$449,900
Panama City Beach, FL 32407
MLS# 777834
2 beds | 2 baths | 1076 sqft

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Property Description
*OPEN HOUSE SATURDAY (8/30) NOON to 2pm* WOW! Sterling Reef is one of the most sought-after Gulf front communities on the beach! Low density means no waiting for an elevator and always a seat on the pool deck! This 2 bed/2 bath unit is being sold fully furnished and includes washer and dryer! New tile throughout! The main bedroom has its own private bath and glass slider providing over-sized patio access and an amazing view of the water from bed! Sterling Reef amenities include a fitness center with water view and two Gulf front pools for you to enjoy! There is also a grill area with outdoor seating. Plenty of ground floor Garage parking! Sterling Reef is located next to the County Pier, which makes it perfect for fishing, and across from Shipwreck Water Park! Walk to dining and entertainment! *All measurements/info to be confirmed by buyer/representative.
Details
Maps
Contract Info
Status: Active
List Date: 2025-08-19
List Price: $449,900
List Price/SqFt: 418.12
Current Price: $449,900
Location
Area: 03 - Bay County - Beach
Street #: 12011
Street Name: Front Beach
Street Suffix: Road
Unit #: 405B
State: FL
Zip Code: 32407
County: Bay
Sub Area: 0318 - Beach - Central South
Subdivision: Sterling Reef
Community/Resort: None
Waterfront: Yes
Gulf Access: Yes
Parcel ID: 34809-610-026
Elementary School: Hutchison Beach
Middle School: Surfside
High School: Arnold
Directions: Located on Front Beach Rd across from Shipwreck Island Water Park Parking
Legal Description: STERLING REEF UNIT 405 TYPE B ORB 3944 P 2072 ''ARUBA'' 2BD/2BTH ORB 3944 P 2072 1076 SQ.FT.=H&C . 184 SQ.FT.=BALC
General Property Info
Sub-Type: Condominium
Floor Number: 4
Design: High-Rise (8+ floors)
Apx SqFt(Htd/Cooled): 1076
SqFt Source: Prop App Site
Bedrooms: 2
Full Baths: 2
Total Baths: 2
Year Built: 2005
Immediate Occupancy: Yes
Construction Status: Construction Complete
New Construction: No
Garage Y/N: Yes
Garage Spaces: 2
Lot Dimensions: 0X0
Pool: Yes
Pool Type: Community
Association Fee/Month: 977
Property Features
Accessibility Features: Accessible Bedroom; Accessible Central Living Area; Accessible Doors
Appliances: Cooktop - Electric; Dishwasher; Disposal; Dryer; Microwave; Oven - Electric; Refrigerator; Washer; Water Heater - Electric
Master Bedroom: First
Bedroom: First
Cooling: Ceiling Fan(s); Central Air; Electric
Heating: Central; Electric
Existing Leases: Daily/Weekly
Association Fees Include: Advertising; BBQ Pit/Grill; Beach; Community Room; Exercise Room; Insurance; Ground Keeping; Repairs/Maintenance; Management; Pest Control; Picnic Area; Pool; Security; Sewer; Trash Disposal; Water
Financing: Cash; Conventional; FHA; VA
Furnished: Furnished
Interior: Insulated Doors
Lot Features: Coastal Construction Control Line; Covenants & Rescrictions; Waterfront
Lot Access: City Street
Pool Features: Fenced; Inground
Security Features: Building Security; Fire Sprinkler System; Firewall(s); Smoke Detector(s)
Parking Features: Garage Attached
Association Amenities: BBQ Pit/Grill; Beach; Community Room; Elevators; Exercise Room; Picnic Area; Pool; Security-24 hour; Waterfront
Rooms: Bedroom; Master Bedroom
Sale Type: As Is
Utilities: Electricity - Connected
Waterfront Type: Gulf
Waterfront Feature: Shore - Beach
Waterview: Gulf
Present Zoning: Resid Multi-Family
Room Information
Room Name | Level | Dimensions | Length | Width | Dimensions |
Master Bedroom | First | 14 x 12 | 14.00 | 12.00 | 14 x 12 |
Bedroom | First | 10 x 10 | 10.00 | 10.00 | 10 x 10 |
Listing Office: Keller Williams Success Realty
Last Updated: August - 31 - 2025
Information deemed reliable but not guaranteed.