1325 Kestrel Street, Panama City, FL 32405 (MLS# 785271)

HOA Fee: Yes

HOA Amount: 399

HOA Frequency: Quarterly

HOA Annual Amount: 1596

New Buyer Fee: Yes

New Buyer Fee Amt: 399

Last Taxes: 7305

Last Tax Year: 2025

Brokerage Interest: No Interest

As Is: Yes

List Price/SqFt: 229.75

Status: Under Contract - Taking Backups

List Date: 2026-02-14

List Price: $749,000

Current Price: $749,000

Sub Area: 0204 - Bay - Central NW

Community/Resort: None

Waterfront: Yes

Gulf Access: No

Elementary School: Northside

Middle School: Jinks

High School: Bay

Directions: Heading North on Highway 390, enter into Sweetbay, Upon entering into the neighborhood, home is the first house on the right.

Area: 02 - Bay County - Central

Street #: 1325

Street Name: Kestrel

Street Suffix: Street

State: FL

Zip Code: 32405

County: Bay

Subdivision: Sweetbay

Parcel ID: 11731-100-001

Legal Description: SWEETBAY PHASE 1A-1 LOT 1

Acreage: 0.19

Design: Craftsman Style

Lot Size (SqFt): 8364

Apx SqFt(Htd/Cooled): 3260

Construction Status: Construction Complete

SqFt Source: Prop App Site

Half Baths: 1

Lot Dimensions: 60x140

New Construction: No

Garage Y/N: Yes

Garage Spaces: 2

Pool: Yes

Pool Type: Community

Sub-Type: Detached Single Family

Bedrooms: 5

Full Baths: 3

Total Baths: 4

Year Built: 2017

Remarks: Currently Under Contract, Seller accepting Back up offers//// ASSUMABLE VA LOAN 3%!!!!!!!!!!! Perfectly situated on a premium homesite in the BEAUTIFUL community of Sweetbay, this exceptional 5-bedroom, 3.5-bath residence showcases one of the community's largest and most desirable floorplans. The highly sought-after Marco II design offers over 3,200 square feet of beautifully curated living space and is ideally positioned directly across from the picturesque community entrance, complete with a tranquil pond, new fountain, expansive greenspace, charming pergola, and the highly requested University Academy. Located on Lot 1 at the front of the neighborhood, this home places you just steps from Sweetbay's vibrant community events including live concerts, farmers markets, food trucks, shops and more. With an assumable VA loan available for qualified buyers, this property also presents a rare financing opportunity--allowing you to secure an attractive interest rate well below current market options. From the moment you arrive, the oversized covered wraparound porch invites you to relax and unwind while enjoying peaceful water views--perfect for morning coffee or evening sunsets. Inside, a grand foyer with an elegant staircase sets the tone for the open, light-filled layout. Just off the entry, French doors open to a spacious office overlooking the front yard and pond, creating an inspiring work-from-home environment. The main living area is designed for both everyday comfort and effortless entertaining. The kitchen, dining, and living spaces flow seamlessly together, enhanced by crown molding, luxury plank tile flooring, and plantation shutters. The chef's kitchen features quartz countertops, a gas range, premium stainless steel appliances, a walk-in pantry with custom built-ins, and an oversized island ideal for gathering. Privately situated off the living area, the primary suite offers a peaceful retreat with tray ceilings, abundant natural light, and a spa-inspired en-suite bath featuring dual vanities, a walk-in wet room with soaking tub, and a custom walk-in closet with built-ins. For added convenience, the closet connects directly to the laundry room, creating a thoughtful and convenient access for everyday easy living. Step outside into your private paradise. The back lawn is beautifully manicured and inviting your elegantly designed private pool or grilling. This corner lot offers privacy and added vegetation. This home is more than just beautiful design and generous space - it offers a lifestyle defined by a MARVELOUS community of convenience, great neighbors and coastal charm. From its prime location and thoughtfully designed interior to the incredible amenities Sweetbay provides, every detail comes together to create something truly SPECIAL. If you have been searching for a home that delivers both everyday comfort and long term value, this is and opportunity you don't want to miss. Schedule your private tour and experience it for yourself.

Second: 1

First: 1

Other - See Remarks: 1

Dishwasher: 1

Disposal: 1

Instant Hot Water: 1

Microwave: 1

Oven - Gas: 1

Range - Gas: 1

Refrigerator: 1

Water Heater - Tankless: 1

Ceiling - Crwn Molding: 1

Floor - Tile: 1

Floor - Vinyl Plank: 1

Lighting - Recessed: 1

Pantry: 1

Plantation Shutters: 1

Stairs: 1

Window - Treatment All: 1

Foundation - Slab on Grade: 1

Wood/Frame: 1

Roof - Composite Shngl: 1

Roof - Gutters: 1

Siding - Cedar/Shake: 1

Siding - Hardie Board: 1

Trim - Wood: 1

Columns: 1

Double Pane Windows: 1

Fenced Back Yard: 1

Patio Open: 1

Porch Covered: 1

Sprinkler System: 1

Pergola: 1

BBQ Pit/Grill: 1

Fishing: 1

Insurance: 1

Picnic Area: 1

Playground: 1

Pool: 1

Recreational Faclty: 1

Assume w/int: 1

Cash: 1

Conventional: 1

VA: 1

Unfurnished: 1

Bonus Room: 1

Ceiling - Tray: 1

Floor - Carpet: 1

Corner Lot: 1

Covenants & Rescrictions: 1

Landscaped: 1

Subdivision - Recorded: 1

Retention Pond: 1

Waterfront: 1

City Street: 1

Additional Parking: 1

Garage Detached: 1

Paved: 1

MBath Double Vanity: 1

MBath Garden Tub: 1

MBath Separate Shwr: 1

MBed First Floor: 1

Resid Single Family: 1

Basketball Court: 1

BBQ Pit/Grill: 1

Beach: 1

Business Center: 1

Fishing: 1

Picnic Area: 1

Playground: 1

Pool: 1

Waterfront: 1

Sidewalks: 1

Bedroom: 1

Bonus Room: 1

Deck/Patio: 1

Master Bedroom: 1

Cable - Available: 1

Electricity - Connected: 1

Natural Gas - Connected: 1

Internet - Fiber Optic: 1

Public Sewer - Connected: 1

Public Water - Connected: 1

Underground Utilities: 1

Other - See Remarks: 1

As Is: 1

See Remarks: 1

First: 1

First: 1

Ceiling Fan(s): 1

Central Air: 1

Central: 1

Fire Alarm: 1

Smoke Detector(s): 1

Under Contract Date: 2026-02-18