$540,000
Panama City, FL 32409
MLS# 789684
4 beds | 3 baths | 2318 sqft

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Property Description
Step inside this beautifully upgraded 4-bedroom, 3-bath home and you'll immediately notice the attention to detail that sets it apart. Every space has been thoughtfully enhanced, transforming a standard build into a stylish and inviting retreat. The open-concept design creates a seamless flow between the living, dining, and kitchen areas, making it ideal for both everyday living and entertaining. Custom features--including updated lighting, a designer tile backsplash, and a shiplap-accented entry with built-in seating--add warmth and character throughout. The kitchen is both functional and impressive, offering granite countertops, generous cabinetry, a large island with bar seating, a walk-in pantry, and a dedicated coffee station. Designed with privacy in mind, the split floor plan places the spacious primary suite at the rear of the home, overlooking the peaceful backyard. The ensuite bath features dual vanities, a soaking tub, a separate walk-in shower, and a large walk-in closet. Outdoor living truly shines here. The backyard has been transformed into a private escape, complete with a sparkling pool and sun shelf, a shaded pergola, fire pit area, and upgraded paver decking. The screened-in patio--with a built-in bar and TV--creates the perfect setting for entertaining or relaxing year-round, all while enjoying tranquil pond and preserve views. Additional features include an extended driveway and a gated parking area tucked behind the fence--perfect for storing a boat or jet skis while remaining HOA compliant. The home is also equipped with smart technology, allowing you to control lighting, security, and climate right from your phone. An irrigation well adds efficiency and helps maintain the beautifully landscaped yard. Located in the sought-after Fanning Bayou community, residents enjoy a golf cart-friendly environment and access to a resort-style pool, all just a short drive from everyday conveniences. This home offers the perfect balance of upgraded interiors, exceptional outdoor living, and a relaxed coastal lifestyle.
Details
Maps
Contract Info
List Price/SqFt: 232.96
Status: Active
List Date: 2026-03-16
List Price: $540,000
Current Price: $540,000
Location
Sub Area: 0410 - Bay North - West Deerpoint/Southport
Community/Resort: None
Waterfront: Yes
Gulf Access: No
Elementary School: Southport
Middle School: Deane Bozeman
High School: Deane Bozeman
Directions: From US-98E, Merge onto W Hwy 390E/St Andrews Blvd, Turn Left onto FL-77N/Ohio Ave, Left onto Co Rd 2300/Hwy 2300, left onto Fanning Bayou Dr. At the traffic circle, take the 2nd exit and stay on Fanning Bayou Dr, at the next traffic circle, turn Right onto Confidence Way. Home will be on the Left.
Area: 04 - Bay County - North
Street #: 160
Street Name: Confidence
Street Suffix: Way
State: FL
Zip Code: 32409
County: Bay
Subdivision: Fanning Bayou
Parcel ID: 08428-050-140
Legal Description: FANNING BAYOU PH 4 LOT 14 ORB 4625 P 760
General Property Info
Acreage: 0.31
Design: Traditional
Lot Size (SqFt): 13504
Apx SqFt(Htd/Cooled): 2318
Construction Status: Construction Complete
SqFt Source: Prop App Site
Half Baths: 1
# of Stories in Building: 1
Lot Dimensions: 71 x 161
New Construction: No
Garage Y/N: Yes
Garage Spaces: 2
Pool: Yes
Pool Type: Private
Sub-Type: Detached Single Family
Bedrooms: 4
Full Baths: 2
Total Baths: 3
Year Built: 2019
Listing Info, Tax and Legal
HOA Fee: Yes
HOA Amount: 432.59
HOA Frequency: Quarterly
HOA Annual Amount: 1730.36
New Buyer Fee: Yes
New Buyer Fee Amt: 200
Last Taxes: 5804
Last Tax Year: 2025
Brokerage Interest: No Interest
As Is: Yes
Remarks & Misc
Remarks: Step inside this beautifully upgraded 4-bedroom, 3-bath home and you'll immediately notice the attention to detail that sets it apart. Every space has been thoughtfully enhanced, transforming a standard build into a stylish and inviting retreat.
The open-concept design creates a seamless flow between the living, dining, and kitchen areas, making it ideal for both everyday living and entertaining. Custom features--including updated lighting, a designer tile backsplash, and a shiplap-accented entry with built-in seating--add warmth and character throughout. The kitchen is both functional and impressive, offering granite countertops, generous cabinetry, a large island with bar seating, a walk-in pantry, and a dedicated coffee station.
Designed with privacy in mind, the split floor plan places the spacious primary suite at the rear of the home, overlooking the peaceful backyard. The ensuite bath features dual vanities, a soaking tub, a separate walk-in shower, and a large walk-in closet.
Outdoor living truly shines here. The backyard has been transformed into a private escape, complete with a sparkling pool and sun shelf, a shaded pergola, fire pit area, and upgraded paver decking. The screened-in patio--with a built-in bar and TV--creates the perfect setting for entertaining or relaxing year-round, all while enjoying tranquil pond and preserve views.
Additional features include an extended driveway and a gated parking area tucked behind the fence--perfect for storing a boat or jet skis while remaining HOA compliant. The home is also equipped with smart technology, allowing you to control lighting, security, and climate right from your phone. An irrigation well adds efficiency and helps maintain the beautifully landscaped yard.
