16525 Front Beach Road, Panama City Beach, FL 32413 (MLS# 786551)

Homestead: No

HOA Fee: No

Senior Community: No

New Buyer Fee: No

Last Taxes: 30346

Last Tax Year: 2025

Brokerage Interest: No Interest

As Is: No

List Price/SqFt: 1271.75

Status: Active

List Date: 2026-03-09

List Price: $4,750,000

Current Price: $4,750,000

Sub Area: 0318 - Beach - Central South

Community/Resort: None

Waterfront: Yes

Gulf Access: Yes

Elementary School: Hutchison Beach

Middle School: Surfside

High School: Arnold

Directions: Traveling south from US HWY 98 on S Arnold Rd, go around the round a bout headed east on Front Beach Road. 16525 Front Beach Road will be on your right about a half mile down Front Beach Road

Area: 03 - Bay County - Beach

Street #: 16525

Street Name: Front Beach

Street Suffix: Road

State: FL

Zip Code: 32413

County: Bay

Subdivision: Lullwater Beach

Parcel ID: 33341-000-000

Legal Description: 19 3S 16W -20-29C1 LOT E FRONTING 50' ON S R/W HWY 98 & EXTENDING 124.37' ORB 4636 P 686

Acreage: 0.14

Design: Beach House

Lot Size (SqFt): 6098

Apx SqFt(Htd/Cooled): 3735

Immediate Occupancy: Yes

Construction Status: Construction Complete

SqFt Source: Prop App Site

Half Baths: 1

# of Stories in Building: 3

Pre-Const Flip: No

Lot Dimensions: 50x124

New Construction: No

Garage Y/N: No

Beach Frontage: 50

Covered Spaces: 3

Driveway Spaces: 5

Pool: Yes

Pool Type: Private

Sub-Type: Detached Single Family

Bedrooms: 6

Full Baths: 6

Total Baths: 7

Year Built: 2022

Remarks: Wake up to uninterrupted Gulf of Mexico views, step onto your private balcony, and hear nothing but waves. 16525 Front Beach Road is a fully furnished, turnkey beachfront home offering 50 feet of pristine Gulf frontage, its own beach walkover right out the back door over the dune, a heated pool, and rental projections of $359,000 annually with accommodations for up to 22 guests. Whether you're seeking a high-performing vacation rental on the Emerald Coast or a legacy Gulf front family retreat, this property delivers on every level. Maintained in like-new condition and offered fully furnished, this Gulf front home is move-in ready. With strong rental projections and capacity for large groups, it presents a compelling opportunity for investors seeking a premier beachfront vacation rental on the Emerald Coast. Built on concrete pilings for lasting structural integrity in the coastal environment, the home is designed to perform for decades to come. Designed to maximize Gulf views, the home features three expansive balconies connected by a spiral staircase, creating multiple outdoor living spaces with panoramic water views. Two Gulf-facing bedrooms open directly to their own balconies, letting guests wake up to the sound of waves and unobstructed views of the Gulf of Mexico. The second floor serves as the main living level, where an open-concept kitchen, dining, and living area flows seamlessly to a large balcony overlooking the beach. The kitchen is built for entertaining, featuring quartz countertops, custom cabinetry, a tile backsplash, a large island with seating for six, gas range, built-in ice maker, and double sinks. The first floor is designed for gathering and recreation, with a bunk room and recreation room that opens directly to the heated pool area. A built-in bar with ice maker and beverage refrigerator creates the perfect setup for poolside entertaining after a day on the beach. The primary suite offers Gulf views, a balcony, walk-in closet, double vanity, garden tub, and separate shower. Throughout the home you'll find shiplap accent walls, ensuite bathrooms in every bedroom, generous owner storage closets on each floor, and integrated WiFi extenders with indoor and outdoor speakers. Outside, a beach walkover, outdoor shower, Polywood outdoor furniture, and abundant parking round out a package that is rarely found in Gulf front homes. Positioned on a quiet stretch of beach with no nearby public walkovers, the shoreline here stays uncrowded, giving guests the feel of a private beach just steps from the door, while still being just minutes from Pier Park's restaurants, shopping, and entertainment. 16525 Front Beach Road is a rare Gulf front home where luxury amenities, an unbeatable location, and exceptional vacation rental income potential come together in one standout beachfront property.

First: 1

Second: 1

Gunite Concrete: 1

Heated - Gas: 1

First: 1

Bar Fridge: 1

Cooktop - Gas: 1

Dishwasher: 1

Disposal: 1

Dryer: 1

Freezer: 1

Ice Maker: 1

Microwave: 1

Oven - Electric: 1

Range - Gas: 1

Range Hood: 1

Refrigerator: 1

Washer: 1

Water Heater - Gas: 1

Water Heater - Tankless: 1

Breakfast Bar: 1

Floor - Tile: 1

Floor - Vinyl: 1

Floor - Vinyl Plank: 1

Kitchen Island: 1

Lighting - Recessed: 1

Lock Out Closet: 1

Pantry: 1

Security System: 1

Stairs: 1

Wet Bar: 1

Window - Treatment All: 1

Concrete: 1

Foundation - On Piling: 1

Wood/Frame: 1

Roof - Metal: 1

Siding - Hardie Board: 1

Balcony: 1

Deck Covered: 1

Deck Open: 1

Double Pane Windows: 1

Fenced Lot-Part: 1

Shower: 1

Storm Doors: 1

Storm Windows: 1

Shore - Beach: 1

Waterfront Feet: 50

Cash: 1

Conventional: 1

VA: 1

Furnished: 1

Bunk Room: 1

Smart Thermostat: 1

Second: 1

Dedicated Beach: 1

Interior Lot: 1

Survey Available: 1

Waterfront: 1

Within 1/2 Mile to Water: 1

City Street: 1

Paved Road: 1

Carport Attached: 1

No Garage: 1

Paved: 1

MBath Double Vanity: 1

MBath Garden Tub: 1

MBath Separate Shwr: 1

MBath Walk-In Closet: 1

MBed Balcony: 1

MBed Waterfront: 1

Resid Single Family: 1

Balcony: 1

Bedroom: 1

Great Room: 1

Kitchen: 1

Recreation Room: 1

Cable - Available: 1

TV Cable: 1

Electricity - Connected: 1

Natural Gas - Connected: 1

Public Sewer - Connected: 1

Gulf: 1

Lake: 1

Gulf: 1

First: 1

Second: 1

Third: 1

Ceiling Fan(s): 1

Central Air: 1

Electric: 1

Heat Pump: 1

Central: 1

Electric: 1

Heat Pump: 1

Security System: 1