$349,000
Panama City Beach, FL 32407
MLS# 776184
3 beds | 2 baths | 1219 sqft

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Property Description
Waterfront Home Under $350K - No HOA & a short Golf Cart Ride to the Beach! Search on YouTube ''For Sale 164 Clara Ave in Panama City Beach'' for video tour. Looking for a cute waterfront home in Panama City Beach with no HOA, a 1-car garage, and priced under $350K? You just found it! Welcome to this remodeled 3 bed, 2 bath home, where you can fish from your backyard or take a short golf cart ride to the beach and county pier, all while enjoying peaceful lake views and fresh coastal upgrades. This beautifully updated home features: A large backyard overlooking the water Quartz countertops, soft-close custom cabinets, stainless steel appliances Luxury vinyl plank flooring throughout New roof (2022), HVAC & water heater (2018). Washer and Dryer included. 1-car garage with additional parking Tucked into a quiet, central location just minutes from the beach, shopping, dining, and entertainment, this home checks all the boxes for primary living, a second home, or investment (LTR only, no STR). Don't miss this rare opportunity for waterfront living under $350K in the heart of Panama City Beach!
Details
Maps
Contract Info
Status: Active
List Date: 2025-07-12
List Price: $349,000
List Price/SqFt: 286.3
Current Price: $349,000
Location
Area: 03 - Bay County - Beach
Street #: 164
Street Name: Clara
Street Suffix: Avenue
State: FL
Zip Code: 32407
County: Bay
Sub Area: 0320 - Beach - Middle Central
Subdivision: No Named Subdivision
Community/Resort: None
Waterfront: Yes
Gulf Access: No
Parcel ID: 34042-030-040
Elementary School: Hutchison Beach
Middle School: Breakfast Point
High School: Arnold
Directions: From Pier Park Head East, take a right on clara ave
Legal Description: 27 3S 16W -3.3- 38A1 COM AT SW COR OF NW1/4 OF NE1/4 TH N 544.81' E 487.14' S 160' FOR POB TH CONT S 40' W 222.98' N 39.79' E 227.11' TO POB ORB 4575 P 137
General Property Info
Sub-Type: Detached Single Family
Design: Beach House
Apx SqFt(Htd/Cooled): 1219
SqFt Source: Prop App Site
Bedrooms: 3
Full Baths: 2
Total Baths: 2
Year Built: 2001
Construction Status: Construction Complete
New Construction: No
Garage Y/N: Yes
Garage Spaces: 1
Driveway Spaces: 3
Lot Dimensions: 40x100
Acreage: 0.21
Lot Size (SqFt): 9148
Pool: No
Property Features
Appliances: Dishwasher; Dryer; Microwave; Oven - Electric; Range - Electric; Washer; Water Heater - Gas
Master Bedroom: First
Cooling: Central Air
Heating: Central
Exterior: Patio Covered
Financing: Cash; Conventional; FHA; VA
Furnished: Unfurnished
Living Room: First
Lot Features: Waterfront; Within 1/2 Mile to Water
Dining Room: First
Rooms: Dining Room; Living Room; Master Bedroom
Showing: ShowingTime
Utilities: Electricity - Connected; Public Sewer - Connected; Public Water - Connected
Waterfront Type: Intracoastal Waterway; Lakefront; Other
Waterview: Lake; Other - See Remarks
Room Information
Room Name | Level | Dimensions | Length | Width | Dimensions |
Master Bedroom | First | 12 x 14 | 12.00 | 14.00 | 12 x 14 |
Living Room | First | 14 x 12 | 14.00 | 12.00 | 14 x 12 |
Dining Room | First | 12 x 10 | 12.00 | 10.00 | 12 x 10 |
Listing Office: Dalton Wade Inc
Last Updated: September - 02 - 2025
Information deemed reliable but not guaranteed.