$1,499,999
Panama City, FL 32404
MLS# 771416
4 beds | 4 baths | 4073 sqft

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Property Description
IThis stunning fully furnished Bayfront property offers a perfect blend of luxury, comfort, and functionality. The spacious 4-bedroom, 3-bathroom main house boasts not only breath-taking water views, creating a serene backdrop for everyday living but is built to withstand hurricanes and any other natural disaster you can think of with its ICF (Insulated Concrete Forms) Construction. ICF construction is typically rated to withstand a CAT-5 hurricane, that's a 250 mile per hour wind rating! Inside find high vaulted ceilings and 3/4'' red oak hardwood flooring flowing throughout the living spaces, with plank tile in the laundry and bathrooms and carpet in the loft area, the home exudes an open and airy feel. The kitchen is a chef's dream, featuring countertops crafted from luxurious quartz. In the kitchen you will also find custom wood cabinetry, a large kitchen island, and modern appliances. The open concept living space allows for effortless flow between the kitchen, dining, and living areas, making it perfect for both everyday living and entertaining. The home also features a high-performance Carrier HVAC system with 3 zones and insulated metal ductwork (no flex ducts), ensuring year-round comfort. Smart home features abound, including a Wi-Fi-connected thermostat, kitchen stove, garage door openers, and a Bluetooth-enabled living room fan, bringing modern convenience to every corner of the house. The standing metal seam roof, combined with peel-and-stick underlayment over 12-inch SIP panels, provides excellent insulation and weather resistance. The master bedroom overlooks the bay giving you the most amazing sunset views from this room, this space has been well planed out with an abundance of storage featuring a walk in closet, and 2 additional closets through the his and hers bathrooms that share one of the largest showers in Bay County, this spacious retreat is bright and well lit. The main level of the primary home also features an oversized laundry room that opens up to the west facing porch offering a full bathroom with a tiled tub shower combo and additional utility space, perfect for the avid outdoorsman and conveniently overlooking the pool. The loft space of the primary home features a large open lounge area that opens up to an oversized bedroom with an en suite that could be converted to accommodate an additional bedroom attached to a full bathroom. Step outside to the screened-in porch and enjoy the peaceful, scenic views of the bay while staying protected from the elements. The outdoor decking is made of low-maintenance Trex with powder-coated aluminum railings. Enjoy the best of outdoor living while overlooking the saltwater pool and hot tub, ideal for relaxing or entertaining. Additionally, the property includes a 1-bedroom, 1-bathroom casita with 920 square feet of private living space, ideal for guests, extended family, or a home office. The casita features a new 2023 Carrier air conditioner/heater and is connected to a 2021 well pump with a Colligan sulfur-treatment system located under the building. New carpet was added in 2022 in both the living room and bedroom, while a new roof, installed in 2019, ensures durability with its asphalt shingles. This secondary dwelling features a lift chair to access the home if stairs are challenging. The property also includes a massive boat barn, offering a 30' x 50' space with 14-foot-high walls, perfect for storing boats, RVs, or other large equipment. The barn is equipped with a 10' W x 8' H roll-up door, a 10' W x 12' H roll-up door, and a man door for easy access. With a wind load rating of 140 mph and a 240-volt electrical system with installed lighting, the barn is built to withstand extreme weather conditions. Other notable features of the home include a Rheem 50-gallon water heater, PGT windows throughout (with Anderson windows on the two triangle windows on the south side), and a combination of stucco, Hardie Cement Board, and ICF.
Details
Maps
Contract Info
Status: Active
List Date: 2025-04-03
List Price: $1,499,999
List Price/SqFt: 368.28
Current Price: $1,499,999
Location
Area: 05 - Bay County - East
Street #: 12634
Street Name: Piercy
Street Suffix: Road
State: FL
Zip Code: 32404
County: Bay
Sub Area: 0319 - Beach - East
Subdivision: East Bay Point
Community/Resort: None
Waterfront: Yes
Gulf Access: Yes
Parcel ID: 03982-000-000
Elementary School: Callaway
Middle School: Rutherford Middle
High School: Rutherford
Directions: Take Tyndall PKWY to Hwy 22, go East on Hwy 22 for 5.5 miles. Then turn right on Hwy CR-2297. Drive approx. 8 miles to Piercy Road. Take a right into the driveway.
