$329,000
130 Gulf Terrace Lane
Port St. Joe, FL 32456
MLS# 788243
Status: Pending
3 beds  |  2 baths  |  1365 sqft


HIGHLANDS AT ST JOE BEACH
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HIGHLANDS AT ST JOE BEACH screened front porch great room . great room great room great room great room bar kitchen counter tops living room living room primary bedroom primary bedroom Primary bathroom primary bedroom Primary bathroom laundry off kitchen laundry with side door exit laundry with side door exit Main Bathroom bedroom 2 bedroom 2 Main Bathroom bedroom 3 bedroom 3 left side left side left side back view back view back yard storage shed back view back view back view back view . right view right view left side front front street view Gulf Terrace Lane

Property Description
**Multiple Offers Exists, All Highest and Best Offers Due by 04/16/2026 01:00 PM CST** Welcome to your next favorite beach getaway! This charming 3-bedroom, 2-bathroom coastal cottage is sitting pretty in the Highlands at St. Joe Beach, and it's ready to steal your heart. Inside you'll find 1,200 square feet of laid-back living with an open concept layout that just feels right. The vaulted ceiling in the living room gives everything an airy, breezy vibe, while the primary bedroom features a gorgeous coffered ceiling that adds a touch of elegance. Wood laminate flooring flows throughout the home, and the bathrooms are decked out with modern tile and updated fixtures. The kitchen comes equipped with stainless steel appliances, making meal prep a breeze after a long day soaking up the sun. Speaking of sun, you're less than half a mile from the beach. Grab your golf cart because this community is totally golf cart friendly. Windmark Public Beach access is just a short distance away, so sandy toes are practically guaranteed. Outside, you'll love the screened front porch for sipping morning coffee, a privacy-fenced backyard for hanging out, and a detached storage building for all your beach toys and gear. The home connects to city water and sewage, and here's the cherry on top -- no homeowners association fees to worry about. Painted in beautiful coastal colors and perfectly positioned in one of Florida's most relaxed beach communities, this cottage is calling your name. Don't let someone else answer first -- schedule your showing today!

