$250,000
Panama City, FL 32405
MLS# 782690
4 beds | 2 baths | 1255 sqft

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Property Description
A true St. Andrews gem—this stunning, light-filled Florida cottage has been thoughtfully renovated to blend timeless charm with modern comfort. Bright, open living spaces are filled with natural light, creating an inviting and effortless flow throughout the home. The main residence offers 3 bedrooms, 2 bathrooms, plus a versatile bonus room ideal for a home office, guest space, or fourth bedroom. Beyond the main home, this property truly shines with multiple income-producing opportunities, including a detached mother-in-law/carriage house and an additional climate-controlled bonus building—perfect for a private guest suite, efficiency, creative studio, the possibilities are endless!!! Perfectly positioned in one of Panama City's most desirable and walkable neighborhoods, just minutes from dining, shops, and the bay. Whether used as a high-performing Airbnb, multi-generational retreat, or luxurious primary residence with flexible spaces, this property offers endless potential and exceptional lifestyle appeal. YOU DON'T WANT TO MISS THIS AMAZING OPPORTUNITY! Schedule your showing today!
Details
Maps
Listing Info, Tax and Legal
HOA Fee: No
New Buyer Fee: No
Brokerage Interest: No Interest
Contract Info
List Price/SqFt: 199.2
Status: Active
List Date: 2025-12-15
List Price: $250,000
Current Price: $250,000
Location
Sub Area: 0203 - Bay - Central SW
Community/Resort: None
Waterfront: No
Elementary School: Lucille Moore
Middle School: Jinks
High School: Bay
Directions: From the Hathaway bridge, take Hwy 98 E, turn left on Fairy Ave. Destination is on your left.
Area: 02 - Bay County - Central
Street #: 1606
Street Name: Fairy
Street Suffix: Avenue
State: FL
Zip Code: 32405
County: Bay
Subdivision: Oakland Terrace Add
Parcel ID: 13915-000-000
Legal Description: 31 3S 14W S1/2 OF SW1/4 91C3 LOT 13 BLK 17 ORB 4281 P 943
General Property Info
Acreage: 0.21
Design: Florida Cottage
Lot Size (SqFt): 9148
Apx SqFt(Htd/Cooled): 1255
Construction Status: Construction Complete
SqFt Source: Prop App Site
Lot Dimensions: 65 x 140
New Construction: No
Garage Y/N: No
Pool: No
Sub-Type: Detached Single Family
Bedrooms: 4
Full Baths: 2
Total Baths: 2
Year Built: 1948
Remarks & Misc
Remarks: A true St. Andrews gem—this stunning, light-filled Florida cottage has been thoughtfully renovated to blend timeless charm with modern comfort. Bright, open living spaces are filled with natural light, creating an inviting and effortless flow throughout the home. The main residence offers 3 bedrooms, 2 bathrooms, plus a versatile bonus room ideal for a home office, guest space, or fourth bedroom. Beyond the main home, this property truly shines with multiple income-producing opportunities, including a detached mother-in-law/carriage house and an additional climate-controlled bonus building—perfect for a private guest suite, efficiency, creative studio, the possibilities are endless!!! Perfectly positioned in one of Panama City's most desirable and walkable neighborhoods, just minutes from dining, shops, and the bay. Whether used as a high-performing Airbnb, multi-generational retreat, or luxurious primary residence with flexible spaces, this property offers endless potential and exceptional lifestyle appeal.
YOU DON'T WANT TO MISS THIS AMAZING OPPORTUNITY! Schedule your showing today!
Appliances
Dishwasher: 1
Dryer: 1
Range - Electric: 1
Refrigerator: 1
Washer: 1
Water Heater - Electric: 1
Interior Features
Breakfast Bar: 1
Floor - Hardwood: 1
Floor - Laminate: 1
Floor - Tile: 1
Lighting - Recessed: 1
Construction/Siding
Roof - Composite Shngl: 1
Siding - Vinyl: 1
Trim - Wood: 1
Exterior
Double Pane Windows: 1
Fenced Back Yard: 1
Fire Pit: 1
Porch Covered: 1
Other Structures
Guest House: 1
Outbuilding: 1
Financing
Cash: 1
Conventional: 1
FHA: 1
VA: 1
Furnished
Unfurnished: 1
Lot Access
City Street: 1
Paved Road: 1
Parking Features
Driveway: 1
Mstr Bath / Mstr Bdrm
MBath Shower/Tub Combo: 1
Present Zoning
Resid Single Family: 1
Rooms
Bedroom: 1
Master Bedroom: 1
Showing
ShowingTime: 1
Utilities
TV Cable: 1
Electricity - Connected: 1
Public Sewer - Connected: 1
Public Water - Connected: 1
Master Bedroom
First: 1
Bedroom
First: 1
Cooling
Ceiling Fan(s): 1
Central Air: 1
Electric: 1
Heating
Central: 1
Electric: 1
Property Features
Appliances: Dishwasher; Dryer; Range - Electric; Refrigerator; Washer; Water Heater - Electric
Master Bedroom: First
Bedroom: First
Cooling: Ceiling Fan(s); Central Air; Electric
Heating: Central; Electric
Exterior: Double Pane Windows; Fenced Back Yard; Fire Pit; Porch Covered
Financing: Cash; Conventional; FHA; VA
Furnished: Unfurnished
Lot Access: City Street; Paved Road
Parking Features: Driveway
Other Structures: Guest House; Outbuilding
Rooms: Bedroom; Master Bedroom
Showing: ShowingTime
Utilities: TV Cable; Electricity - Connected; Public Sewer - Connected; Public Water - Connected
Present Zoning: Resid Single Family
Room Information
| Room Name | Level | Dimensions | Length | Width | Dimensions |
| Bedroom | First | 10.2 x 9.1 | 10.20 | 9.10 | 10.2 x 9.1 |
| Master Bedroom | First | 10 x 15.1 | 10.00 | 15.10 | 10 x 15.1 |
| Bedroom | First | 10.2 x 12.1 | 10.20 | 12.10 | 10.2 x 12.1 |
| Bedroom | First | 10 x 10.11 | 10.00 | 10.11 | 10 x 10.11 |
Listing Office: Legacy Premier Agency
Last Updated: January - 20 - 2026
Information deemed reliable but not guaranteed.