Legal Description: 7 5S 12W -18- 187C COM AT THE SE COR OF GOV LOT 5 AKA SE COR OF THE SW1/4 TH RUN W 1638.24' N 260.03' FOR POB TH RUN W 609.6' M/L TO A FRAM SEAWALL AND THE WATERS EDGE OF EAST BAY TH NWLY ALONG SAID SEAWALL AND WATERS EDGE 294.1' M/L TH RUN E 408.5' M/L TO THE W RW LINE OF PIERCY RD TH RUN S44 DEG E 154.87' E 124.19' TH S 167.89' TO POB ORB 4103 P 1750
General Property Info
Sub-Type: Detached Single Family
Design: Contemporary
Apx SqFt(Htd/Cooled): 4073
SqFt Source: Prop App Site
Bedrooms: 4
Full Baths: 4
Total Baths: 4
Year Built: 2021
Construction Status: Construction Complete
New Construction: No
Garage Y/N: Yes
Garage Spaces: 8
Lot Dimensions: 135x620x135x480
Acreage: 3.41
Lot Size (SqFt): 148452
Pool: Yes
Pool Type: Private
Waterfront Feature
Waterfront Feet: 270
Property Features
Accessibility Features: Accessible Central Living Area; Accessible Common Area; Accessible Doors; Accessible Elevator Installed; Accessible Entrance; Accessible Kitchen; Stair Lift
Appliances: Cooktop - Gas; Dishwasher; ENERGY STAR Qualified Appliances; Microwave; Oven - Double; Range Hood; Refrigerator; Water Heater - Electric; Water Softener - Owned
Master Bedroom: First
Bedroom: First
Cooling: Ceiling Fan(s); Central Air; ENERGY STAR Qualified Equipment; Multi Units
Heating: Central; ENERGY STAR Qualified Equipment
Exterior: Patio Enclosed; Porch Screened
Farm Info: Additional House(s); Utility Building
Financing: Cash; Conventional; VA
Furnished: Partially
Interior: Smart Home; Smart Thermostat
Lot Features: Easements; Near Beach Access; Near Public Boat Ramp; Site Plan; Survey Available; Water Rights; Waterfront; Within 1/2 Mile to Water
Lot Access: City Street
Master Bathroom: First
Loft: Second
Mud Room: First
Pool Features: Above Ground; Saltwater; Spa/ Hot Tub
Pantry: First
Security Features: Smoke Detector(s)
Utility Room: First
Parking Features: Additional Parking; Boat; Driveway; Garage Attached; Garage Detached; Garage Door Opener; Gravel; Oversized; RV Access/Parking; RV Garage
Other Structures: RV/Boat Storage; Workshop
Rooms: Bedroom; Loft; Master Bathroom; Master Bedroom; Mud Room; Pantry; Utility Room
Utilities: Electric 220/240; Electricity - Connected; Private Well; Propane; Septic Tank; Septic Tank - Shared; Underground Utilities
Waterfront Type: Bay/Harbor
Waterfront Feature: Bulkhead/Seawall; RiparianRights; Bulkhead/Seawall
Waterview: Bay; Intercoastal Waterwy
Present Zoning: Resid Single Family
Supplements
FOX BLOCKS is the Insulated Concrete Form manufacturer ( ICF ) One of the very best companies with a wide range of designs and years of experience perfecting this style of building. A relatively new building style for the area it is more well known in south Florida and other areas that experience more frequent wind storms. With impact rated windows through out this home, and an over engineered porch system with extra hurricane clips this home will surly impress. The current owners have an annual insurance premium of only $2,800 and flood insurance is not required by their lender. Don't miss your opportunity.
Room Information
Room Name | Level | Dimensions | Length | Width | Dimensions |
Pantry | First | 8 x 4 | 8.00 | 4.00 | 8 x 4 |
Mud Room | First | 8.6 x 9.3 | 8.60 | 9.30 | 8.6 x 9.3 |
Utility Room | First | 10.3 x 5.3 | 10.30 | 5.30 | 10.3 x 5.3 |
Master Bedroom | First | 25 x 23.9 | 25.00 | 23.90 | 25 x 23.9 |
Master Bathroom | First | 13.2 x 6 | 13.20 | 6.00 | 13.2 x 6 |
Bedroom | First | 13.3 x 11.6 | 13.30 | 11.60 | 13.3 x 11.6 |
Loft | Second | 16.2 x 38 | 16.20 | 38.00 | 16.2 x 38 |
Listing Office: Anchor Realty Florida
Last Updated: August - 28 - 2025
Information deemed reliable but not guaranteed.