$529,000
Panama City Beach, FL 32413
MLS# 772829
3 beds | 2 baths | 2191 sqft

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Property Description
****Huge price drop****Only home currently for sale in Palmetto Trace with a private pool equipped with a screen enclosure ,2019 roof/radiant heat barrier(low utility bills),insulated interior walls(sound proofing/moisture barrier), whole home pest control in wall tubing and golf cart friendly to the beach, Pier Park and Frank brown park, this move-in ready home checks all the boxes. Located on a private, wooded lot in one of Panama City Beach's most desirable communities, this home offers the perfect blend of comfort, versatility, and location. The popular Palm floor plan includes 3 bedrooms with the possibility of 5, thanks to a front bonus room and a formal dining room that can easily be converted into additional bedrooms, a home office, or a playroom. Inside, you'll find soaring ceilings, abundant natural light, and a bright, open living space. The kitchen features solid oak cabinetry, a pantry, and a functional layout that flows into a unique formal dining room framed by tray ceilings—an upgrade not found in other Palm models in the community. The spacious primary suite includes a large tiled walk-in shower, garden tub, and oversized walk-in closet. Two additional bedrooms and a full bath are tucked away in their own private wing, separated by a pocket door and complete with a hallway linen closet. Every interior wall in the home is insulated, offering a quiet and peaceful atmosphere throughout. Step outside to your own backyard retreat with a large screened-in pool, soothing water feature, and a cool-touch painted patio—ideal for relaxing or entertaining. Notable upgrades include a newer roof with radiant heat barrier (2019), a newer HVAC system, freshly painted interior, cool to touch patio paint,solar screen UPF protection pool enclosure screens, interior walls are insulated,smart home security system, and attic access for added storage. Palmetto Trace is golf cart-friendly and known for its low HOA fees, which cover trash service, two community pools, and neighborhood landscaping. Located just minutes from Pier Park, Frank Brown Park, and the sugar-white beaches, this home offers laid-back coastal living in a prime location.
Details
Maps
Contract Info
Status: Active
List Date: 2025-05-01
List Price: $529,000
List Price/SqFt: 241.44
Current Price: $529,000
Location
Area: 03 - Bay County - Beach
Street #: 121
Street Name: Bainbridge
Street Suffix: Street
State: FL
Zip Code: 32413
County: Bay
Sub Area: 0321 - Beach - North Central
Subdivision: Palmetto Trace Phase III
Community/Resort: None
Waterfront: No
Parcel ID: 32738-980-105
Elementary School: Hutchison Beach
Middle School: Surfside
High School: Arnold
Directions: Hwy 98 West (from Hathaway Bridge), right onto Back Beach Road, travel 8 miles, Palmetto Trace is located on the right.
Legal Description: PALMETTO TRACE PHASE III LOT 233 ORB 2540 P 77
General Property Info
Sub-Type: Detached Single Family
Design: Contemporary
Apx SqFt(Htd/Cooled): 2191
SqFt Source: Prop App Site
Bedrooms: 3
Full Baths: 2
Total Baths: 2
# of Stories in Building: 1
Year Built: 2004
Construction Status: Construction Complete
New Construction: No
Garage Y/N: Yes
Garage Spaces: 2
Driveway Spaces: 4
Lot Dimensions: 65 X 150
Acreage: 0.22
Lot Size (SqFt): 9583
Pool: Yes
Pool Type: Private
Property Features
Appliances: Disposal; Microwave; Oven - Electric; Range - Electric; Refrigerator; Water Heater - Electric
Master Bedroom: First
Bedroom: First
Cooling: Ceiling Fan(s); Central Air
Heating: Central
Exterior: Hurricane Shutters; Patio Enclosed; Porch Covered; Solar Screens
Association Fees Include: Management; Pool
Financing: Cash; Conventional; FHA; VA
Furnished: Unfurnished
Interior: Bonus Room; Floor - Carpet
Living Room: First
Lot Features: Wooded
Lot Access: Comm/Own/Maint
Pool Features: Inground; Screened In; Waterfall
Security Features: Smoke Detector(s)
Parking Features: Driveway; Garage Attached; Garage Door Opener
Association Amenities: Pavilion/Gazebo; Pool
Rooms: Bedroom; Living Room; Master Bedroom
Sale Type: As Is
Utilities: TV Cable; Electricity - Connected; Garbage; Internet - Fiber Optic; Phone - Connected; Public Sewer - Connected; Public Water - Connected; Underground Utilities
Present Zoning: Resid Single Family
Room Information
Room Name | Level | Dimensions | Length | Width | Dimensions |
Master Bedroom | First | 17 x 13 | 17.00 | 13.00 | 17 x 13 |
Bedroom | First | 11.6 x 11 | 11.60 | 11.00 | 11.6 x 11 |
Living Room | First | 27 x 24.4 | 27.00 | 24.40 | 27 x 24.4 |
Listing Office: Beachy Beach Real Estate
Last Updated: September - 18 - 2025
Information deemed reliable but not guaranteed.