12011 Front Beach Road 804B, Panama City Beach, FL 32407 (MLS# 791263)

List Price/SqFt: 417.29

Status: Active

List Date: 2026-06-12

List Price: $449,000

Current Price: $449,000

Unit #: 804B

Sub Area: 0318 - Beach - Central South

Community/Resort: None

Waterfront: Yes

Gulf Access: Yes

Elementary School: Hutchison Beach

Middle School: Surfside

High School: Arnold

Directions: Sterling Reef is gulf-front directly east of the M.B. Miller County Pier.

Area: 03 - Bay County - Beach

Street #: 12011

Street Name: Front Beach

Street Suffix: Road

State: FL

Zip Code: 32407

County: Bay

Subdivision: Sterling Reef

Parcel ID: 34809-610-053

Legal Description: STERLING REEF UNIT 804 TYPE B ORB 2578 P 120 ''ARUBA'' 2BD/2BTH ORB 4495 P 581 1076 SQ.FT.=H&C . 184 SQ.FT.=BALC

Floor Number: 8

Design: High-Rise (8+ floors)

Apx SqFt(Htd/Cooled): 1076

Immediate Occupancy: Yes

Construction Status: Construction Complete

SqFt Source: Prop App Site

Lot Dimensions: Condo

New Construction: No

Garage Y/N: Yes

Garage Spaces: 2

Pool: Yes

Pool Type: Community

Sub-Type: Condominium

Bedrooms: 2

Full Baths: 2

Total Baths: 2

Year Built: 2005

HOA Fee: Yes

HOA Amount: 970

HOA Frequency: Monthly

HOA Annual Amount: 11640

New Buyer Fee: No

Last Tax Year: 2025

Brokerage Interest: No Interest

Condo Doc: Yes

Remarks: Set directly on the beach at Sterling Reef, this well-maintained Gulf-front condo combines panoramic views, a highly desirable floor plan with an enclosed bunk room, and a location that puts some of Panama City Beach's most popular attractions just minutes away. Positioned on the 8th floor, the elevation delivers something that's harder to find than you might expect -- open ocean sound without the noise of the beach crowd below. It's a meaningful difference in the daily experience of the unit. Designed for both personal enjoyment and vacation rental appeal, the floor plan includes two bedrooms, an enclosed bunk room, and two full baths, providing the flexibility to comfortably accommodate family and guests while maximizing sleeping capacity. From the kitchen and living area to the primary suite and private balcony, the Gulf remains the focal point throughout the condo. Floor-to-ceiling sliding glass doors maximize natural light while keeping the emerald waters front and center, creating a seamless connection between the interior living spaces and the beach beyond. The coastal-inspired interior has been meticulously maintained and thoughtfully updated -- new furniture, paint, and fixtures were added in 2021, new carpet in 2023, and new deck furniture in 2025 -- giving the unit a fresh, move-in-ready feel. Tile flooring throughout the main living areas makes upkeep easy after busy beach days. The spacious kitchen offers granite countertops, stainless steel appliances, and a breakfast bar that creates a natural gathering space for family and guests. Nine-foot ceilings enhance the sense of openness, while the gulf-front primary suite serves as a private retreat with direct balcony access and stunning water views. Sterling Reef continues to be a favorite among vacationers thanks to its beachfront setting, relaxed atmosphere, and extensive amenity package. Owners and guests enjoy direct beach access, a seasonally heated bi-level pool and spa, fitness center, activity center, sky terrace with grilling area, covered parking, and 24-hour security. Adding to the appeal is Sterling Reef's central Panama City Beach location. Shipwreck Island Waterpark sits directly across the street, making it a popular destination for families, while Pier Park, Frank Brown Park, golf courses, restaurants, shopping, entertainment, and local attractions are all just minutes away. Whether you're searching for a beachfront vacation home, a short-term rental investment property, or a combination of both, this gulf-front condo offers the views, layout, amenities, and location that continue to make Panama City Beach one of the area's most sought-after destinations. See it for yourself -- schedule a private showing.

Dishwasher: 1

Disposal: 1

Microwave: 1

Oven - Electric: 1

Range - Electric: 1

Washer/Dryer Stacked: 1

Concrete: 1

Balcony: 1

Internet-WiFi: 1

Master Association: 1

Trash Disposal: 1

TV Cable: 1

Water: 1

Furnished: 1

Waterfront: 1

BBQ Pit/Grill: 1

Community Room: 1

Pool: 1

Waterfront: 1

Other - See Remarks: 1

Bedroom: 1

Primary Bedroom: 1

ShowingTime: 1

Public Sewer - Connected: 1

Public Water - Connected: 1

Gulf: 1

Gulf: 1

First: 1

First: 1

Ceiling Fan(s): 1

Central Air: 1

Electric: 1

MBed Walk-in Closet: 1

MBath Shower/Tub Combo: 1