$462,000
14415 Front Beach Road 805
Panama City Beach, FL 32413
MLS# 788872
2 beds  |  2 baths  |  1146 sqft


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Property Description
Welcome to Ocean Reef Unit 805 in beautiful Panama City Beach--home of the World's Most Beautiful Beaches. This Gulf-front condo offers the perfect blend of comfort, convenience, and breathtaking scenery. Perched on the ideal 8th floor, this 2-bedroom, 2-bath residence strikes the perfect balance--high enough for sweeping panoramic views, yet close enough to truly feel connected to the shoreline below. Step out onto the expansive 10x28 balcony and take in uninterrupted vistas of sugar-white sands and the emerald waters of the Gulf. Inside, the open-concept layout is designed to maximize those stunning views, with the kitchen, dining, and living areas all oriented toward the water. The living room features a comfortable sectional sofa and recliner (recently purchased in 2024), perfect for napping after a day at the beach. For your benefit, the kitchen was updated with all new stainless steel appliances in May 2026! The spacious primary suite features private balcony access, allowing you to wake up to the sound of the waves, along with a well-appointed ensuite bath. The guest bedroom is generously sized to accommodate two queen beds and offers convenient access to a full guest bath--perfect for hosting family and friends. A versatile laundry room provides space for either a stacked or side-by-side washer and dryer setup, adding everyday practicality to this coastal retreat. Ocean Reef boasts an impressive array of amenities, including over 330 feet of pristine beachfront, a Gulf-front pool, indoor pool, hot tub, sauna, fitness center, meeting room, and grilling area--everything you need for relaxation or entertaining. Adding to the ease of ownership, a reserved parking space is included and conveniently located beneath the building near the elevators--providing quick, effortless access to your condo without the hassle of crossing the street or making long trips to a separate garage. Ideally located, you're just a short stroll from beachfront dining, casual cafés, and family-friendly attractions, with the vibrant Pier Park district only a little over a mile away. There, you'll find premier shopping, dining, entertainment, and popular attractions. For added peace of mind, the Carrier HVAC system was replaced in 2020. Whether you're searching for a primary residence, vacation getaway, or investment opportunity, Unit 805 offers the ultimate Panama City Beach lifestyle. All dimensions and square footages to be verified by buyer if important.