Located in the sought-after Fanning Bayou community, residents enjoy a golf cart-friendly environment and access to a resort-style pool, all just a short drive from everyday conveniences.
This home offers the perfect balance of upgraded interiors, exceptional outdoor living, and a relaxed coastal lifestyle.
Pool Features
Gunite Concrete: 1
Inground: 1
Appliances
Dishwasher: 1
Range - Electric: 1
Interior Features
Breakfast Bar: 1
Ceiling - Coffered: 1
Ceiling - Crwn Molding: 1
Floor - Vinyl Plank: 1
Kitchen Island: 1
Lighting - Recessed: 1
Split Bedroom: 1
Construction/Siding
Brick: 1
Foundation - Slab on Grade: 1
Roof - Dimensional Shg: 1
Siding - Hardie Board: 1
Trim - Aluminum: 1
Exterior
Double Pane Windows: 1
Fenced Back Yard: 1
Fenced Privacy: 1
Porch Screened: 1
Sprinkler System: 1
Other Structures
Pergola: 1
Shed(s): 1
Association Fees Include
Accounting: 1
BBQ Pit/Grill: 1
Ground Keeping: 1
Management: 1
Pavilion/Gazebo: 1
Playground: 1
Pool: 1
Financing
Cash: 1
Conventional: 1
FHA: 1
USDA: 1
VA: 1
Furnished
Unfurnished: 1
Lot Features
Covenants & Rescrictions: 1
Curb & Gutter: 1
Improved Lots: 1
Interior Lot: 1
Retention Pond: 1
Waterfront: 1
Within 1/2 Mile to Water: 1
Lot Access
County Road: 1
Paved Road: 1
Parking Features
Driveway: 1
Garage Attached: 1
Garage Door Opener: 1
Paved: 1
Present Zoning
Resid Single Family: 1
Association Amenities
BBQ Pit/Grill: 1
Playground: 1
Pool: 1
Rooms
Bedroom: 1
Dining Room: 1
Foyer: 1
Kitchen: 1
Laundry: 1
Living Room: 1
Master Bathroom: 1
Master Bedroom: 1
Mud Room: 1
Showing
ShowingTime: 1
Utilities
Electricity - Connected: 1
Waterview
Other - See Remarks: 1
Sale Type
As Is: 1
Waterfront Type
Other: 1
Cooling
Ceiling Fan(s): 1
Central Air: 1
Electric: 1
Heating
Central: 1
Electric: 1
Security Features
Smoke Detector(s): 1
Property Features
Appliances: Dishwasher; Range - Electric
Cooling: Ceiling Fan(s); Central Air; Electric
Heating: Central; Electric
Exterior: Double Pane Windows; Fenced Back Yard; Fenced Privacy; Porch Screened; Sprinkler System
Association Fees Include: Accounting; BBQ Pit/Grill; Ground Keeping; Management; Pavilion/Gazebo; Playground; Pool
Financing: Cash; Conventional; FHA; USDA; VA
Furnished: Unfurnished
Lot Features: Covenants & Rescrictions; Curb & Gutter; Improved Lots; Interior Lot; Retention Pond; Waterfront; Within 1/2 Mile to Water
Lot Access: County Road; Paved Road
Pool Features: Gunite Concrete; Inground
Security Features: Smoke Detector(s)
Parking Features: Driveway; Garage Attached; Garage Door Opener; Paved
Other Structures: Pergola; Shed(s)
Association Amenities: BBQ Pit/Grill; Playground; Pool
Rooms: Bedroom; Dining Room; Foyer; Kitchen; Laundry; Living Room; Master Bathroom; Master Bedroom; Mud Room
Sale Type: As Is
Showing: ShowingTime
Utilities: Electricity - Connected
Waterfront Type: Other
Waterview: Other - See Remarks
Present Zoning: Resid Single Family
Room Information
| Room Name | Dimensions | Length | Width | Remarks |
| Foyer | 15 x 5 | 15.00 | 5.00 | Buyer to verify measurements |
| Living Room | 22 x 20 | 22.00 | 20.00 | Buyer to verify measurements |
| Kitchen | 17 x 13 | 17.00 | 13.00 | Buyer to verify measurements |
| Dining Room | 7 x 13 | 7.00 | 13.00 | Buyer to verify measurements |
| Master Bedroom | 23 x 13 | 23.00 | 13.00 | Buyer to verify measurements |
| Master Bathroom | 10 x 10 | 10.00 | 10.00 | Buyer to verify measurements |
| Bedroom | 14 x 13 | 14.00 | 13.00 | Buyer to verify measurements |
| Bedroom | 12 x 11 | 12.00 | 11.00 | Buyer to verify measurements |
| Bedroom | 12 x 10 | 12.00 | 10.00 | Buyer to verify measurements |
| Mud Room | 7 x 3 | 7.00 | 3.00 | Buyer to verify measurements |
| Laundry | 6 x 7 | 6.00 | 7.00 | Buyer to verify measurements |
Listing Office: Keller Williams Success Realty
Last Updated: May - 13 - 2026
Information deemed reliable but not guaranteed.
