$564,999
Panama City, FL 32405
MLS# 783488
3 beds | 2 baths | 1840 sqft

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Property Description
PRICE REDUCTION!! Welcome to 1904 Royal Tern! This charming home features the popular Hillsboro plan in beautiful waterfront Sweet Bay. This home features a split bedroom plan with 3 spacious bedrooms, 2 bathrooms and a large formal dining room or study. There is LVP flooring throughout with tile in bathrooms. The open kitchen features a slide in gas range, built in microwave, quartz countertops, tile backsplash, designer range hood with gas stove and under cabinet lighting. The spacious great room extends out to a rear lanai with an outdoor fireplace and a BEAUTIFUL built in OUTDOOR KITCHEN equipped with sink, refrigerator, Blackstone grill, TV and abundant cabinet space! The ideal place for entertaining and watching the game in comfort and style. Also featured are a large paver patio and fenced backyard. There is a extra parking pad in the back alley for extra parking, storage shed, built in storage in garage, Epoxy flooring in garage and an irrigation system! The primary suite has a zero-entry tile to ceiling shower and double vanities. Walk in custom closet in master bath. This home features quartz countertops, crown molding, designer lights and decorative doors. Also included are custom woven blinds. Sweet Bay is vibrant waterfront community and offers 5 miles of Bayfront shoreline, 2 resort pools, basketball court, walking trails, playgrounds and ample green space. The neighborhood also features the highly rated University Academy (Preschool-8th) and offers a golf cart friendly lifestyle. Sweet Bay is also home to the Town Center, which feature a Publix, Starbucks, and other eateries with plans for additional dining and retail options. Also planned is an 11-acre marina with over 100 wet slips and 250 dry boat slips! Washer and dryer and all refrigerators stay! A 1-year Home Warranty is included for peace of mind! Make an appt to see this unique home today!
Details
Maps
Listing Info, Tax and Legal
HOA Fee: Yes
HOA Amount: 141
HOA Frequency: Monthly
HOA Annual Amount: 1692
New Buyer Fee: Yes
New Buyer Fee Amt: 150
New Buyer Fee Paid: $
Last Taxes: 6004
Last Tax Year: 2025
Brokerage Interest: No Interest
Contract Info
List Price/SqFt: 307.06
Status: Active
List Date: 2026-01-10
List Price: $564,999
Current Price: $564,999
Location
Sub Area: 0204 - Bay - Central NW
Community/Resort: None
Waterfront: No
Elementary School: University Academy
Middle School: University Academy
High School: Bay
Directions: From the Town Center (Sweet Bay( follow Sweet Bay Ave for .2 miles and take a left on d Left Discovery Loop. Take your first right onto Rushes Ave.Continue .7 miles and make a right on Blossom St. Continue .2 miles and takea right on Royal Tern.
Area: 02 - Bay County - Central
Street #: 1904
Street Name: Royal Tern
Street Suffix: Street
State: FL
Zip Code: 32405
County: Bay
Subdivision: Sweetbay
Parcel ID: 11731-350-090
Legal Description: SWEETBAY PHASE 2C LOT 396 ORB 4543 P 2126
General Property Info
Acreage: 0.12
Design: Craftsman Style
Lot Size (SqFt): 5184
Apx SqFt(Htd/Cooled): 1840
Construction Status: Construction Complete
SqFt Source: Prop App Site
Lot Dimensions: 145.09 x 117.5 x 45.01 x 114.69
New Construction: No
Garage Y/N: Yes
Garage Spaces: 2
Pool: No
Sub-Type: Detached Single Family
Bedrooms: 3
Full Baths: 2
Total Baths: 2
Year Built: 2022
Remarks & Misc
Remarks: PRICE REDUCTION!! Welcome to 1904 Royal Tern! This charming home features the popular Hillsboro plan in beautiful waterfront Sweet Bay.
This home features a split bedroom plan with 3 spacious bedrooms, 2 bathrooms and a large formal dining room or study. There is LVP flooring throughout with tile in bathrooms. The open kitchen features a slide in gas range, built in microwave, quartz countertops, tile backsplash, designer range hood with gas stove and under cabinet lighting.
The spacious great room extends out to a rear lanai with an outdoor fireplace and a BEAUTIFUL built in OUTDOOR KITCHEN equipped with sink, refrigerator, Blackstone grill, TV and abundant cabinet space! The ideal place for entertaining and watching the game in comfort and style. Also featured are a large paver patio and fenced backyard. There is a extra parking pad in the back alley for extra parking, storage shed, built in storage in garage, Epoxy flooring in garage and an irrigation system!
The primary suite has a zero-entry tile to ceiling shower and double vanities. Walk in custom closet in master bath.
This home features quartz countertops, crown molding, designer lights and decorative doors. Also included are custom woven blinds.
Sweet Bay is vibrant waterfront community and offers 5 miles of Bayfront shoreline, 2 resort pools, basketball court, walking trails, playgrounds and ample green space. The neighborhood also features the highly rated University Academy (Preschool-8th) and offers a golf cart friendly lifestyle.
