17281 Front Beach Road 1304, Panama City Beach, FL 32413 (MLS# 782371)

HOA Fee: Yes

HOA Amount: 829.28

HOA Frequency: Monthly

HOA Annual Amount: 9951.36

New Buyer Fee: No

Last Taxes: 5267

Last Tax Year: 2024

Brokerage Interest: No Interest

As Is: Yes

Condo Doc: Yes

List Price/SqFt: 496.1

Status: Active

List Date: 2025-12-04

List Price: $509,000

Current Price: $509,000

Unit #: 1304

Sub Area: 0325 - Beach - West South

Community/Resort: None

Waterfront: Yes

Gulf Access: Yes

Elementary School: West Bay

Middle School: Surfside

High School: Arnold

Directions: South on 79 to the roundabout. West on Back Beach Road. Located on South side.

Area: 03 - Bay County - Beach

Street #: 17281

Street Name: Front Beach

Street Suffix: Road

State: FL

Zip Code: 32413

County: Bay

Subdivision: Palazzo

Parcel ID: 40001-150-093

Legal Description: PALAZZO CONDOMINIUM UNIT 1304 TYPE C ORB 3018 P 748 ORB 4003 P 1507 1BR 1BUNK 2BA . 1026 H&C . 170 BALC

Floor Number: 13

Design: High-Rise (8+ floors)

Apx SqFt(Htd/Cooled): 1026

Immediate Occupancy: Yes

Construction Status: Construction Complete

SqFt Source: Prop App Site

# of Units in Bldg: 129

Lot Dimensions: 0x0

New Construction: No

Garage Y/N: No

Pool: Yes

Pool Type: Community

Sub-Type: Condominium

Bedrooms: 1

Full Baths: 2

Total Baths: 2

Year Built: 2008

Remarks: Perfect for your personal get-away or as an income property... or both, Palazzo 1304 is a beautiful 1-bedroom, 2-bathroom condo with a spacious bunk room. Palazzo 1304 comfortably sleeps six and showcases stunning Gulf views the moment you walk in. Step inside and notice the new luxury vinyl plank flooring leading you to the primary bedroom, complete with new furniture and an ensuite primary bath. Continue down the hallway to find the expansive bunk room and its own full bathroom—perfect for guests or family. Convenience continues with a new stackable washer and dryer tucked neatly into a hallway closet. The kitchen features a counter-height bar, quartz countertops, new sink, and new stainless steel appliances, creating an ideal setup for meal prep and entertaining. A bar height round table provides additional seating. The open-concept living area—with its queen sleeper sofa—flows seamlessly out to the balcony, where the Gulf view steals the show. Key mechanical updates include a water heater replacement in 2019 and HVAC replacement in 2017 with regular maintenance. Through Nov 2025, rental income is $28,000 with 6 weeks of remodeling and the 2024 rental income was $32,000. The Palazzo, built in 2008, offers resort style amenities including a state-of-the-art fitness center, under building parking, heated pool, hot tub, grilling and picnic areas, and owner pet walking area. Major building updates completed within the past 4 years include—with no special assessments—full exterior painting, new deck with beach access, pool and lobby area retiling, balcony resurfacing, and parking garage fire suppression replacement. 2026 HOA amounts have not risen for 3 years.

First: 1

Heated - Gas: 1

Inground: 1

Dishwasher: 1

Disposal: 1

Microwave: 1

Range - Electric: 1

Refrigerator: 1

Washer/Dryer Stacked: 1

Water Heater - Electric: 1

Shore - Beach: 1

BBQ Pit/Grill: 1

Beach: 1

Community Room: 1

Conference Center: 1

Dumpster: 1

Exercise Room: 1

Ground Keeping: 1

Internet-WiFi: 1

Master Association: 1

Pool: 1

Repairs/Maintenance: 1

TV Cable: 1

Water: 1

Cash: 1

Conventional: 1

FHA: 1

Furnished: 1

Bunk Room: 1

First: 1

First: 1

Additional Parking: 1

Community Structure: 1

BBQ Pit/Grill: 1

Community Room: 1

Conference Center: 1

Dumpster: 1

Elevators: 1

Exercise Room: 1

Gated Community: 1

Picnic Area: 1

Pool: 1

Security-24 hour: 1

Waterfront: 1

Whirlpool: 1

Dog Park: 1

Bunk Hall: 1

Kitchen: 1

Living Room: 1

Master Bedroom: 1

TV Cable: 1

Electricity - Connected: 1

Garbage: 1

Internet - Broadband Available: 1

Phone - Available: 1

Public Sewer - Connected: 1

Public Water - Connected: 1

Gulf: 1

As Is: 1

Gulf: 1

First: 1

Ceiling Fan(s): 1

Central Air: 1

Electric: 1

Central: 1

Electric: 1

Building Security: 1

Fire Alarm: 1

Fire Sprinkler System: 1

Secured Garage/Parking: 1

Security Gate: 1

Security Guard: 1

Smoke Detector(s): 1