$1,949,000
13658 Front Beach Road 4
Panama City Beach, FL 32413
MLS# 787151
6 beds  |  7 baths  |  3223 sqft


Luxurious Waterside Retreat 4
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Luxurious Waterside Retreat 4 Ocean Views Pure Luxury Waterside Retreat 6 Bedrooms, 6 Bathrooms A few steps to paradise Most beautiful Pool in PCB Lazy River Heated Pool with Water Slides Splash Ledge Loungers 59-web-or-mls-13649 Banana Wind Wy -09 61-web-or-mls-13649 Banana Wind Wy -11 62-web-or-mls-13649 Banana Wind Wy -12 63-web-or-mls-13649 Banana Wind Wy -13 3-web-or-mls-PANHANDLE - 13658 FRONT BEA 4-web-or-mls-PANHANDLE - 13658 FRONT BEA 5-web-or-mls-PANHANDLE - 13658 FRONT BEA 6-web-or-mls-PANHANDLE - 13658 FRONT BEA 7-web-or-mls-PANHANDLE - 13658 FRONT BEA 8-web-or-mls-PANHANDLE - 13658 FRONT BEA 9-web-or-mls-PANHANDLE - 13658 FRONT BEA 10-web-or-mls-PANHANDLE - 13658 FRONT BE 11-web-or-mls-PANHANDLE - 13658 FRONT BE 12-web-or-mls-PANHANDLE - 13658 FRONT BE 13-web-or-mls-PANHANDLE - 13658 FRONT BE 14-web-or-mls-PANHANDLE - 13658 FRONT BE 15-web-or-mls-PANHANDLE - 13658 FRONT BE 16-web-or-mls-PANHANDLE - 13658 FRONT BE 17-web-or-mls-PANHANDLE - 13658 FRONT BE 18-web-or-mls-PANHANDLE - 13658 FRONT BE 19-web-or-mls-PANHANDLE - 13658 FRONT BE 20-web-or-mls-PANHANDLE - 13658 FRONT BE 21-web-or-mls-PANHANDLE - 13658 FRONT BE 22-web-or-mls-PANHANDLE - 13658 FRONT BE 23-web-or-mls-PANHANDLE - 13658 FRONT BE 24-web-or-mls-PANHANDLE - 13658 FRONT BE 25-web-or-mls-PANHANDLE - 13658 FRONT BE 26-web-or-mls-PANHANDLE - 13658 FRONT BE 27-web-or-mls-PANHANDLE - 13658 FRONT BE 28-web-or-mls-PANHANDLE - 13658 FRONT BE 29-web-or-mls-PANHANDLE - 13658 FRONT BE 30-web-or-mls-PANHANDLE - 13658 FRONT BE 31-web-or-mls-PANHANDLE - 13658 FRONT BE 32-web-or-mls-PANHANDLE - 13658 FRONT BE 33-web-or-mls-PANHANDLE - 13658 FRONT BE 34-web-or-mls-PANHANDLE - 13658 FRONT BE 35-web-or-mls-PANHANDLE - 13658 FRONT BE 36-web-or-mls-PANHANDLE - 13658 FRONT BE 37-web-or-mls-PANHANDLE - 13658 FRONT BE 38-web-or-mls-PANHANDLE - 13658 FRONT BE 39-web-or-mls-PANHANDLE - 13658 FRONT BE 40-web-or-mls-PANHANDLE - 13658 FRONT BE 41-web-or-mls-PANHANDLE - 13658 FRONT BE 42-web-or-mls-PANHANDLE - 13658 FRONT BE 43-web-or-mls-PANHANDLE - 13658 FRONT BE 44-web-or-mls-PANHANDLE - 13658 FRONT BE 45-web-or-mls-PANHANDLE - 13658 FRONT BE 46-web-or-mls-PANHANDLE - 13658 FRONT BE 47-web-or-mls-PANHANDLE - 13658 FRONT BE 48-web-or-mls-PANHANDLE - 13658 FRONT BE 49-web-or-mls-PANHANDLE - 13658 FRONT BE 50-web-or-mls-PANHANDLE - 13658 FRONT BE 51-web-or-mls-PANHANDLE - 13658 FRONT BE 52-web-or-mls-PANHANDLE - 13658 FRONT BE 53-web-or-mls-PANHANDLE - 13658 FRONT BE 54-web-or-mls-PANHANDLE - 13658 FRONT BE 55-web-or-mls-PANHANDLE - 13658 FRONT BE 56-web-or-mls-PANHANDLE - 13658 FRONT BE 57-web-or-mls-PANHANDLE - 13658 FRONT BE 60-web-or-mls-PANHANDLE - 13658 FRONT BE 58-web-or-mls-PANHANDLE - 13658 FRONT BE 61-web-or-mls-PANHANDLE - 13658 FRONT BE 62-web-or-mls-PANHANDLE - 13658 FRONT BE 63-web-or-mls-PANHANDLE - 13658 FRONT BE 64-web-or-mls-Untitled design 66-web-or-mls-Untitled design-3 67-web-or-mls-PANHANDLE - 13658 FRONT BE 68-web-or-mls-PANHANDLE - 13658 FRONT BE 93-web-or-mls-PANHANDLE - 13658 FRONT BE 98-web-or-mls-PANHANDLE - 13658 FRONT BE 69-web-or-mls-PANHANDLE - 13658 FRONT BE 70-web-or-mls-PANHANDLE - 13658 FRONT BE 71-web-or-mls-PANHANDLE - 13658 FRONT BE 72-web-or-mls-PANHANDLE - 13658 FRONT BE 73-web-or-mls-PANHANDLE - 13658 FRONT BE 24-web-or-mls-PANHANDLE - 13649 BANANA W 74-web-or-mls-PANHANDLE - 13658 FRONT BE 75-web-or-mls-PANHANDLE - 13658 FRONT BE 76-web-or-mls-PANHANDLE - 13658 FRONT BE 77-web-or-mls-PANHANDLE - 13658 FRONT BE 78-web-or-mls-PANHANDLE - 13658 FRONT BE 79-web-or-mls-PANHANDLE - 13658 FRONT BE 80-web-or-mls-PANHANDLE - 13658 FRONT BE 81-web-or-mls-PANHANDLE - 13658 FRONT BE 83-web-or-mls-PANHANDLE - 13658 FRONT BE 84-web-or-mls-PANHANDLE - 13658 FRONT BE 85-web-or-mls-PANHANDLE - 13658 FRONT BE 92-web-or-mls-PANHANDLE - 13658 FRONT BE 86-web-or-mls-PANHANDLE - 13658 FRONT BE 90-web-or-mls-PANHANDLE - 13658 FRONT BE 82-web-or-mls-PANHANDLE - 13658 FRONT BE 87-web-or-mls-PANHANDLE - 13658 FRONT BE 88-web-or-mls-PANHANDLE - 13658 FRONT BE 95-web-or-mls-PANHANDLE - 13658 FRONT BE 99-web-or-mls-PANHANDLE - 13658 FRONT BE 89-web-or-mls-PANHANDLE - 13658 FRONT BE 91-web-or-mls-PANHANDLE - 13658 FRONT BE 94-web-or-mls-PANHANDLE - 13658 FRONT BE 96-web-or-mls-PANHANDLE - 13658 FRONT BE 97-web-or-mls-PANHANDLE - 13658 FRONT BE 100-web-or-mls-PANHANDLE - 13658 FRONT B 101-web-or-mls-PANHANDLE - 13658 FRONT B 102-web-or-mls-PANHANDLE - 13658 FRONT B 103-web-or-mls-PANHANDLE - 13658 FRONT B 104-web-or-mls-PANHANDLE - 13658 FRONT B 50-web-or-mls-PANHANDLE - 13649 BANANA W 20220611182551832929000000-o 20220611182557685572000000-o

Property Description
🌴 Luxury Waterside Retreat 4 at Margaritaville Beach Cottage Resort 🌴 Your Gateway to Paradise | Panama City Beach An ideal opportunity to capitalize on strong Summer rental season. Welcome to Waterside Retreat #4, a spectacular 6 bedroom + bunk room, 6.5 bath luxury coastal retreat offering breathtaking Gulf views from all three levels and located just a few steps to paradise. Designed with the sought-after ''DAYDREAMIN''' floor plan, this home features approximately 3,223 sq ft of heated and cooled living space, thoughtfully curated to accommodate large gatherings, maximize rental potential, and deliver an elevated guest experience. 