgeous East / West Gulf Views! Fully Furnished Gulf Front Condo located at Sterling Reef in Panama City Beach. This condo features 2 Beds / 2 Baths. The Main Suite sits Gulf Front with Direct Balcony Access. ***NEW HVAC INSTALLED OCTOBER 24, 2025*** The unit was just freshly painted. Enjoy your morning coffee or happy hour cocktail from your expansive balcony overlooking the beautiful waters of the Emerald Coast. Sterling Reef is packed full of amenities such as an Outdoor Pool, Fitness Center, Outdoor Grills and more. The County Pier is located next door and Shipwreck Island Waterpark is just across the street. Pier Park, offering dining, shopping, and entertainment, is situated merely 3.5 miles west. The Northwest Florida Beaches International Airport is located just 17 miles away. All measurements are approximate, if important, please measure. Schedule your showing today! The HOA fee is $977.00 / Monthly.
Pool Features
Heated - Electric: 1
Inground: 1
Appliances
Dishwasher: 1
Microwave: 1
Oven - Electric: 1
Refrigerator: 1
Washer/Dryer Stacked: 1
Water Heater - Electric: 1
Interior Features
Breakfast Bar: 1
Floor - Vinyl Plank: 1
Kitchen Island: 1
Lock Out Closet: 1
Split Bedroom: 1
Window - Treatment All: 1
Exterior
Balcony: 1
Waterfront Feature
Shore - Beach: 1
Association Fees Include
BBQ Pit/Grill: 1
Beach: 1
Community Room: 1
Dumpster: 1
Exercise Room: 1
Insurance: 1
Pest Control: 1
Pool: 1
Security: 1
Sewer: 1
Water: 1
Financing
Cash: 1
Conventional: 1
Furnished
Furnished: 1
Lot Features
Waterfront: 1
Lot Access
City Street: 1
Parking Features
Garage Attached: 1
Mstr Bath / Mstr Bdrm
MBed Balcony: 1
MBed First Floor: 1
MBed Walk-in Closet: 1
MBed Waterfront: 1
MBath Shower/Tub Combo: 1
Association Amenities
BBQ Pit/Grill: 1
Beach: 1
Community Room: 1
Dumpster: 1
Elevators: 1
Exercise Room: 1
Pool: 1
Waterfront: 1
Rooms
Bedroom: 1
Master Bedroom: 1
Utilities
Electricity - Connected: 1
Public Sewer - Connected: 1
Public Water - Connected: 1
Waterview
Gulf: 1
Sale Type
As Is: 1
Waterfront Type
Gulf: 1
Master Bedroom
First: 1
Bedroom
First: 1
Cooling
Ceiling Fan(s): 1
Central Air: 1
Electric: 1
Heating
Central: 1
Electric: 1
Property Features
Appliances: Dishwasher; Microwave; Oven - Electric; Refrigerator; Washer/Dryer Stacked; Water Heater - Electric
Master Bedroom: First
Bedroom: First
Cooling: Ceiling Fan(s); Central Air; Electric
Heating: Central; Electric
Exterior: Balcony
Association Fees Include: BBQ Pit/Grill; Beach; Community Room; Dumpster; Exercise Room; Insurance; Pest Control; Pool; Security; Sewer; Water
Financing: Cash; Conventional
Furnished: Furnished
Lot Features: Waterfront
Lot Access: City Street
Pool Features: Heated - Electric; Inground
Parking Features: Garage Attached
Association Amenities: BBQ Pit/Grill; Beach; Community Room; Dumpster; Elevators; Exercise Room; Pool; Waterfront
Rooms: Bedroom; Master Bedroom
Sale Type: As Is
Utilities: Electricity - Connected; Public Sewer - Connected; Public Water - Connected
Waterfront Type: Gulf
Waterfront Feature: Shore - Beach
Waterview: Gulf
Room Information
| Room Name | Level | Dimensions | Length | Width |
| Master Bedroom | First | 14 x 12 | 14.00 | 12.00 |
| Bedroom | First | 10 x 10 | 10.00 | 10.00 |
Listing Office: Keller Williams Success Realty
Last Updated: May - 04 - 2026
Information deemed reliable but not guaranteed.