$299,000
197 Cobb Road
Panama City Beach, FL 32413
MLS# 781789
Status: Pending
2 beds  |  1 baths  |  978 sqft


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Property Description
Very rare property in PCB! Family home since 1984. Walking distance to the Gulf and NO HOA. City of PCB does not allow Short Term Rentals on this street. Used exclusively as a beach getaway. Home is in need of many repairs as the value is in the lot. Sellers will look at all offers. Cash or conventional loans ONLY! Home will not qualify for VA or FHA financing.

Details
Maps
Listing Info, Tax and Legal
HOA Fee: No
New Buyer Fee: No
Last Taxes: 1343
Last Tax Year: 2024
Brokerage Interest: No Interest
Contract Info
List Price/SqFt: 305.73
Status: Pending
List Date: 2025-11-16
List Price: $299,000
Current Price: $299,000
Location
Sub Area: 0324 - Beach - West Central
Community/Resort: None
Waterfront: No
Elementary School: West Bay
Middle School: Surfside
High School: Arnold
Directions: Back Beach Road (HWY 98) to Cobb Road. South on Cobb and home will be the last home on the left.
Area: 03 - Bay County - Beach
Street #: 197
Street Name: Cobb
Street Suffix: Road
State: FL
Zip Code: 32413
County: Bay
Subdivision: Suntime Beach U-1
Parcel ID: 38360-000-000
Legal Description: SUNTIME BEACH UNIT 1 LOT 6 BLK 4 ORB 1002 P 442
General Property Info
Acreage: 0.17
Design: Beach House
Lot Size (SqFt): 7500
Apx SqFt(Htd/Cooled): 978
Immediate Occupancy: Yes
Construction Status: Construction Complete
SqFt Source: Prop App Site
# of Stories in Building: 1
Lot Dimensions: 60x125
New Construction: No
Garage Y/N: No
Pool: No
Sub-Type: Detached Single Family
Bedrooms: 2
Full Baths: 1
Total Baths: 1
Year Built: 1961
Remarks & Misc
Remarks: Very rare property in PCB! Family home since 1984. Walking distance to the Gulf and NO HOA. City of PCB does not allow Short Term Rentals on this street. Used exclusively as a beach getaway. Home is in need of many repairs as the value is in the lot. Sellers will look at all offers. Cash or conventional loans ONLY! Home will not qualify for VA or FHA financing.
Appliances
Refrigerator: 1
Construction/Siding
Siding - Stucco: 1
Trim - Wood: 1
Financing
Cash: 1
Conventional: 1
Furnished
Partially: 1
Lot Features
Within 1/2 Mile to Water: 1
Lot Access
City Street: 1
Parking Features
Driveway: 1
Present Zoning
Resid Single Family: 1
Rooms
Bedroom: 1
Utilities
Electricity - Connected: 1
Public Sewer - Connected: 1
Public Water - Connected: 1
Underground Utilities: 1
Waterview
Gulf: 1
Sale Type
As Is: 1
Bedroom
First: 1
Status Change Info
Under Contract Date: 2026-05-03
Property Features
Appliances: Refrigerator
Bedroom: First
Financing: Cash; Conventional
Furnished: Partially
Lot Features: Within 1/2 Mile to Water
Lot Access: City Street
Parking Features: Driveway
Rooms: Bedroom
Sale Type: As Is
Utilities: Electricity - Connected; Public Sewer - Connected; Public Water - Connected; Underground Utilities
Waterview: Gulf
Present Zoning: Resid Single Family
Room Information
Room Name Level Dimensions Length Width
BedroomFirst10 x 1110.0011.00
BedroomFirst10 x 1110.0011.00

Listing Office: BEACH GROUP PROPERTIES, LLC

Last Updated: May - 05 - 2026

Information deemed reliable but not guaranteed.