Sweet Bay is also home to the Town Center, which feature a Publix, Starbucks, and other eateries with plans for additional dining and retail options.
Also planned is an 11-acre marina with over 100 wet slips and 250 dry boat slips! Washer and dryer and all refrigerators stay! A 1-year Home Warranty is included for peace of mind! Make an appt to see this unique home today!
Dining Room
First: 1
Great Room
First: 1
Appliances
Dishwasher: 1
Disposal: 1
Dryer: 1
Microwave: 1
Range - Gas: 1
Range Hood: 1
Refrigerator: 1
Washer: 1
Water Heater - Tankless: 1
Interior Features
Breakfast Bar: 1
Ceiling - Crwn Molding: 1
Fireplace: 1
Floor - Vinyl Plank: 1
Pantry: 1
Pull Down Stairs: 1
Split Bedroom: 1
Window - Treatment All: 1
Construction/Siding
Foundation - Off Grade: 1
Roof - Dimensional Shg: 1
Siding - Hardie Board: 1
Trim - Hardie Board: 1
Exterior
Columns: 1
Double Pane Windows: 1
Patio Covered: 1
Porch Covered: 1
Sprinkler System: 1
Association Fees Include
Accounting: 1
BBQ Pit/Grill: 1
Boat Launch: 1
Dock: 1
Fishing: 1
Legal: 1
Management: 1
Pavilion/Gazebo: 1
Picnic Area: 1
Playground: 1
Pool: 1
Recreational Faclty: 1
Financing
Cash: 1
Conventional: 1
FHA: 1
VA: 1
Furnished
Unfurnished: 1
Lot Access
City Street: 1
Paved Road: 1
Parking Features
Driveway: 1
Garage Detached: 1
Street: 1
Mstr Bath / Mstr Bdrm
MBath Double Vanity: 1
MBath Shower Only: 1
MBath Walk-In Closet: 1
Present Zoning
Resid Single Family: 1
Association Amenities
Basketball Court: 1
BBQ Pit/Grill: 1
Boardwalk: 1
Boat Launch: 1
Dock: 1
Fishing: 1
Pavilion/Gazebo: 1
Picnic Area: 1
Playground: 1
Pool: 1
Waterfront: 1
Sidewalks: 1
Rooms
Bedroom: 1
Dining Room: 1
Great Room: 1
Master Bedroom: 1
Utilities
TV Cable: 1
Electricity - Connected: 1
Garbage: 1
Natural Gas - Connected: 1
Internet - Broadband Available: 1
Public Sewer - Connected: 1
Public Water - Connected: 1
Underground Utilities: 1
Sale Type
As Is: 1
Master Bedroom
First: 1
Bedroom
First: 1
Cooling
Central Air: 1
Electric: 1
Heat Pump: 1
Heating
Central: 1
Electric: 1
Security Features
Carbon Monoxide Detector: 1
Smoke Detector(s): 1
Property Features
Appliances: Dishwasher; Disposal; Dryer; Microwave; Range - Gas; Range Hood; Refrigerator; Washer; Water Heater - Tankless
Master Bedroom: First
Bedroom: First
Cooling: Central Air; Electric; Heat Pump
Heating: Central; Electric
Exterior: Columns; Double Pane Windows; Patio Covered; Porch Covered; Sprinkler System
Association Fees Include: Accounting; BBQ Pit/Grill; Boat Launch; Dock; Fishing; Legal; Management; Pavilion/Gazebo; Picnic Area; Playground; Pool; Recreational Faclty
Financing: Cash; Conventional; FHA; VA
Furnished: Unfurnished
Lot Access: City Street; Paved Road
Dining Room: First
Great Room: First
Security Features: Carbon Monoxide Detector; Smoke Detector(s)
Parking Features: Driveway; Garage Detached; Street
Association Amenities: Basketball Court; BBQ Pit/Grill; Boardwalk; Boat Launch; Dock; Fishing; Pavilion/Gazebo; Picnic Area; Playground; Pool; Sidewalks; Waterfront
Rooms: Bedroom; Dining Room; Great Room; Master Bedroom
Sale Type: As Is
Utilities: TV Cable; Electricity - Connected; Garbage; Internet - Broadband Available; Natural Gas - Connected; Public Sewer - Connected; Public Water - Connected; Underground Utilities
Present Zoning: Resid Single Family
Room Information
| Room Name | Level | Dimensions | Length | Width |
| Great Room | First | 18.16 x 18 | 18.16 | 18.00 |
| Master Bedroom | First | 17.83 x 14 | 17.83 | 14.00 |
| Dining Room | First | 12.5 x 14 | 12.50 | 14.00 |
| Bedroom | First | 12 x 13 | 12.00 | 13.00 |
| Bedroom | First | 12 x 11.83 | 12.00 | 11.83 |
Listing Office: Anchor Realty Florida
Last Updated: May - 06 - 2026
Information deemed reliable but not guaranteed.
