$724,990
125 Malaga Place
Panama City Beach, FL 32413
MLS# 777040
3 beds  |  2 baths  |  1269 sqft


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Relax by the Pool IMG_3124 125 Malaga Pl Panama City Beach FL 32413 125 Malaga Pl Panama City Beach FL 32413 125 Malaga Pl Panama City Beach FL 32413 125 Malaga Pl Panama City Beach FL 32413 125 Malaga Pl Panama City Beach FL 32413 125 Malaga Pl Panama City Beach FL 32413 125 Malaga Pl Panama City Beach FL 32413 IMG_3118 IMG_3116 125 Malaga Pl Panama City Beach FL 32413 125 Malaga Pl Panama City Beach FL 32413 125 Malaga Pl Panama City Beach FL 32413 125 Malaga Pl Panama City Beach FL 32413 125 Malaga Pl Panama City Beach FL 32413 125 Malaga Pl Panama City Beach FL 32413 125 Malaga Pl Panama City Beach FL 32413 125 Malaga Pl Panama City Beach FL 32413 125 Malaga Pl Panama City Beach FL 32413 125 Malaga Pl Panama City Beach FL 32413 125 Malaga Pl Panama City Beach FL 32413 125 Malaga Pl Panama City Beach FL 32413 125 Malaga Pl Panama City Beach FL 32413 125 Malaga Pl Panama City Beach FL 32413 125 Malaga Pl Panama City Beach FL 32413 125 Malaga Pl Panama City Beach FL 32413 125 Malaga Pl Panama City Beach FL 32413 125 Malaga Pl Panama City Beach FL 32413 125 Malaga Pl Panama City Beach FL 32413 125 Malaga Pl Panama City Beach FL 32413 125 Malaga Pl Panama City Beach FL 32413 125 Malaga Pl Panama City Beach FL 32413 125 Malaga Pl Panama City Beach FL 32413 125 Malaga Pl Panama City Beach FL 32413 125 Malaga Pl Panama City Beach FL 32413 125 Malaga Pl Panama City Beach FL 32413 125 Malaga Pl Panama City Beach FL 32413 125 Malaga Pl Panama City Beach FL 32413 IMG_3121

Property Description
Owner Financing available with 30% down. Ready to Make Your Beach Dreams a Reality? This charming 3-bedroom, 2-bathroom Florida beach house is steps from the beach and the perfect blend of old Florida character and modern comforts. With two full baths, a private pool in the backyard, and just one block from the Gulf, it's time to add your finishing touches and turn this cottage into the ultimate vacation getaway. This home checks all the boxes—whether you're looking to create lasting memories or capitalize on its incredible short-term rental potential. Imagine relaxing by the pool, enjoying Gulf breezes from your front yard, and stepping out for a quick stroll to the beach. The possibilities are endless! With its prime location and timeless appeal, this property is a dream investment. Don't miss out on this one-of-a-kind beach retreat—ready for your personal touch!

