$295,000
Panama City Beach, FL 32407
MLS# 775136
3 beds | 2 baths | 1432 sqft
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Property Description
**BEST PRICED PALM COVE TOWNHOME** This roomy 2-bedroom, 2-bath townhome is your chance to own a slice of Panama City Beach without breaking the bank. Whether you're looking for your own coastal oasis or a short-term rental moneymaker, this spot checks all the boxes. Step inside and you're greeted by vaulted ceilings, tons of natural light, and an open layout that just feels good. New Carpet, flooring, and fixtures throughout the home. The main level features new floors, a spacious living area, and a bright kitchen with plenty of cabinet space, a breakfast bar, and stainless steel appliances. Head upstairs to a private loft-style bedroom with its own full bath, perfect for guests or Airbnb setups. Out back, you've got a private covered patio, ideal for post-beach chill sessions, grilling, or kicking back with a cold drink. The exterior is low-maintenance, the HOA is minimal, and the location? You're minutes to the beach, Pier Park, Shipwreck Island, St. Andrews State Park, shopping, dining, and all the tourist favorites that make PCB a vacation hotspot. Solid bones, fresh updates, and the flexibility to live in it, rent it out, or do both. Don't let this opportunity slip by—affordable beach-town real estate like this doesn't come along every day.
Details
Maps
Contract Info
Status: Active
List Date: 2025-06-19
List Price: $295,000
List Price/SqFt: 206.01
Current Price: $295,000
Location
Area: 03 - Bay County - Beach
Street #: 186
Street Name: White Cap
Street Suffix: Way
State: FL
Zip Code: 32407
County: Bay
Sub Area: 0320 - Beach - Middle Central
Subdivision: Palm Cove
Community/Resort: Palm Cove
Waterfront: No
Parcel ID: 34039-796-000
Elementary School: Hutchison Beach
Middle School: Surfside
High School: Arnold
Directions: From Hathaway Bridge, traveling west on PCB Pkwy. Turn left onto R Jackson Blvd. At the light, turn right onto Hutchison Blvd. In a half mile turn right into Palm Cove (Emerald Coast Club Blvd), turn right onto Cabana Ct. Turn right onto Sand Castle Ln, then left onto White Cap Way. Home will be on the left.
Legal Description: PALM COVE PH 3 LOT 228 ORB 2415 P 1667 ORB 2723 P 600
General Property Info
Sub-Type: Attached Single Unit
Design: Townhome
Apx SqFt(Htd/Cooled): 1432
SqFt Source: Agent Measured
Bedrooms: 3
Full Baths: 2
Total Baths: 2
Year Built: 2005
Construction Status: Construction Complete
New Construction: No
Garage Y/N: No
Driveway Spaces: 2
Lot Dimensions: 63 x 25
Acreage: 0.04
Lot Size (SqFt): 1612
Pool: Yes
Pool Type: Community
Property Features
Appliances: Dishwasher; Dryer; Microwave; Range - Electric; Refrigerator; Washer; Water Heater - Electric
Master Bedroom: First
Bedroom: Second
Cooling: Ceiling Fan(s); Central Air; Electric
Heating: Central; Electric
Exterior: Porch Screened
Association Fees Include: Accounting; Gated Community; Management; Playground; Pool; Trash Disposal
Furnished: Unfurnished
Interior: Floor - Carpet
Living Room: First
Lot Access: Gated Access; Paved Road
Loft: Second
Security Features: 24 Hour Security; Gated Community
Parking Features: Driveway
Association Amenities: BBQ Pit/Grill; Playground; Pool
Rooms: Bedroom; Living Room; Loft; Master Bedroom
Sale Type: As Is
Utilities: Cable - Available; Electricity - Connected; Public Sewer - Connected; Public Water - Connected
Present Zoning: Resid Single Family
Room Information
| Room Name | Level | Dimensions | Length | Width | Dimensions |
| Loft | Second | 14 x 13 | 14.00 | 13.00 | 14 x 13 |
| Bedroom | Second | 12 x 13 | 12.00 | 13.00 | 12 x 13 |
| Master Bedroom | First | 13 x 12 | 13.00 | 12.00 | 13 x 12 |
| Living Room | First | 17 x 13 | 17.00 | 13.00 | 17 x 13 |
Listing Office: Think Real Estate
Last Updated: October - 09 - 2025
Information deemed reliable but not guaranteed.