$299,900
166 WHITE CAP Way
Panama City Beach, FL 32407
MLS# 780455
3 beds  |  3 baths  |  1432 sqft


Coastal comfy
  1 / 50  
Coastal comfy Located on the first floor Welcome! Lots of seating and room for more LR breakfast bar Table and chairs plus seating at the breakfast bar dining-kit kit kit kitchen toward LR coffee cart bdrm1 bdrm 1 bdrm 1 Located on the first floor On second floor Located on second floor bdrm3 bdrm2 bdrm3 upstairs bathroom Bathroom bathroom bathrm bathrm up hallway bath3 staircase Washer/Dryer convey with purchase utility rm Laundry room Screened porch Gated entrance Plenty of parking Palmcovesign entrancestreet bothpools palmcovepool2 Pool Community pool pool1b houseroof community community community communitytobeach communitytowatermarker hsegreenspace

Property Description
'CURRENTLY UNDER CONTRACT, SELLER WILL CONSIDER BACKUP OFFERS' Where else in this price range can you get a beautifully furnished 3 bedroom 2.5 bath home that's only 1.5 miles to the beach?! This beautifully styled and furnished home is ready to be your permanent home or a vacation home. If you're looking for an investment, short-term rentals are allowed and this home grossed over $23,000 so far this year. This property backs to a neighborhood green space, and there's a screened porch to enjoy the view. Three spacious bedrooms can accommodate 8 people and then there's always the sofa! (Rentals allowed). This gated neighborhood is just 1.5 miles to the beach entrances at MB Miller public beach access 1&2, and near restaurants, shopping, and entertainment. The Gathering room is spacious, airy, and open to the kitchen, and there's one large bedroom on the first floor with a full bath, plus a powder room. The other two bedrooms are also large and are upstairs with a shared bathroom. The flooring is attractive vinyl plank, and the kitchen has tile flooring. The walls are a soft gray which surrounds the living spaces beautifully and the furnishings and artwork are tasteful and coastal. All furnishings shown convey with purchase. The community is gated, has a playground, and two pools for your family or guests to enjoy. *All measurements and items of importance are to be confirmed by buyer or buyer agent if important*

