17281 Front Beach Road 1404, Panama City Beach, FL 32413 (MLS# 783252)

List Price/SqFt: 487.23

Status: Pending

List Date: 2026-01-06

List Price: $499,900

Current Price: $499,900

Unit #: 1404

Sub Area: 0325 - Beach - West South

Community/Resort: None

Waterfront: Yes

Gulf Access: Yes

Elementary School: West Bay

Middle School: Surfside

High School: Arnold

Directions: At the intersection of U.S. Highway 98 and Highway 79 turn south on 79. Turn west on Front Beach Road. Palazzo is 1/4 mile west on the southside of Front Beach Road

Area: 03 - Bay County - Beach

Street #: 17281

Street Name: Front Beach

Street Suffix: Road

State: FL

Zip Code: 32413

County: Bay

Subdivision: Palazzo

Parcel ID: 40001-150-101

Legal Description: PALAZZO CONDOMINIUM UNIT 1404 TYPE C ORB 3018 P 748 ORB 3651 P 223 1BR 1BUNK 2BA . 1026 H&C . 170 BALC . STORAGE P1-08

Floor Number: 14

Design: High-Rise (8+ floors)

Apx SqFt(Htd/Cooled): 1026

Construction Status: Construction Complete

SqFt Source: Prop App Site

# of Units in Bldg: 129

Lot Dimensions: n/a

New Construction: No

Garage Y/N: No

Pool: Yes

Pool Type: Community

Sub-Type: Condominium

Bedrooms: 1

Full Baths: 2

Total Baths: 2

Year Built: 2008

HOA Fee: Yes

HOA Amount: 829.28

HOA Frequency: Monthly

HOA Annual Amount: 9951.36

New Buyer Fee: No

Last Taxes: 5308

Last Tax Year: 2024

Brokerage Interest: No Interest

Condo Doc: Yes

Remarks: Among the Gulf-front condominium communities of Panama City Beach, Palazzo stands apart for its quality of construction, low-density design, and premier West End location. Completed in 2008, this upscale Gulf-front development features just 129 residences with four levels of covered, under-building parking—offering privacy, exclusivity, and ease of ownership. Ideally situated on the rapidly growing west end of the beach, Palazzo is minutes from Pier Park's shopping, dining, and entertainment while maintaining a relaxed, residential feel. Unit 1404 is a thoughtfully designed 1-bedroom + bunk, 2-bath residence spanning 1,026 sq. ft, making it one of the larger 1-bedroom, 2-bath units on Panama City Beach. This open, bright, and effortlessly coastal floorplan features nine-foot ceilings and oversized sliding glass doors that showcase sweeping views of the emerald waters and sugar-white sands of the Gulf of Mexico. The open-concept living area flows seamlessly onto a private Gulf-front balcony, perfect for enjoying sunrise coffee, evening sunsets, and the soothing Gulf breeze. The master suite includes an ensuite bath with a separate shower and soaking tub, while the ample bunk room connects to its own private bath with a walk-in shower—allowing the residence to comfortably sleep six guests. Interior upgrades include luxury plank flooring (2023), crown molding, stainless steel appliances, new interior paint and refresh (2024), a new king mattress (2024), new microwave (2025), new hot water heater (2025), newer dishwasher, and HVAC replaced in 2018. Meticulously maintained by its original owner, the unit conveys fully furnished and turnkey, with additional conveniences including a full-size stackable washer and dryer, owner's storage, and a ground-level climate-controlled storage locker—ideal for beach gear and highly sought-after for rentals. From an investment perspective, Unit 1404 has an exceptional rental history, generating $43,857 in 2024 and $49,528 in 2025, along with 205 five-star reviews on VRBO, reflecting strong performance and guest satisfaction. Adding even more value, the 2026 seasonal beach setup is already secured ($1,177 for the season, 3/1-10/31) and can be conveyed to the new owner—a critical feature for rental success and convenience. Palazzo itself continues to be exceptionally well maintained with a well-managed HOA and solid reserves. Recent community-wide upgrades include new exterior paint (2023), new tile throughout the pool, spa, lobby, and elevators (2023), a fully updated lobby (2023), and new beachside decking, steps, and showers (2024). Residents enjoy Gulf-front amenities including a beachfront pool and spa, fitness center, conference space, on-site management, and an elegant lobby. Combining location, condition, size, proven rental performance, and long-term stewardship, Unit 1404 at Palazzo truly stands apart—offering a refined and rewarding opportunity for primary residence, second home, or investment ownership on Panama City Beach's coveted west end.

First: 1

First: 1

Heated - Electric: 1

Inground: 1

Cooktop - Electric: 1

Dishwasher: 1

Disposal: 1

Dryer: 1

Microwave: 1

Oven - Electric: 1

Refrigerator: 1

Washer: 1

Water Heater - Electric: 1

Breakfast Bar: 1

Ceiling - Crwn Molding: 1

Ceiling - Raised: 1

Floor - Tile: 1

Floor - Vinyl Plank: 1

Lighting - Recessed: 1

Pantry: 1

Window - Treatment All: 1

Block: 1

Beach: 1

Community Room: 1

Ground Keeping: 1

Insurance: 1

Management: 1

Pest Control: 1

Pool: 1

Security: 1

Sewer: 1

Trash Disposal: 1

TV Cable: 1

Water: 1

Cash: 1

Conventional: 1

Furnished: 1

Bunk Room: 1

First: 1

Waterfront: 1

City Street: 1

Paved Road: 1

Electric Gate: 1

Gated: 1

MBath Double Vanity: 1

MBed First Floor: 1

MBath Shower/Tub Combo: 1

BBQ Pit/Grill: 1

Beach: 1

Conference Center: 1

Dumpster: 1

Elevators: 1

Exercise Room: 1

Pool: 1

Security-24 hour: 1

Separate Storage: 1

Waterfront: 1

Whirlpool: 1

Other - See Remarks: 1

Balcony: 1

Bunk Room: 1

Living Room: 1

Master Bedroom: 1

TV Cable: 1

Electricity - Connected: 1

Internet - Broadband Available: 1

Public Sewer - Connected: 1

Other - See Remarks: 1

Gulf: 1

As Is: 1

Gulf: 1

First: 1

Closed Circuit Camera(s): 1

Secured Garage/Parking: 1

Security Guard: 1

Smoke Detector(s): 1

Under Contract Date: 2026-04-15