🌊 Coastal Living Across Three Levels First Level: The main living and dining areas offer an open-concept layout with direct access to a private patio, perfect for indoor-outdoor living. Beautifully appointed kitchen featuring: Frigidaire Professional appliances 36'' gas range Quartz countertops Maple cabinetry This level also includes a guest bedroom with full bath and a powder room, ideal for convenience and accessibility. Second Level: The spacious primary suite offers stunning Gulf views, a private balcony, walk-in closet, and a luxurious en suite bath featuring: Double vanities Soaking tub Walk-in shower Also on this level: Two additional guest bedrooms A bunk room Two full bathrooms Third Level: Designed for flexibility and privacy, the third floor includes: A large bedroom with private balcony and Gulf views Additional bedroom and full bath Bonus room ideal for a second living area, media space, or game room ✨ Luxury Features & Finishes Gulf views from all three levels 🌊 Two wet bars with beverage refrigerators & ice maker Luxury vinyl plank flooring throughout Quartz countertops throughout Maple cabinetry Private 7-seat hot tub Heated plunge pool and Lazy River Three dedicated parking spaces 🌴 Resort Lifestyle Like No Other Margaritaville Beach Cottage Resort offers a full-service, amenity-rich coastal experience, including: 580 feet of private beachfront with chair & umbrella service 2.5-acre heated oasis pool 425-foot lazy river & water slides Poolside food & beverage service On-site restaurant & poolside bar (''License to Chill'') Fitness center, arcade, and entertainment complex Paddleboarding, kayaking, and beachfront activities 📍 Prime Location Located just 2 miles from Pier Park and approximately 15.7 miles from Northwest Florida Beaches International Airport. 💰 Investment Meets Lifestyle This luxury waterside retreat presents a rare opportunity to own in one of Panama City Beach's most desirable resort communities -- offering strong short-term rental potential, a world-class amenity package, and the lifestyle buyers are actively seeking. Live the dream. Share the dream. Welcome to Margaritaville Waterside Retreat #4 🌊

Details
Maps
Listing Info, Tax and Legal
HOA Fee: Yes
HOA Amount: 1288
HOA Frequency: Quarterly
HOA Annual Amount: 5152
New Buyer Fee: Yes
New Buyer Fee Amt: 5000
Brokerage Interest: No Interest
As Is: Yes
Contract Info
List Price/SqFt: 604.72
Status: Active
List Date: 2026-03-21
List Price: $1,949,000
Current Price: $1,949,000
Location
Unit #: 4
Sub Area: 0320 - Beach - Middle Central
Community/Resort: None
Waterfront: No
Elementary School: Hutchison Beach
Middle School: Surfside
High School: Arnold
Directions: Margaritaville Beach Cottage Resort is located about 2 miles east of Pier Park directly on Front Beach Road.
