$294,000
Panama City, FL 32401
MLS# 789987
3 beds | 2 baths | 1500 sqft

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Property Description
This updated Florida cottage puts you right in the middle of everything people love about living in Panama City. With 3 bedrooms, 2 bathrooms, and a layout designed for everyday living as well as entertaining, this home offers the kind of space and functionality that's hard to find at this price point. Natural light fills the interior, highlighting the updated flooring, newer appliances, and the well-maintained condition throughout. Major improvements have already been taken care of, including the HVAC system, roof, and water heater, all which have been replaced within the last few years for added peace of mind. Outside, the home continues to impress with a screened-in patio, oversized deck, privacy-fenced backyard, and additional outdoor storage. The oversized true two-car garage provides plenty of room for vehicles, tools, beach gear, or hobbies. The street itself has recently been repaved and improved with new curbs and sidewalks adding to the overall appeal of the neighborhood. Location is one of the standout features here. This home is less than five minutes from Beach Drive and the public beach access at Calhoun Beach Park and just minutes from Historic St. Andrews and Downtown Panama City. You're also under 20 minutes from the white sandy beaches of the Gulf. Whether you're looking for a full-time residence, a second home near the water, or an investment opportunity with short-term rental potential, this property checks all the boxes for enjoying the Florida lifestyle year-round.
Details
Maps
Contract Info
List Price/SqFt: 196
Status: Active
List Date: 2026-05-16
List Price: $294,000
Current Price: $294,000
Location
Sub Area: 0203 - Bay - Central SW
Community/Resort: None
Waterfront: No
Elementary School: Lucille Moore
Middle School: Jinks
High School: Bay
Directions: From W. 23rd Street
Head toward Frankford Ave
Turn right at the 1st cross street onto Frankford Ave
Turn right onto W 15th St
Turn left onto Arthur Ave
Destination will be on the right
Area: 02 - Bay County - Central
Street #: 1403
Street Name: Arthur
Street Suffix: Avenue
State: FL
Zip Code: 32401
County: Bay
Subdivision: Hursts Replat
Parcel ID: 29578-010-000
Legal Description: 1 4S 15W NE1/4 HURST REPLAT LOT 6 & N 5' OF LOT 7 BLK 1 ORB 4087 P 2101
General Property Info
Acreage: 0.26
Design: Florida Cottage
Lot Size (SqFt): 11195
Apx SqFt(Htd/Cooled): 1500
Immediate Occupancy: Yes
Construction Status: Construction Complete
SqFt Source: Owner Measured
# of Stories in Building: 1
Lot Dimensions: 79X131X52X46X5X90
New Construction: No
Garage Y/N: Yes
Garage Spaces: 2
Pool: No
Sub-Type: Detached Single Family
Bedrooms: 3
Full Baths: 2
Total Baths: 2
Year Built: 1967
Listing Info, Tax and Legal
Homestead: No
HOA Fee: No
New Buyer Fee: No
Last Taxes: 2349
Last Tax Year: 2025
Brokerage Interest: No Interest
Remarks & Misc
Remarks: This updated Florida cottage puts you right in the middle of everything people love about living in Panama City. With 3 bedrooms, 2 bathrooms, and a layout designed for everyday living as well as entertaining, this home offers the kind of space and functionality that's hard to find at this price point. Natural light fills the interior, highlighting the updated flooring, newer appliances, and the well-maintained condition throughout. Major improvements have already been taken care of, including the HVAC system, roof, and water heater, all which have been replaced within the last few years for added peace of mind.
Outside, the home continues to impress with a screened-in patio, oversized deck, privacy-fenced backyard, and additional outdoor storage. The oversized true two-car garage provides plenty of room for vehicles, tools, beach gear, or hobbies. The street itself has recently been repaved and improved with new curbs and sidewalks adding to the overall appeal of the neighborhood.
Location is one of the standout features here. This home is less than five minutes from Beach Drive and the public beach access at Calhoun Beach Park and just minutes from Historic St. Andrews and Downtown Panama City. You're also under 20 minutes from the white sandy beaches of the Gulf. Whether you're looking for a full-time residence, a second home near the water, or an investment opportunity with short-term rental potential, this property checks all the boxes for enjoying the Florida lifestyle year-round.
Appliances
Dishwasher: 1
Disposal: 1
Range - Electric: 1
Range Hood: 1
Refrigerator: 1
Washer/Dryer Stacked: 1
Water Heater - Electric: 1
Interior Features
Ceiling - Raised: 1
Floor - Laminate: 1
Construction/Siding
Roof - Composite Shngl: 1
Roof - Metal: 1
Exterior
Deck Open: 1
Fenced Privacy: 1
Porch Screened: 1
Other Structures
Workshop: 1
Financing
Cash: 1
Conventional: 1
FHA: 1
VA: 1
Furnished
Unfurnished: 1
Kitchen
First: 1
Living Room
First: 1
Lot Access
City Street: 1
Parking Features
Driveway: 1
Garage Attached: 1
Present Zoning
Resid Single Family: 1
Rooms
Bedroom: 1
Kitchen: 1
Living Room: 1
Utilities
Electricity - Connected: 1
Public Sewer - Connected: 1
Public Water - Connected: 1
Sale Type
As Is: 1
Bedroom
First: 1
Cooling
Ceiling Fan(s): 1
Central Air: 1
Heating
Central: 1
Property Features
Appliances: Dishwasher; Disposal; Range - Electric; Range Hood; Refrigerator; Washer/Dryer Stacked; Water Heater - Electric
Bedroom: First
Cooling: Ceiling Fan(s); Central Air
Heating: Central
Exterior: Deck Open; Fenced Privacy; Porch Screened
Financing: Cash; Conventional; FHA; VA
Furnished: Unfurnished
Kitchen: First
Living Room: First
Lot Access: City Street
Parking Features: Driveway; Garage Attached
Other Structures: Workshop
Rooms: Bedroom; Kitchen; Living Room
Sale Type: As Is
Utilities: Electricity - Connected; Public Sewer - Connected; Public Water - Connected
Present Zoning: Resid Single Family
Room Information
| Room Name | Level | Dimensions | Length | Width | Remarks |
| Living Room | First | 19 x 15.4 | 19.00 | 15.40 | All measurements are approximate |
| Kitchen | First | 15.7 x 9.4 | 15.70 | 9.40 | All measurements are approximate |
| Bedroom | First | 16.9 x 9.5 | 16.90 | 9.50 | All measurements are approximate |
Listing Office: CENTURY 21 Commander Realty
Last Updated: May - 16 - 2026
Information deemed reliable but not guaranteed.