Details
Maps
Contract Info
List Price/SqFt: 241.03
Status: Pending
List Date: 2026-04-10
List Price: $329,000
Current Price: $329,000
Location
Sub Area: 0702 - Gulf County - St. Joe Beach
Community/Resort: None
Waterfront: No
Directions: From the St Joe Bridge, Head West 5 miles, Make right onto Pine Street, Follow till 2nd stop sign, make right onto Georgia Ave ,Then left onto Gulf Terrace Lane--- **From Tyndall Airforce , Head East on HWY 98 for 19 miles, Take left onto Pine Street, Follow till 2nd stop sign, make right onto Georgia Ave ,Then left onto Gulf Terrace Lane---
Area: 07 - Gulf County
Street #: 130
Street Name: Gulf Terrace
Street Suffix: Lane
State: FL
Zip Code: 32456
County: Gulf
Subdivision: Highlands At St Joe Beach
Parcel ID: 03816-670R
Legal Description: LOT 14 of HIGHLANDS AT ST JOE BEACH
General Property Info
Acreage: 0.26
Design: Florida Cottage
Lot Size (SqFt): 11326
Apx SqFt(Htd/Cooled): 1365
Immediate Occupancy: Yes
Construction Status: Construction Complete
SqFt Source: Prop App Site
# of Stories in Building: 1
Lot Dimensions: 22 X 205 X 95 X 260
New Construction: No
Garage Y/N: No
Driveway Spaces: 8
Pool: No
Sub-Type: Detached Single Family
Bedrooms: 3
Full Baths: 2
Total Baths: 2
Year Built: 2014
Listing Info, Tax and Legal
HOA Fee: No
New Buyer Fee: No
Brokerage Interest: No Interest
As Is: Yes
Township: Panama City
Remarks & Misc
Remarks: **Multiple Offers Exists, All Highest and Best Offers Due by 04/16/2026 01:00 PM CST** Welcome to your next favorite beach getaway! This charming 3-bedroom, 2-bathroom coastal cottage is sitting pretty in the Highlands at St. Joe Beach, and it's ready to steal your heart. Inside you'll find 1,200 square feet of laid-back living with an open concept layout that just feels right. The vaulted ceiling in the living room gives everything an airy, breezy vibe, while the primary bedroom features a gorgeous coffered ceiling that adds a touch of elegance. Wood laminate flooring flows throughout the home, and the bathrooms are decked out with modern tile and updated fixtures. The kitchen comes equipped with stainless steel appliances, making meal prep a breeze after a long day soaking up the sun. Speaking of sun, you're less than half a mile from the beach. Grab your golf cart because this community is totally golf cart friendly. Windmark Public Beach access is just a short distance away, so sandy toes are practically guaranteed. Outside, you'll love the screened front porch for sipping morning coffee, a privacy-fenced backyard for hanging out, and a detached storage building for all your beach toys and gear. The home connects to city water and sewage, and here's the cherry on top -- no homeowners association fees to worry about. Painted in beautiful coastal colors and perfectly positioned in one of Florida's most relaxed beach communities, this cottage is calling your name. Don't let someone else answer first -- schedule your showing today!
Appliances
Dishwasher: 1
Dryer: 1
Microwave: 1
Range - Electric: 1
Washer: 1
Interior Features
Ceiling - Vaulted: 1
Floor - Hardwood: 1
Floor - Tile: 1
Floor - Vinyl Plank: 1
Window - Treatment All: 1
Window - Treatment Some: 1
Construction/Siding
Foundation - Slab on Grade: 1
Wood/Frame: 1
Roof - Composite Shngl: 1
Roof - Gutters: 1
Siding - Vinyl: 1
Trim - Vinyl: 1
Trim - Wood: 1
Exterior
Fenced Back Yard: 1
Fenced Lot-Part: 1
Fenced Privacy: 1
Patio Enclosed: 1
Storm Windows: 1
Other Structures
Shed(s): 1
Financing
Cash: 1
Conventional: 1
FHA: 1
USDA: 1
VA: 1
Furnished
Unfurnished: 1
Interior
Ceiling - Tray: 1
Lot Features
Cleared: 1
Cul-De-Sac: 1
Subdivision - Recorded: 1
Lot Access
County Road: 1
Paved Road: 1
Parking Features
Driveway: 1
Mstr Bath / Mstr Bdrm
MBath Double Vanity: 1
MBath Shower Only: 1
Present Zoning
County: 1
Resid Single Family: 1
Rooms
Bedroom: 1
Full Bathroom: 1
Kitchen: 1
Laundry: 1
Living Room: 1
Master Bathroom: 1
Master Bedroom: 1
Other: 1
Showing
ShowingTime: 1
Utilities
Cable - Available: 1
Electricity - Connected: 1
Public Sewer - Connected: 1
Underground Utilities: 1
Sale Type
As Is: 1
REO: 1
Cooling
Ceiling Fan(s): 1
Central Air: 1
Electric: 1
Heating
Central: 1
Electric: 1
Security Features
Carbon Monoxide Detector: 1
Smoke Detector(s): 1
Status Change Info
Under Contract Date: 2026-04-17
Property Features
Appliances: Dishwasher; Dryer; Microwave; Range - Electric; Washer
Cooling: Ceiling Fan(s); Central Air; Electric
Heating: Central; Electric
Exterior: Fenced Back Yard; Fenced Lot-Part; Fenced Privacy; Patio Enclosed; Storm Windows
Financing: Cash; Conventional; FHA; USDA; VA
Furnished: Unfurnished
Interior: Ceiling - Tray
Lot Features: Cleared; Cul-De-Sac; Subdivision - Recorded
Lot Access: County Road; Paved Road
Security Features: Carbon Monoxide Detector; Smoke Detector(s)
Parking Features: Driveway
Other Structures: Shed(s)
Rooms: Bedroom; Full Bathroom; Kitchen; Laundry; Living Room; Master Bathroom; Master Bedroom; Other
Sale Type: As Is; REO
Showing: ShowingTime
Utilities: Cable - Available; Electricity - Connected; Public Sewer - Connected; Underground Utilities
Present Zoning: County; Resid Single Family
Room Information
Room Name Dimensions Length Width Remarks
Other29 x 9.829.009.80Front Screened Patio
Other10 x 1610.0016.00detached metal storage building
Living Room19 x 1719.0017.00
Kitchen11 x 1111.0011.00
Master Bedroom15.6 x 1115.6011.00
Master Bathroom9.19primary bath/double shower/vanity
Bedroom11.7 x 9.311.709.30bedroom 2
Bedroom9.3 x 9.49.309.40bedroom 3
Full Bathroom10 x 4.510.004.50
Laundry9.5 x 4.119.504.11

Listing Office: Overstreet Realty

Last Updated: May - 15 - 2026

Information deemed reliable but not guaranteed.