Area: 03 - Bay County - Beach
Street #: 13658
Street Name: Front Beach
Street Suffix: Road
State: FL
Zip Code: 32413
County: Bay
Subdivision: Margaritaville Cottages
Parcel ID: 34764-150-040
Legal Description: PANAMA CITY BEACH RESORT LOT 4 MARGARITAVILLE COTTAGES PH 2 ORB 4692 P 1865
General Property Info
Acreage: 0.06
Design: Caribbean
Lot Size (SqFt): 2592
Apx SqFt(Htd/Cooled): 3223
Construction Status: Construction Complete
SqFt Source: Builders Plans
Half Baths: 1
# of Stories in Building: 3
Lot Dimensions: 32 X 81
New Construction: No
Garage Y/N: No
Pool: Yes
Pool Type: Community
Sub-Type: Detached Single Family
Bedrooms: 6
Full Baths: 6
Total Baths: 7
Year Built: 2023
Remarks & Misc
Remarks: 🌴 Luxury Waterside Retreat 4 at Margaritaville Beach Cottage Resort 🌴 Your Gateway to Paradise | Panama City Beach An ideal opportunity to capitalize on strong Summer rental season. Welcome to Waterside Retreat #4, a spectacular 6 bedroom + bunk room, 6.5 bath luxury coastal retreat offering breathtaking Gulf views from all three levels and located just a few steps to paradise. Designed with the sought-after ''DAYDREAMIN''' floor plan, this home features approximately 3,223 sq ft of heated and cooled living space, thoughtfully curated to accommodate large gatherings, maximize rental potential, and deliver an elevated guest experience. 🌊 Coastal Living Across Three Levels First Level: The main living and dining areas offer an open-concept layout with direct access to a private patio, perfect for indoor-outdoor living. Beautifully appointed kitchen featuring: Frigidaire Professional appliances 36'' gas range Quartz countertops Maple cabinetry This level also includes a guest bedroom with full bath and a powder room, ideal for convenience and accessibility. Second Level: The spacious primary suite offers stunning Gulf views, a private balcony, walk-in closet, and a luxurious en suite bath featuring: Double vanities Soaking tub Walk-in shower Also on this level: Two additional guest bedrooms A bunk room Two full bathrooms Third Level: Designed for flexibility and privacy, the third floor includes: A large bedroom with private balcony and Gulf views Additional bedroom and full bath Bonus room ideal for a second living area, media space, or game room ✨ Luxury Features & Finishes Gulf views from all three levels 🌊 Two wet bars with beverage refrigerators & ice maker Luxury vinyl plank flooring throughout Quartz countertops throughout Maple cabinetry Private 7-seat hot tub Heated plunge pool and Lazy River Three dedicated parking spaces 🌴 Resort Lifestyle Like No Other Margaritaville Beach Cottage Resort offers a full-service, amenity-rich coastal experience, including: 580 feet of private beachfront with chair & umbrella service 2.5-acre heated oasis pool 425-foot lazy river & water slides Poolside food & beverage service On-site restaurant & poolside bar (''License to Chill'') Fitness center, arcade, and entertainment complex Paddleboarding, kayaking, and beachfront activities 📍 Prime Location Located just 2 miles from Pier Park and approximately 15.7 miles from Northwest Florida Beaches International Airport. 💰 Investment Meets Lifestyle This luxury waterside retreat presents a rare opportunity to own in one of Panama City Beach's most desirable resort communities -- offering strong short-term rental potential, a world-class amenity package, and the lifestyle buyers are actively seeking. Live the dream. Share the dream. Welcome to Margaritaville Waterside Retreat #4 🌊
Great Room
First: 1
Pool Features
Heated - Electric: 1
Inground: 1
Appliances
Cooktop - Gas: 1
Dishwasher: 1
Disposal: 1
Dryer: 1
ENERGY STAR Qualified Appliances: 1
Ice Maker: 1
Microwave: 1
Oven - Electric: 1
Refrigerator: 1
Washer: 1
