$569,000
1538 S Berthe Avenue
Panama City, FL 32404
MLS# 789560
3 beds  |  2 baths  |  2171 sqft


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Property Description
Waterfront living meets peace of mind in this rare solid block construction home featuring a brand new private dock, boat ramp, deep water access, and a solar system to be paid in full at closing. Offering the space, waterfront access, and major upgrades buyers expect from higher-priced coastal properties, this move-in ready home delivers exceptional value without compromise. Built to last and designed for true waterfront living, this property proved its durability as the only home on the street to withstand Hurricane Michael--even nearby million-dollar stilt homes just a few doors down required extensive repairs, while this home needed none. Enjoy direct boating access from your brand new private dock and boat ramp, making fishing, boating, and sunset cruises part of everyday life. The large lot provides plenty of room to spread out and includes two oversized powered storage sheds/workshops, ideal for hobbies, equipment, storage, or workspace. Major improvements have already been completed, including new windows, HVAC system, driveway, and a solar system that will be paid off by seller at closing, allowing future owners to enjoy energy savings without assuming a solar loan. Connected to city water and sewer for added convenience. A standout feature is the elevated concrete carport/breezeway that stays dry and doubles as a shaded outdoor living area, complete with double entry doors that create an open-air space perfect for relaxing and enjoying summer breezes. This is a unique opportunity to own a well-built, upgraded waterfront property offering both functionality and lifestyle.

Details
Maps
Contract Info
List Price/SqFt: 262.09
Status: Active
List Date: 2026-05-06
List Price: $569,000
Current Price: $569,000
Location
Sub Area: 0202 - Bay - Central SE
Community/Resort: None
Waterfront: Yes
Gulf Access: Yes
Elementary School: Tyndall
Middle School: Rutherford Middle
High School: Rutherford
Directions: Head South on Berthe Avenue. Next to the last house on Berthe Ave.
Area: 02 - Bay County - Central
Street #: 1538
Street Direction: S
Street Name: Berthe
Street Suffix: Avenue
State: FL
Zip Code: 32404
County: Bay
Subdivision: No Named Subdivision
Parcel ID: 07242-000-000
Legal Description: EAST BAY PARK LOT 15 BLK A ORB 4130 P 401 (132C4)
General Property Info
Acreage: 0.92
Design: Ranch
Lot Size (SqFt): 40075
Apx SqFt(Htd/Cooled): 2171
Immediate Occupancy: Yes
Construction Status: Construction Complete
SqFt Source: Prop App Site
Lot Dimensions: see survey
New Construction: No
Garage Y/N: Yes
Garage Spaces: 0
Covered Spaces: 2
Driveway Spaces: 10
Pool: Yes
Pool Type: Private
Sub-Type: Detached Single Family
Bedrooms: 3
Full Baths: 2
Total Baths: 2
Year Built: 1960
Listing Info, Tax and Legal
Homestead: Yes
HOA Fee: No
Is Subject Leased: No
New Buyer Fee: No
Last Taxes: 3184
Last Tax Year: 2025
Brokerage Interest: No Interest
Remarks & Misc
Remarks: Waterfront living meets peace of mind in this rare solid block construction home featuring a brand new private dock, boat ramp, deep water access, and a solar system to be paid in full at closing. Offering the space, waterfront access, and major upgrades buyers expect from higher-priced coastal properties, this move-in ready home delivers exceptional value without compromise. Built to last and designed for true waterfront living, this property proved its durability as the only home on the street to withstand Hurricane Michael--even nearby million-dollar stilt homes just a few doors down required extensive repairs, while this home needed none. Enjoy direct boating access from your brand new private dock and boat ramp, making fishing, boating, and sunset cruises part of everyday life. The large lot provides plenty of room to spread out and includes two oversized powered storage sheds/workshops, ideal for hobbies, equipment, storage, or workspace. Major improvements have already been completed, including new windows, HVAC system, driveway, and a solar system that will be paid off by seller at closing, allowing future owners to enjoy energy savings without assuming a solar loan. Connected to city water and sewer for added convenience. A standout feature is the elevated concrete carport/breezeway that stays dry and doubles as a shaded outdoor living area, complete with double entry doors that create an open-air space perfect for relaxing and enjoying summer breezes. This is a unique opportunity to own a well-built, upgraded waterfront property offering both functionality and lifestyle.
Pool Features
Above Ground: 1
Appliances
Cooktop - Electric: 1
Dishwasher: 1
Oven - Electric: 1
Refrigerator: 1
Water Heater - Electric: 1
Interior Features
Breakfast Bar: 1
Fireplace: 1
Floor - Tile: 1
Construction/Siding
Block: 1
Exterior
Deck Covered: 1
Fenced Lot-Part: 1
Fireplace: 1
Patio Covered: 1
Waterfront Feature
Boat Launch: 1
Dock: 1
Shore - Natural: 1
Waterfront Feet: 105 +/-
Financing
Assume w/int: 1
Cash: 1
Conventional: 1
FHA: 1
VA: 1
Furnished
Unfurnished: 1
Lot Features
Addl Land Available: 1
Survey Available: 1
Waterfront: 1
Lot Access
City Street: 1
Rooms
Bedroom: 1
Utilities
Cable - Available: 1
Electricity - Connected: 1
Public Sewer - Connected: 1
Public Water - Connected: 1
Waterview
Bay: 1
Bayou: 1
Waterfront Type
Bay/Harbor: 1
Bayou w/ Gulf Access: 1
Bedroom
First: 1
Cooling
Central Air: 1
Heating
Central: 1
Security Features
Security System: 1
Security System Owned: 1
Property Features
Appliances: Cooktop - Electric; Dishwasher; Oven - Electric; Refrigerator; Water Heater - Electric
Bedroom: First
Cooling: Central Air
Heating: Central
Exterior: Deck Covered; Fenced Lot-Part; Fireplace; Patio Covered
Financing: Assume w/int; Cash; Conventional; FHA; VA
Furnished: Unfurnished
Lot Features: Addl Land Available; Survey Available; Waterfront
Lot Access: City Street
Pool Features: Above Ground
Security Features: Security System; Security System Owned
Rooms: Bedroom
Utilities: Cable - Available; Electricity - Connected; Public Sewer - Connected; Public Water - Connected
Waterfront Type: Bay/Harbor; Bayou w/ Gulf Access
Waterfront Feature: Boat Launch; Dock; Shore - Natural
Waterview: Bay; Bayou
Room Information
Room Name Level Dimensions Length Width
BedroomFirst0 x 00.000.00
BedroomFirst0 x 00.000.00
BedroomFirst0 x 00.000.00

Listing Office: Think Real Estate

Last Updated: May - 07 - 2026

Information deemed reliable but not guaranteed.