$249,900
Panama City, FL 32401
MLS# 782603
3 beds | 1 baths | 884 sqft

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Property Description
SELLER FINANCING AVAILABLE WITH $50,000 DOWN @ 3.5% INTEREST — TERM NEGOTIABLE. This CHARMING mid‑centURY, thoughtfully RENOVATED ranch near ST. ANDREWS BAY offers a blend of CHARACTER and MODERN UPDATES, featuring CUSTOM WOODWORK, UPDATED INTERIOR AND EXTERIOR PAINT, and a SPACIOUS CARPORT. Inside, the PRACTICAL layout includes a COMFORTABLE living area, efficient kitchen, and a BEAUTIFULLY RENOVATED BATHROOM. Step outside to a LARGE, PRIVATE BACKYARD with room for ENTERTAINING, GARDENING, or FUTURE ENHANCEMENTS. With NO HOA, enjoy added FLEXIBILITY and FREEDOM in how you use the property. Located minutes from WATERFRONT PARKS, LOCAL DINING, BOAT RAMPS, and the HISTORIC ST. ANDREWS DISTRICT, this home delivers convenience and a COASTAL LIFESTYLE. Whether you're seeking a PRIMARY RESIDENCE, SECOND HOME, or INVESTMENT OPPORTUNITY, 1305 Flower Drive offers VERSATILITY in a DESIRABLE COASTAL LOCATION.
Details
Maps
Listing Info, Tax and Legal
HOA Fee: No
New Buyer Fee: No
Last Taxes: 1560
Last Tax Year: 2024
Brokerage Interest: No Interest
As Is: Yes
Contract Info
List Price/SqFt: 282.69
Status: Active
List Date: 2025-12-10
List Price: $249,900
Current Price: $249,900
Location
Sub Area: 0203 - Bay - Central SW
Community/Resort: None
Waterfront: No
Elementary School: Lucille Moore
Middle School: Jinks
High School: Bay
Directions: On 15th St turn South on Frankford Ave
Left on 13th St
Left on Flower Dr
House is straight back on left
***13th St is a dirt road currently undergoing utility upgrades in the area.***
Area: 02 - Bay County - Central
Street #: 1305
Street Name: Flower
Street Suffix: Drive
State: FL
Zip Code: 32401
County: Bay
Subdivision: No Named Subdivision
Parcel ID: 19015-000-000
Legal Description: SUDDUTH'S 18TH ADD. LOT 29 BLK A ORB 3892 P 710
General Property Info
Acreage: 0.24
Design: Ranch
Lot Size (SqFt): 10542
Apx SqFt(Htd/Cooled): 884
Construction Status: Construction Complete
SqFt Source: Prop App Site
Lot Dimensions: irregular
New Construction: No
Garage Y/N: No
Covered Spaces: 1
Pool: No
Sub-Type: Detached Single Family
Bedrooms: 3
Full Baths: 1
Total Baths: 1
Year Built: 1954
Remarks & Misc
Remarks: SELLER FINANCING AVAILABLE WITH $50,000 DOWN @ 3.5% INTEREST — TERM NEGOTIABLE.
This CHARMING mid‑centURY, thoughtfully RENOVATED ranch near ST. ANDREWS BAY offers a blend of CHARACTER and MODERN UPDATES, featuring CUSTOM WOODWORK, UPDATED INTERIOR AND EXTERIOR PAINT, and a SPACIOUS CARPORT. Inside, the PRACTICAL layout includes a COMFORTABLE living area, efficient kitchen, and a BEAUTIFULLY RENOVATED BATHROOM. Step outside to a LARGE, PRIVATE BACKYARD with room for ENTERTAINING, GARDENING, or FUTURE ENHANCEMENTS. With NO HOA, enjoy added FLEXIBILITY and FREEDOM in how you use the property. Located minutes from WATERFRONT PARKS, LOCAL DINING, BOAT RAMPS, and the HISTORIC ST. ANDREWS DISTRICT, this home delivers convenience and a COASTAL LIFESTYLE. Whether you're seeking a PRIMARY RESIDENCE, SECOND HOME, or INVESTMENT OPPORTUNITY, 1305 Flower Drive offers VERSATILITY in a DESIRABLE COASTAL LOCATION.
Appliances
Microwave: 1
Range - Electric: 1
Refrigerator: 1
Water Heater - Electric: 1
Interior Features
Breakfast Bar: 1
Floor - Vinyl Plank: 1
Window - Treatment Some: 1
Construction/Siding
Block: 1
Roof - Dimensional Shg: 1
Exterior
Fenced Lot-Part: 1
Porch Covered: 1
Financing
Cash: 1
Conventional: 1
FHA: 1
Seller Financing: 1
VA: 1
Furnished
Unfurnished: 1
Living Room
First: 1
Lot Features
Dead End: 1
Lot Access
City Street: 1
Parking Features
Carport Attached: 1
Driveway: 1
Present Zoning
Resid Single Family: 1
Rooms
Bedroom: 1
Living Room: 1
Showing
ShowingTime: 1
Utilities
Public Sewer - Connected: 1
Public Water - Connected: 1
Sale Type
As Is: 1
Bedroom
First: 1
Cooling
Central Air: 1
Heating
Forced Air: 1
Property Features
Appliances: Microwave; Range - Electric; Refrigerator; Water Heater - Electric
Bedroom: First
Cooling: Central Air
Heating: Forced Air
Exterior: Fenced Lot-Part; Porch Covered
Financing: Cash; Conventional; FHA; Seller Financing; VA
Furnished: Unfurnished
Living Room: First
Lot Features: Dead End
Lot Access: City Street
Parking Features: Carport Attached; Driveway
Rooms: Bedroom; Living Room
Sale Type: As Is
Showing: ShowingTime
Utilities: Public Sewer - Connected; Public Water - Connected
Present Zoning: Resid Single Family
Room Information
| Room Name | Level | Dimensions | Length | Width | Dimensions |
| Living Room | First | 14 x 12.5 | 14.00 | 12.50 | 14 x 12.5 |
| Bedroom | First | 10 x 8.66 | 10.00 | 8.66 | 10 x 8.66 |
| Bedroom | First | 13.25 x 8.25 | 13.25 | 8.25 | 13.25 x 8.25 |
| Bedroom | First | 11.66 x 9.83 | 11.66 | 9.83 | 11.66 x 9.83 |
Listing Office: Coastal Living Realty & Associates
Last Updated: January - 18 - 2026
Information deemed reliable but not guaranteed.
