$975,000
Panama City Beach, FL 32413
MLS# 783062
4 beds | 4 baths | 2304 sqft

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Property Description
Rare opportunity to own both sides of a beautifully updated duplex in West Panama City Beach with picturesque views of Lake Powell, one of Florida's largest and most pristine coastal dune lakes. Located in the Pirates Cove community, this exceptional property boasts exclusive access to the Gulf via a private dock and boat launch, offering a refined coastal lifestyle ideal for boating, fishing, paddle boarding, and kayaking. Enjoy direct water access from your own backyard, while being just minutes from the sugar-white sands of the Gulf, the boutiques and dining along Scenic Highway 30A, and the natural beauty of Camp Helen State Park. (149 CAIN ROAD AND 150 CAIN ROAD BEING SOLD TOGETHER PARCEL IDS: 35257-060-000 AND 35257-050-000) Pirates Cove also features two community pools, and the elevated coastal design of this home provides spacious covered parking beneath the home, accommodating multiple vehicles, a boat, and offering flexibility for storage and outdoor gear. The interiors feature a bright, open-concept layout with a relaxed coastal aesthetic and thoughtful updates throughout. Expansive living and dining areas are filled with natural light, creating an open and inviting space ideal for entertaining. Updated kitchens showcase granite countertops, stainless steel appliances, gray shaker cabinetry, and generous bar seating, seamlessly connecting to the living and dining spaces. Both units are tastefully updated, turn-key furnished, and supported by a strong rental history, making this an exceptional investment opportunity, multi-family retreat, or private coastal getaway.
Details
Maps
Listing Info, Tax and Legal
HOA Fee: Yes
HOA Amount: 529
HOA Frequency: Quarterly
HOA Annual Amount: 2116
New Buyer Fee: No
Last Taxes: 3520
Last Tax Year: 2024
Brokerage Interest: No Interest
As Is: No
Contract Info
List Price/SqFt: 423.18
Status: Active
List Date: 2025-12-31
List Price: $975,000
Current Price: $975,000
Location
Sub Area: 0322 - Beach - North West
Community/Resort: None
Waterfront: No
Elementary School: West Bay
Middle School: Surfside
High School: Arnold
Directions: FROM US HWY 98, TURN NORTH ON CAIN ROAD, ACROSS HWY 98 FROM CARILLON BEACH
Area: 03 - Bay County - Beach
Street #: 149/150
Street Name: Cain
Street Suffix: Road
State: FL
Zip Code: 32413
County: Bay
Subdivision: Pirate's Cove Inlet
Parcel ID: 35257-060-000
Legal Description: 32 2S 17W -40.6- 5D3 BEG 18.19' S & 66.05' E OF NW COR GOVT LOT 38 TH E 21.20' S 100' W 31.23' NELY 100.49' TO POB AKA UNIT #149 ORB 4478 P 2382
General Property Info
Design: Beach House
Apx SqFt(Htd/Cooled): 2304
Construction Status: Construction Complete
SqFt Source: Prop App Site
# of Stories in Building: 3
# of Units in Bldg: 2
Lot Dimensions: 45x100
New Construction: No
Garage Y/N: No
Pool: Yes
Pool Type: Community
Sub-Type: Attached Single Unit
Bedrooms: 4
Full Baths: 4
Total Baths: 4
Year Built: 1985
Remarks & Misc
Remarks: Rare opportunity to own both sides of a beautifully updated duplex in West Panama City Beach with picturesque views of Lake Powell, one of Florida's largest and most pristine coastal dune lakes. Located in the Pirates Cove community, this exceptional property boasts exclusive access to the Gulf via a private dock and boat launch, offering a refined coastal lifestyle ideal for boating, fishing, paddle boarding, and kayaking. Enjoy direct water access from your own backyard, while being just minutes from the sugar-white sands of the Gulf, the boutiques and dining along Scenic Highway 30A, and the natural beauty of Camp Helen State Park. (149 CAIN ROAD AND 150 CAIN ROAD BEING SOLD TOGETHER PARCEL IDS: 35257-060-000 AND 35257-050-000)
Pirates Cove also features two community pools, and the elevated coastal design of this home provides spacious covered parking beneath the home, accommodating multiple vehicles, a boat, and offering flexibility for storage and outdoor gear.
The interiors feature a bright, open-concept layout with a relaxed coastal aesthetic and thoughtful updates throughout. Expansive living and dining areas are filled with natural light, creating an open and inviting space ideal for entertaining. Updated kitchens showcase granite countertops, stainless steel appliances, gray shaker cabinetry, and generous bar seating, seamlessly connecting to the living and dining spaces.
