1509 Trout Lane, Panama City Beach, FL 32408 (MLS# 786468)

Homestead: No

HOA Fee: Yes

HOA Amount: 1950

HOA Frequency: Annually

HOA Annual Amount: 1950

New Buyer Fee: No

Last Taxes: 3013

Last Tax Year: 2025

Brokerage Interest: No Interest

As Is: Yes

List Price/SqFt: 418.56

Status: Active

List Date: 2026-03-06

List Price: $899,900

Current Price: $899,900

Sub Area: 0319 - Beach - East

Community/Resort: Bay Point Homes/Lots

Waterfront: Yes

Gulf Access: Yes

Elementary School: Patronis

Middle School: Surfside

High School: Arnold

Directions: Take 2nd gate into Bay Point. Follow Bay Point Rd to the right and take first left on Marlin Cir. Follow to Wahoo and turn left. Follow to Trout Ln and turn right. home will be on your left.

Area: 03 - Bay County - Beach

Street #: 1509

Street Name: Trout

Street Suffix: Lane

State: FL

Zip Code: 32408

County: Bay

Subdivision: Bay Point Unit 1

Parcel ID: 30933-532-000

Legal Description: BAY POINT UNIT 1 LOT 438 ORB 3713 P 1311

Acreage: 0.22

Design: Contemporary

Lot Size (SqFt): 9583

Apx SqFt(Htd/Cooled): 2150

Immediate Occupancy: Yes

Construction Status: Construction Complete

SqFt Source: An Appraiser

# of Stories in Building: 1

Pre-Const Flip: No

Lot Dimensions: 70 x 125

New Construction: No

Garage Y/N: Yes

Garage Spaces: 2

Pool: No

Sub-Type: Detached Single Family

Bedrooms: 3

Full Baths: 2

Total Baths: 2

Year Built: 1983

Remarks: Welcome to Bay Point--one of Panama City Beach's most sought-after gated communities--where waterfront living and a true coastal lifestyle come together effortlessly. This beautifully maintained 3-bedroom, 2-bath home sits on an oversized lot with approximately 70 feet of canal frontage, perfectly positioned at the meeting of two canals, offering peaceful water views and easy access to the bay. From the moment you arrive, you'll notice the lush tropical landscaping and inviting curb appeal, along with a brick paver driveway that includes additional side parking--ideal for guests, a golf cart, or all of your water toys. Inside, the home opens to vaulted ceilings and a light-filled, open-concept layout designed for both everyday living and entertaining. The living area features a cozy wood-burning fireplace, built-in entertainment center, and wet bar that flows seamlessly into the dining space--all overlooking the water. The kitchen is spacious and functional, offering ample cabinetry, generous counter space, a pantry, breakfast area, and a center island that makes gathering easy. The primary suite is privately situated and offers a peaceful retreat with a large custom walk-in closet and a dedicated office space with water views. The ensuite bath features dual vanities, a soaking tub, and a walk-in shower. One of the standout features of this home is the seamless indoor-outdoor living. The sunroom, accessible from both the living room and primary suite, opens to a spacious deck overlooking the canal--perfect for relaxing or entertaining. From there, step down to your private dock and seawall, with plenty of room for a larger boat and direct access to the bay and Shell Island. Living in Bay Point means enjoying 24/7 gated security, golf-cart-friendly streets, a Jack Nicklaus-designed golf course, full-service marina, and an on-site restaurant--all just minutes from St. Andrews State Park, the beach, and some of the area's best dining and shopping. This is what coastal waterfront living is all about--easy, inviting, and made to be enjoyed.

First: 1

First: 1

First: 1

First: 1

First: 1

Cooktop - Electric: 1

Dishwasher: 1

Disposal: 1

Dryer: 1

Microwave: 1

Range - Electric: 1

Range Hood: 1

Refrigerator: 1

Washer: 1

Water Heater - Electric: 1

Bookcases: 1

Ceiling - Crwn Molding: 1

Ceiling - Vaulted: 1

Fireplace: 1

Floor - Hardwood: 1

Floor - Tile: 1

Kitchen Island: 1

Lighting - Recessed: 1

Skylight(s): 1

Wet Bar: 1

Foundation - Slab on Grade: 1

Roof - Composite Shngl: 1

Siding - Stucco: 1

Siding - Wood: 1

Trim - Wood: 1

Deck Open: 1

Double Pane Windows: 1

Fenced Back Yard: 1

Porch Covered: 1

Sprinkler System: 1

Boat Slip: 1

Dock: 1

Bulkhead/Seawall: 1

Waterfront Feet: 70

Accounting: 1

Gated Community: 1

Ground Keeping: 1

Management: 1

Master Association: 1

Picnic Area: 1

Playground: 1

Security: 1

Cash: 1

Conventional: 1

VA: 1

Negotiable: 1

Floor - Carpet: 1

First: 1

Covenants & Rescrictions: 1

Interior Lot: 1

Landscaped: 1

Subdivision - Recorded: 1

Survey Available: 1

Gated Access: 1

Paved Road: 1

Private Road: 1

Driveway: 1

Garage Attached: 1

Paver Block: 1

MBath Double Vanity: 1

MBath Garden Tub: 1

MBath Separate Shwr: 1

MBed Walk-in Closet: 1

Resid Single Family: 1

Basketball Court: 1

Boardwalk: 1

Gated Community: 1

Golf: 1

Pavilion/Gazebo: 1

Picnic Area: 1

Playground: 1

Security-24 hour: 1

Tennis: 1

Waterfront: 1

Sidewalks: 1

Bedroom: 1

Dining Room: 1

Florida Room: 1

Garage: 1

Great Room: 1

Kitchen: 1

Master Bathroom: 1

Master Bedroom: 1

TV Cable: 1

Electricity - Connected: 1

Garbage: 1

Natural Gas - Available: 1

Public Sewer - Connected: 1

Public Water - Connected: 1

Underground Utilities: 1

Canal: 1

As Is: 1

Canal w/ Gulf Access: 1

First: 1

First: 1

Ceiling Fan(s): 1

Central Air: 1

Electric: 1

Central: 1

Electric: 1

Fireplace - Wood Burning: 1

Mini-Split/Ductless: 1

Gated Community: 1

Smoke Detector(s): 1