$344,900
Panama City, FL 32401
MLS# 784746
3 beds | 3 baths | 2088 sqft
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Property Description
Block from the Bay- Located within historic St. Andrews, this spacious home offers a flexible 3-bedroom that includes a GUEST SUITE with its own exterior entrance, plus an additional FLEX room (with closet) that can function as a 4th bedroom. Significant updates to plumbing and electrical systems, along with a newer roof in recent years. The home is equipped with natural gas for added efficiency and convenience, including a gas stove, gas heating, gas dryer, and a tankless exterior gas water heater. The home has been tested through multiple hurricanes. The enclosed sunroom is included in the overall square footage, offering additional usable living space and flexibility. Located within historic St. Andrews, this spacious home offers a flexible layout designed for a variety of living needs. Just one block from the bay, you can walk to the marina, local restaurants, boutique shops, and enjoy sunset views under moss-draped oak trees. A neighborhood grocery store is just a couple of blocks away, making everyday living easy and convenient. Enjoy a central location where you're not spending your life in traffic--just minutes to the Hathaway Bridge for quick access to Panama City Beach, approximately 10-15 minutes to the Navy base, and about 30 minutes to Tyndall Air Force Base. Convenient to Gulf Coast State College, private schools, and charter schools. A unique opportunity to own a versatile, well-located home that combines character, function, and true coastal lifestyle convenience.
Details
Maps
Contract Info
List Price/SqFt: 165.18
Status: Active
List Date: 2026-02-05
List Price: $344,900
Current Price: $344,900
Location
Sub Area: 0203 - Bay - Central SW
Community/Resort: None
Waterfront: No
Elementary School: Lucille Moore
Middle School: Jinks
High School: Bay
Directions: From Hathaway Bridge, Head east on US-98 E. Turn right toward Beck Ave. Merge onto Beck Ave.Turn right onto W 14th St. Turn left at the 2nd cross street onto Cincinnati Ave. Destination will be on the left
Area: 02 - Bay County - Central
Street #: 1336
Street Name: Cincinnati
Street Suffix: Avenue
State: FL
Zip Code: 32401
County: Bay
Subdivision: No Named Subdivision
Parcel ID: 29969-000-000
Legal Description: Lot 18 of Block 14, in the Northwest Quarter of Section 1, Township 4 South, Range 15 West, Bay County,
Florida.
General Property Info
Acreage: 0.21
Design: Craftsman Style
Lot Size (SqFt): 9148
Apx SqFt(Htd/Cooled): 2088
Immediate Occupancy: Yes
Construction Status: Construction Complete
SqFt Source: Prop App Site
Half Baths: 1
Lot Dimensions: 66x140
New Construction: No
Garage Y/N: No
Pool: No
Sub-Type: Detached Single Family
Bedrooms: 3
Full Baths: 2
Total Baths: 3
Year Built: 1941
Listing Info, Tax and Legal
Homestead: Yes
HOA Fee: No
New Buyer Fee: No
Lot: 18
Block: 14
Brokerage Interest: No Interest
As Is: Yes
Section: 1
Township: 4
Range: 15
Condo Doc: No
Remarks & Misc
Remarks: Block from the Bay- Located within historic St. Andrews, this spacious home offers a flexible 3-bedroom that includes a GUEST SUITE with its own exterior entrance, plus an additional FLEX room (with closet) that can function as a 4th bedroom.
Significant updates to plumbing and electrical systems, along with a newer roof in recent years. The home is equipped with natural gas for added efficiency and convenience, including a gas stove, gas heating, gas dryer, and a tankless exterior gas water heater. The home has been tested through multiple hurricanes.
The enclosed sunroom is included in the overall square footage, offering additional usable living space and flexibility.
Located within historic St. Andrews, this spacious home offers a flexible layout designed for a variety of living needs.
Just one block from the bay, you can walk to the marina, local restaurants, boutique shops, and enjoy sunset views under moss-draped oak trees. A neighborhood grocery store is just a couple of blocks away, making everyday living easy and convenient.
Enjoy a central location where you're not spending your life in traffic--just minutes to the Hathaway Bridge for quick access to Panama City Beach, approximately 10-15 minutes to the Navy base, and about 30 minutes to Tyndall Air Force Base. Convenient to Gulf Coast State College, private schools, and charter schools.
A unique opportunity to own a versatile, well-located home that combines character, function, and true coastal lifestyle convenience.
Mother-In-Law
First: 1
Appliances
Cooktop - Gas: 1
Dishwasher: 1
Oven - Electric: 1
Range - Gas: 1
Water Heater - Electric: 1
Interior Features
Floor - Hardwood: 1
Floor - Laminate: 1
Floor - Vinyl Plank: 1
Construction/Siding
Block: 1
Foundation - Slab on Grade: 1
Roof - Composite Shngl: 1
Exterior
Fenced Back Yard: 1
Other Structures
Shed(s): 1
Workshop: 1
Financing
Cash: 1
Conventional: 1
FHA: 1
VA: 1
Furnished
Unfurnished: 1
Interior
Bonus Room: 1
Kitchen
First: 1
Living Room
First: 1
Lot Features
Corner Lot: 1
Landscaped: 1
Within 1/2 Mile to Water: 1
Lot Access
City Street: 1
Parking Features
Additional Parking: 1
Present Zoning
Resid Single Family: 1
Rooms
Bedroom: 1
Kitchen: 1
Living Room: 1
Master Bedroom: 1
Mother-In-Law: 1
Showing
Security System: 1
Utilities
TV Cable: 1
Electricity - Connected: 1
Natural Gas - Connected: 1
Internet - Broadband Available: 1
Public Sewer - Connected: 1
Public Water - Connected: 1
Sale Type
As Is: 1
Master Bedroom
First: 1
Bedroom
First: 1
Cooling
Electric: 1
Window Unit(s): 1
Heating
Electric: 1
Security Features
Other: 1
See Remarks: 1
Property Features
Appliances: Cooktop - Gas; Dishwasher; Oven - Electric; Range - Gas; Water Heater - Electric
Master Bedroom: First
Bedroom: First
Cooling: Electric; Window Unit(s)
Heating: Electric
Exterior: Fenced Back Yard
Financing: Cash; Conventional; FHA; VA
Furnished: Unfurnished
Interior: Bonus Room
Kitchen: First
Living Room: First
Lot Features: Corner Lot; Landscaped; Within 1/2 Mile to Water
Lot Access: City Street
Mother-In-Law: First
Security Features: Other; See Remarks
Parking Features: Additional Parking
Other Structures: Shed(s); Workshop
Rooms: Bedroom; Kitchen; Living Room; Master Bedroom; Mother-In-Law
Sale Type: As Is
Showing: Security System
Utilities: TV Cable; Electricity - Connected; Internet - Broadband Available; Natural Gas - Connected; Public Sewer - Connected; Public Water - Connected
Present Zoning: Resid Single Family
Room Information
| Room Name | Level | Dimensions | Length | Width |
| Master Bedroom | First | 14 x 11 | 14.00 | 11.00 |
| Bedroom | First | 11 x 10 | 11.00 | 10.00 |
| Living Room | First | 19 x 16 | 19.00 | 16.00 |
| Kitchen | First | 14 x 10 | 14.00 | 10.00 |
| Mother-In-Law | First | 12 x 12 | 12.00 | 12.00 |
Listing Office: Keller Williams Success Realty
Last Updated: May - 22 - 2026
Information deemed reliable but not guaranteed.