Details
Maps
Listing Info, Tax and Legal
HOA Fee: Yes
HOA Amount: 50
HOA Frequency: Annually
HOA Annual Amount: 50
New Buyer Fee: No
Last Taxes: 4743
Last Tax Year: 2024
Lot: 2
Block: A
Brokerage Interest: No Interest
As Is: Yes
Contract Info
List Price/SqFt: 571.31
Status: Active
List Date: 2025-08-01
List Price: $724,990
Current Price: $724,990
Location
Sub Area: 0324 - Beach - West Central
Community/Resort: Laguna Beach
Waterfront: No
Elementary School: West Bay
Middle School: Surfside
High School: Arnold
Directions: From Highway 98 Turn south on Malaga Place and house will be one block before the Gulf of America on the right hand side.
Area: 03 - Bay County - Beach
Street #: 125
Street Name: Malaga
Street Suffix: Place
State: FL
Zip Code: 32413
County: Bay
Subdivision: Laguna Beach 4th Add
Parcel ID: 37907-000-000
Legal Description: LAGUNA BEACH 4TH ADD LOT 2 BLK A ORB 4339 P 757
General Property Info
Acreage: 0.15
Design: Florida Cottage
Lot Size (SqFt): 6534
Apx SqFt(Htd/Cooled): 1269
Construction Status: Construction Complete
SqFt Source: Prop App Site
# of Stories in Building: 1
Lot Dimensions: 50 x 130
New Construction: No
Garage Y/N: No
Driveway Spaces: 2
Pool: Yes
Pool Type: Private
Sub-Type: Detached Single Family
Bedrooms: 3
Full Baths: 2
Total Baths: 2
Year Built: 1954
Remarks & Misc
Remarks: Owner Financing available with 30% down. Ready to Make Your Beach Dreams a Reality? This charming 3-bedroom, 2-bathroom Florida beach house is steps from the beach and the perfect blend of old Florida character and modern comforts. With two full baths, a private pool in the backyard, and just one block from the Gulf, it's time to add your finishing touches and turn this cottage into the ultimate vacation getaway. This home checks all the boxes—whether you're looking to create lasting memories or capitalize on its incredible short-term rental potential. Imagine relaxing by the pool, enjoying Gulf breezes from your front yard, and stepping out for a quick stroll to the beach. The possibilities are endless! With its prime location and timeless appeal, this property is a dream investment. Don't miss out on this one-of-a-kind beach retreat—ready for your personal touch!
Family Room
First: 1
Pool Features
Fenced: 1
Gunite Concrete: 1
Inground: 1
Pool/Spa Combo: 1
Appliances
Microwave: 1
Range - Electric: 1
Refrigerator: 1
Water Heater - Electric: 1
Interior Features
Floor - Laminate: 1
Floor - Tile: 1
Split Bedroom: 1
Construction/Siding
Roof - Metal: 1
Siding - Vinyl: 1
Exterior
Deck Open: 1
Fenced Back Yard: 1
Shower: 1
Patio Open: 1
Other Structures
Shed(s): 1
Association Fees Include
Beach: 1
Financing
Cash: 1
Conventional: 1
Furnished
Furnished: 1
Living Room
First: 1
Lot Features
Dedicated Beach: 1
Interior Lot: 1
Within 1/2 Mile to Water: 1
Lot Access
County Road: 1
Paved Road: 1
Parking Features
Driveway: 1
Present Zoning
Resid Single Family: 1
Association Amenities
Beach: 1
Rooms
Bedroom: 1
Family Room: 1
Living Room: 1
Utilities
Electricity - Connected: 1
Public Water - Connected: 1
Septic Tank: 1
Sale Type
As Is: 1
Bedroom
First: 1
Cooling
Ceiling Fan(s): 1
Central Air: 1
Electric: 1
Heating
Central: 1
Electric: 1
Property Features
Appliances: Microwave; Range - Electric; Refrigerator; Water Heater - Electric
Bedroom: First
Cooling: Ceiling Fan(s); Central Air; Electric
Heating: Central; Electric
Exterior: Deck Open; Fenced Back Yard; Shower; Patio Open
Association Fees Include: Beach
Financing: Cash; Conventional
Furnished: Furnished
Living Room: First
Lot Features: Dedicated Beach; Interior Lot; Within 1/2 Mile to Water
Lot Access: County Road; Paved Road
Family Room: First
Pool Features: Fenced; Gunite Concrete; Inground; Pool/Spa Combo
Parking Features: Driveway
Other Structures: Shed(s)
Association Amenities: Beach
Rooms: Bedroom; Family Room; Living Room
Sale Type: As Is
Utilities: Electricity - Connected; Public Water - Connected; Septic Tank
Present Zoning: Resid Single Family
Room Information
Room Name Level Dimensions Length Width Dimensions
Living RoomFirst14 x 1114.0011.0014 x 11
Family RoomFirst22 x 1122.0011.0022 x 11
BedroomFirst12 x 1112.0011.0012 x 11
BedroomFirst12 x 1212.0012.0012 x 12
BedroomFirst11 x 1011.0010.0011 x 10

Listing Office: Coldwell Banker Realty

Last Updated: January - 19 - 2026

Information deemed reliable but not guaranteed.