Details
Maps
Contract Info
List Price/SqFt: 403.14
Status: Active
List Date: 2026-04-23
List Price: $462,000
Current Price: $462,000
Location
Unit #: 805
Sub Area: 0325 - Beach - West South
Community/Resort: None
Waterfront: Yes
Gulf Access: Yes
Elementary School: Hutchison Beach
Middle School: Surfside
High School: Arnold
Directions: From Hwy 98 (Back Beach Rd.) turn south on Nautilus Street. At Front Beach Rd., turn right heading west. Ocean Reef is the first high-rise building immediately on your left.
Area: 03 - Bay County - Beach
Street #: 14415
Street Name: Front Beach
Street Suffix: Road
State: FL
Zip Code: 32413
County: Bay
Subdivision: Ocean Reef
Parcel ID: 40001-250-022
Legal Description: OCEAN REEF, A CONDOMINIUM UNIT 805 2BR 2BA ORB 3042 P 236 ORB 3111 P 48 TYPE B 923 H&C 257 BALC . PRKNG SPACE #24 2ND LEVEL
General Property Info
Floor Number: 8
Design: High-Rise (8+ floors)
Apx SqFt(Htd/Cooled): 1146
Immediate Occupancy: Yes
Construction Status: Construction Complete
SqFt Source: Builders Plans
Balcony SqFt: 280
# of Stories in Building: 23
# of Units in Bldg: 162
Lot Dimensions: 0x0
New Construction: No
Garage Y/N: Yes
Garage Spaces: 1
Pool: Yes
Pool Type: Community
Sub-Type: Condominium
Bedrooms: 2
Full Baths: 2
Total Baths: 2
Year Built: 2008
Listing Info, Tax and Legal
Homestead: No
HOA Fee: Yes
HOA Amount: 2662.86
HOA Frequency: Quarterly
HOA Annual Amount: 10651.44
New Buyer Fee: Yes
New Buyer Fee Amt: 150
New Buyer Fee Paid: $
Last Taxes: 5675
Last Tax Year: 2025
Brokerage Interest: No Interest
As Is: No
Condo Doc: Yes
Remarks & Misc
Remarks: Welcome to Ocean Reef Unit 805 in beautiful Panama City Beach--home of the World's Most Beautiful Beaches. This Gulf-front condo offers the perfect blend of comfort, convenience, and breathtaking scenery. Perched on the ideal 8th floor, this 2-bedroom, 2-bath residence strikes the perfect balance--high enough for sweeping panoramic views, yet close enough to truly feel connected to the shoreline below. Step out onto the expansive 10x28 balcony and take in uninterrupted vistas of sugar-white sands and the emerald waters of the Gulf. Inside, the open-concept layout is designed to maximize those stunning views, with the kitchen, dining, and living areas all oriented toward the water. The living room features a comfortable sectional sofa and recliner (recently purchased in 2024), perfect for napping after a day at the beach. For your benefit, the kitchen was updated with all new stainless steel appliances in May 2026! The spacious primary suite features private balcony access, allowing you to wake up to the sound of the waves, along with a well-appointed ensuite bath. The guest bedroom is generously sized to accommodate two queen beds and offers convenient access to a full guest bath--perfect for hosting family and friends. A versatile laundry room provides space for either a stacked or side-by-side washer and dryer setup, adding everyday practicality to this coastal retreat. Ocean Reef boasts an impressive array of amenities, including over 330 feet of pristine beachfront, a Gulf-front pool, indoor pool, hot tub, sauna, fitness center, meeting room, and grilling area--everything you need for relaxation or entertaining. Adding to the ease of ownership, a reserved parking space is included and conveniently located beneath the building near the elevators--providing quick, effortless access to your condo without the hassle of crossing the street or making long trips to a separate garage. Ideally located, you're just a short stroll from beachfront dining, casual cafés, and family-friendly attractions, with the vibrant Pier Park district only a little over a mile away. There, you'll find premier shopping, dining, entertainment, and popular attractions. For added peace of mind, the Carrier HVAC system was replaced in 2020. Whether you're searching for a primary residence, vacation getaway, or investment opportunity, Unit 805 offers the ultimate Panama City Beach lifestyle. All dimensions and square footages to be verified by buyer if important.
Dining Room
First: 1
Pool Features
Gunite Concrete: 1
Inground: 1
Indoor: 1
Appliances
Dishwasher: 1
Disposal: 1
Microwave: 1
Range - Electric: 1
Refrigerator: 1
Washer/Dryer Stacked: 1
Water Heater - Electric: 1
Interior Features
Breakfast Bar: 1
Ceiling - Crwn Molding: 1
Floor - Tile: 1
Window - Treatment All: 1
Construction/Siding
Block: 1
Concrete: 1
Foundation - On Piling: 1
Roof - Membrane: 1
Siding - Stucco: 1
Exterior
Balcony: 1
Waterfront Feature
Shore - Beach: 1
Association Fees Include
BBQ Pit/Grill: 1
Beach: 1
Conference Center: 1
Dumpster: 1
Exercise Room: 1
Ground Keeping: 1
Internet Service: 1
Legal: 1
Management: 1
Pest Control: 1
Pool: 1
Sauna/Steam Room: 1
Security: 1
Sewer: 1
Water: 1
Whirlpool: 1
Financing
Cash: 1
Conventional: 1
Other: 1
Furnished
Furnished: 1
Living Room
First: 1
Lot Features
Coastal Construction Control Line: 1
Dedicated Beach: 1
Sand Dunes: 1
Waterfront: 1
Within 1/2 Mile to Water: 1
Parking Features
Additional Parking: 1
Assigned: 1
Mstr Bath / Mstr Bdrm
MBath Double Vanity: 1
MBed Balcony: 1
MBed Waterfront: 1
MBath Shower/Tub Combo: 1
Association Amenities
BBQ Pit/Grill: 1
Beach: 1
Conference Center: 1
Dumpster: 1
Elevators: 1
Exercise Room: 1
Pool: 1
Sauna/Steam Room: 1
Security-24 hour: 1
Waterfront: 1
Whirlpool: 1
Rooms
Bedroom: 1
Dining Room: 1
Living Room: 1
Utilities
Electricity - Connected: 1
Garbage: 1
Internet - Fiber Optic: 1
Public Sewer - Connected: 1
Public Water - Connected: 1
Waterview
Gulf: 1
Waterfront Type
Gulf: 1
Bedroom
First: 1
Cooling
Ceiling Fan(s): 1
Heat Pump: 1
Heating
Heat Pump: 1
Security Features
Building Security: 1
Closed Circuit Camera(s): 1
Fire Alarm: 1
Fire Sprinkler System: 1
Security Lights: 1
Smoke Detector(s): 1
Property Features
Appliances: Dishwasher; Disposal; Microwave; Range - Electric; Refrigerator; Washer/Dryer Stacked; Water Heater - Electric
Bedroom: First
Cooling: Ceiling Fan(s); Heat Pump
Heating: Heat Pump
Exterior: Balcony
Association Fees Include: BBQ Pit/Grill; Beach; Dumpster; Exercise Room; Internet Service; Legal; Ground Keeping; Management; Conference Center; Pest Control; Pool; Sauna/Steam Room; Security; Sewer; Whirlpool; Water
Financing: Cash; Conventional; Other
Furnished: Furnished
Living Room: First
Lot Features: Coastal Construction Control Line; Dedicated Beach; Sand Dunes; Waterfront; Within 1/2 Mile to Water
Dining Room: First
Pool Features: Gunite Concrete; Inground; Indoor
Security Features: Building Security; Closed Circuit Camera(s); Fire Alarm; Fire Sprinkler System; Security Lights; Smoke Detector(s)
Parking Features: Additional Parking; Assigned
Association Amenities: BBQ Pit/Grill; Beach; Dumpster; Elevators; Exercise Room; Conference Center; Pool; Sauna/Steam Room; Security-24 hour; Whirlpool; Waterfront
Rooms: Bedroom; Dining Room; Living Room
Utilities: Electricity - Connected; Garbage; Internet - Fiber Optic; Public Sewer - Connected; Public Water - Connected
Waterfront Type: Gulf
Waterfront Feature: Shore - Beach
Waterview: Gulf
Room Information
Room Name Level Dimensions Length Width
BedroomFirst11 x 1311.0013.00
Living RoomFirst12 x 13.512.0013.50
Dining RoomFirst12 x 1412.0014.00

Listing Office: Distinctive Beach Real Estate

Last Updated: May - 20 - 2026

Information deemed reliable but not guaranteed.