Both units are tastefully updated, turn-key furnished, and supported by a strong rental history, making this an exceptional investment opportunity, multi-family retreat, or private coastal getaway.
Pool Features
Inground: 1
Appliances
Cooktop - Electric: 1
Dishwasher: 1
Disposal: 1
Dryer: 1
Microwave: 1
Oven - Electric: 1
Range - Electric: 1
Refrigerator: 1
Washer: 1
Water Heater - Electric: 1
Interior Features
Breakfast Bar: 1
Floor - Tile: 1
Floor - Vinyl Plank: 1
Lock Out Unit: 1
Pantry: 1
Window - Treatment Some: 1
Construction/Siding
Wood/Frame: 1
Roof - Composite Shngl: 1
Siding - Hardie Board: 1
Exterior
Balcony: 1
Deck Covered: 1
Deck Enclosed: 1
Deck Open: 1
Double Pane Windows: 1
Waterfront Feature
Boat Launch: 1
Other Structures
RV/Boat Storage: 1
Association Fees Include
BBQ Pit/Grill: 1
Boat Launch: 1
Dock: 1
Playground: 1
Pool: 1
Recreational Faclty: 1
Trash Disposal: 1
Furnished
Furnished: 1
Kitchen
Second: 1
Living Room
Second: 1
Lot Features
Deeded Access Water: 1
Near Beach Access: 1
Near Public Boat Ramp: 1
Within 1/2 Mile to Water: 1
Lot Access
Paved Road: 1
Parking Features
Carport Attached: 1
Oversized: 1
Mstr Bath / Mstr Bdrm
MBath Shower/Tub Combo: 1
Present Zoning
Resid Single Family: 1
Association Amenities
BBQ Pit/Grill: 1
Boat Launch: 1
Dock: 1
Fishing: 1
Picnic Area: 1
Pool: 1
Waterfront: 1
Rooms
Bedroom: 1
Kitchen: 1
Living Room: 1
Utilities
TV Cable: 1
Electricity - Connected: 1
Public Sewer - Connected: 1
Public Water - Connected: 1
Waterview
Lake: 1
Bedroom
Second: 1
Cooling
Ceiling Fan(s): 1
Electric: 1
Heating
Electric: 1
Property Features
Appliances: Cooktop - Electric; Dishwasher; Disposal; Dryer; Microwave; Oven - Electric; Range - Electric; Refrigerator; Washer; Water Heater - Electric
Bedroom: Second
Cooling: Ceiling Fan(s); Electric
Heating: Electric
Exterior: Balcony; Deck Covered; Deck Enclosed; Deck Open; Double Pane Windows
Association Fees Include: BBQ Pit/Grill; Boat Launch; Dock; Playground; Pool; Recreational Faclty; Trash Disposal
Furnished: Furnished
Kitchen: Second
Living Room: Second
Lot Features: Deeded Access Water; Near Beach Access; Near Public Boat Ramp; Within 1/2 Mile to Water
Lot Access: Paved Road
Pool Features: Inground
Parking Features: Carport Attached; Oversized
Other Structures: RV/Boat Storage
Association Amenities: BBQ Pit/Grill; Boat Launch; Dock; Fishing; Picnic Area; Pool; Waterfront
Rooms: Bedroom; Kitchen; Living Room
Utilities: TV Cable; Electricity - Connected; Public Sewer - Connected; Public Water - Connected
Waterfront Feature: Boat Launch
Waterview: Lake
Present Zoning: Resid Single Family
Room Information
| Room Name | Level | Dimensions | Length | Width | Dimensions |
| Living Room | Second | 14 x 22 | 14.00 | 22.00 | 14 x 22 |
| Kitchen | Second | 11.5 x 12 | 11.50 | 12.00 | 11.5 x 12 |
| Bedroom | Second | 15 x 12 | 15.00 | 12.00 | 15 x 12 |
| Bedroom | Second | 13.5 x 14 | 13.50 | 14.00 | 13.5 x 14 |
| Bedroom | Second | 15 x 12 | 15.00 | 12.00 | 15 x 12 |
| Bedroom | Second | 13.5 x 14 | 13.50 | 14.00 | 13.5 x 14 |
Listing Office: The Premier Property Group
Last Updated: January - 18 - 2026
Information deemed reliable but not guaranteed.