Details
Maps
Listing Info, Tax and Legal
HOA Fee: Yes
HOA Amount: 465
HOA Frequency: Quarterly
HOA Annual Amount: 1860
New Buyer Fee: No
Last Taxes: 3003.8
Last Tax Year: 2024
Brokerage Interest: No Interest
Section: 26
Township: 35
Range: 16W
Contract Info
List Price/SqFt: 209.43
Status: Active
List Date: 2025-10-14
List Price: $299,900
Current Price: $299,900
Location
Sub Area: 0320 - Beach - Middle Central
Community/Resort: Palm Cove
Waterfront: No
Elementary School: Hutchison Beach
Middle School: Surfside
High School: Arnold
Directions: GOING WEST FROM THE HATHAWAY BRIDGE (HWY 98) IN PCB, TURN LEFT ON ALF COLEMAN RD. AT THE FIRST LIGHT, RON HUTCHISON BLVD. LEFT INTO PALM COVE AND RIGHT ON CABANA CT. GO APPROXIMATELY 600 ft AND TURN RIGHT ONTO SAND CASTLE LN. TURN LEFT ON WHITE CAP WAY AND THE PROPERTY WILL BE ON YOUR LEFT.
Area: 03 - Bay County - Beach
Street #: 166
Street Name: WHITE CAP
Street Suffix: Way
State: FL
Zip Code: 32407
County: Bay
Subdivision: Palm Cove Phase III
Parcel ID: 34039-806-000
Legal Description: LOT 238, PALM COVE PHASE THREE, ACCORDING TO THE PLAT THEREOF, RECORDED IN PLAT BOOK 20, 76, OF THE PUBLIC RECORDS OF BAY COUNTY, FLORIDA.
General Property Info
Design: Other
Apx SqFt(Htd/Cooled): 1432
Construction Status: Construction Complete
SqFt Source: Prop App Site
Half Baths: 1
Lot Dimensions: 60.94'x32.50'
New Construction: No
Garage Y/N: No
Driveway Spaces: 2
Pool: No
Sub-Type: Attached Single Unit
Bedrooms: 3
Full Baths: 2
Total Baths: 3
Year Built: 2005
Remarks & Misc
Remarks: 'CURRENTLY UNDER CONTRACT, SELLER WILL CONSIDER BACKUP OFFERS' Where else in this price range can you get a beautifully furnished 3 bedroom 2.5 bath home that's only 1.5 miles to the beach?! This beautifully styled and furnished home is ready to be your permanent home or a vacation home. If you're looking for an investment, short-term rentals are allowed and this home grossed over $23,000 so far this year. This property backs to a neighborhood green space, and there's a screened porch to enjoy the view. Three spacious bedrooms can accommodate 8 people and then there's always the sofa! (Rentals allowed). This gated neighborhood is just 1.5 miles to the beach entrances at MB Miller public beach access 1&2, and near restaurants, shopping, and entertainment. The Gathering room is spacious, airy, and open to the kitchen, and there's one large bedroom on the first floor with a full bath, plus a powder room. The other two bedrooms are also large and are upstairs with a shared bathroom. The flooring is attractive vinyl plank, and the kitchen has tile flooring. The walls are a soft gray which surrounds the living spaces beautifully and the furnishings and artwork are tasteful and coastal. All furnishings shown convey with purchase. The community is gated, has a playground, and two pools for your family or guests to enjoy. *All measurements and items of importance are to be confirmed by buyer or buyer agent if important*
Family Room
First: 1
Screened Porch
First: 1
Appliances
Cooktop - Electric: 1
Dishwasher: 1
Dryer: 1
Freezer: 1
Ice Maker: 1
Microwave: 1
Oven - Electric: 1
Refrigerator: 1
Washer: 1
Water Heater - Electric: 1
Interior Features
Floor - Tile: 1
Floor - Vinyl: 1
Construction/Siding
Foundation - Slab on Grade: 1
Roof - Composite Shngl: 1
Siding - Stucco: 1
Siding - Vinyl: 1
Exterior
Porch Screened: 1
Association Fees Include
Playground: 1
Pool: 1
Financing
Cash: 1
Conventional: 1
FHA: 1
VA: 1
Furnished
Furnished: 1
Kitchen
First: 1
Rooms
Bedroom: 1
Family Room: 1
Full Bathroom: 1
Kitchen: 1
Screened Porch: 1
Utilities
Electricity - Connected: 1
Internet - Broadband Available: 1
Public Sewer - Connected: 1
Public Water - Connected: 1
Full Bathroom
First: 1
Second: 1
Bedroom
First: 1
Second: 1
Cooling
Ceiling Fan(s): 1
Central Air: 1
Electric: 1
Heating
Central: 1
Electric: 1
Property Features
Appliances: Cooktop - Electric; Dishwasher; Dryer; Freezer; Ice Maker; Microwave; Oven - Electric; Refrigerator; Washer; Water Heater - Electric
Full Bathroom: First; Second
Bedroom: First; Second
Cooling: Ceiling Fan(s); Central Air; Electric
Heating: Central; Electric
Exterior: Porch Screened
Association Fees Include: Playground; Pool
Financing: Cash; Conventional; FHA; VA
Furnished: Furnished
Kitchen: First
Family Room: First
Screened Porch: First
Rooms: Bedroom; Family Room; Full Bathroom; Kitchen; Screened Porch
Utilities: Electricity - Connected; Internet - Broadband Available; Public Sewer - Connected; Public Water - Connected
Room Information
Room Name Level Dimensions Length Width Dimensions
Family RoomFirst17.6 x 1517.6015.0017.6 x 15
KitchenFirst12.5 x 1012.5010.0012.5 x 10
BedroomFirst13 x 1213.0012.0013 x 12
BedroomSecond14 x 1314.0013.0014 x 13
BedroomSecond13 x 1213.0012.0013 x 12
Screened PorchFirst12.8 x 6.512.806.5012.8 x 6.5
Full BathroomFirst9.3 x 6.79.306.709.3 x 6.7
Full BathroomSecond8.6 x 4.88.604.808.6 x 4.8

Listing Office: Salty Marlin Realty LLC

Last Updated: January - 19 - 2026

Information deemed reliable but not guaranteed.