Interior Features
Ceiling - Raised: 1
Floor - Vinyl: 1
Floor - Vinyl Plank: 1
Kitchen Island: 1
Lighting - Recessed: 1
Stairs: 1
Window - Treatment All: 1
Construction/Siding
Roof - Metal: 1
Siding - Hardie Board: 1
Exterior
Deck Covered: 1
Deck Open: 1
Double Pane Windows: 1
Fenced Back Yard: 1
Sprinkler System: 1
Waterfront Feature
Shore - Beach: 1
Association Fees Include
Accounting: 1
Beach: 1
Community Room: 1
Conference Center: 1
Exercise Room: 1
Game Room: 1
Ground Keeping: 1
Internet-WiFi: 1
Legal: 1
Management: 1
Master Association: 1
Pool: 1
Recreational Faclty: 1
Security: 1
Trash Disposal: 1
TV Cable: 1
Water: 1
Water Park: 1
Financing
Cash: 1
Conventional: 1
Furnished
Furnished: 1
Interior
Bonus Room: 1
Bunk Room: 1
Kitchen
First: 1
Lot Features
Covenants & Rescrictions: 1
Dedicated Beach: 1
Deeded Access: 1
Deeded Access Water: 1
Landscaped: 1
Near Beach Access: 1
Sidewalk: 1
Lot Access
City Street: 1
Paved Road: 1
Parking Features
Additional Parking: 1
Driveway: 1
Paved: 1
Mstr Bath / Mstr Bdrm
MBath Double Vanity: 1
MBath Separate Shwr: 1
MBed Balcony: 1
Present Zoning
Resort: 1
Association Amenities
Beach: 1
Community Room: 1
Conference Center: 1
Exercise Room: 1
Game Room: 1
Pool: 1
Retail Shops: 1
Security-24 hour: 1
Water Park: 1
Waterfront: 1
Dining: 1
Recreation Facilities: 1
Rooms
Bedroom: 1
Great Room: 1
Kitchen: 1
Master Bedroom: 1
Utilities
TV Cable: 1
Natural Gas - Connected: 1
Public Sewer - Connected: 1
Public Water - Connected: 1
Waterview
Gulf: 1
Sale Type
As Is: 1
Master Bedroom
Second: 1
Bedroom
First: 1
Second: 1
Third: 1
Cooling
Central Air: 1
ENERGY STAR Qualified Equipment: 1
Heating
Central: 1
ENERGY STAR Qualified Equipment: 1
Security Features
24 Hour Security: 1
Carbon Monoxide Detector: 1
Property Features
Appliances: Cooktop - Gas; Dishwasher; Disposal; Dryer; ENERGY STAR Qualified Appliances; Ice Maker; Microwave; Oven - Electric; Refrigerator; Washer
Master Bedroom: Second
Bedroom: First; Second; Third
Cooling: Central Air; ENERGY STAR Qualified Equipment
Heating: Central; ENERGY STAR Qualified Equipment
Exterior: Deck Covered; Deck Open; Double Pane Windows; Fenced Back Yard; Sprinkler System
Association Fees Include: Accounting; Beach; TV Cable; Community Room; Exercise Room; Game Room; Internet-WiFi; Legal; Ground Keeping; Management; Master Association; Conference Center; Pool; Recreational Faclty; Security; Trash Disposal; Water; Water Park
Financing: Cash; Conventional
Furnished: Furnished
Interior: Bonus Room; Bunk Room
Kitchen: First
Lot Features: Covenants & Rescrictions; Dedicated Beach; Deeded Access; Deeded Access Water; Landscaped; Near Beach Access; Sidewalk
Lot Access: City Street; Paved Road
Great Room: First
Pool Features: Heated - Electric; Inground
Security Features: 24 Hour Security; Carbon Monoxide Detector
Parking Features: Additional Parking; Driveway; Paved
Association Amenities: Beach; Community Room; Dining; Exercise Room; Game Room; Conference Center; Pool; Recreation Facilities; Retail Shops; Security-24 hour; Water Park; Waterfront
Rooms: Bedroom; Great Room; Kitchen; Master Bedroom
Sale Type: As Is
Utilities: TV Cable; Natural Gas - Connected; Public Sewer - Connected; Public Water - Connected
Waterfront Feature: Shore - Beach
Waterview: Gulf
Present Zoning: Resort
Room Information
Room Name Level Dimensions Length Width
Great RoomFirst15.5 x 2315.5023.00
KitchenFirst10.5 x 13.2510.5013.25
Master BedroomSecond12.5 x 13.512.5013.50
BedroomFirst15.25 x 13.2515.2513.25
BedroomSecond15.8 x 11.415.8011.40
BedroomSecond14.8 x 11.414.8011.40
BedroomThird11.1 x 13.811.1013.80
BedroomThird10.8 x 46.910.8046.90

Listing Office: MJH Real Estate Brokerage, LLC

Last Updated: April - 29 - 2026

Information deemed reliable but not guaranteed.