$4,699,000
20405 Front Beach Road Road
Panama City Beach, FL 32413
MLS# 771944
9 beds  |  10 baths  |  5215 sqft


20405 Front Beach Road Road, Panama City Beach, FL 32413
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Property Description
**Virtual Tour Available** 20405 Front Beach Road is an exquisite gulf front home nestled perfectly in the Laguna Beach section of Panama City Beach. This gorgeous gulf-front estate was fully renovated in 2023 and has newly refinished European White Oak flooring that was completed in March of 2025. Boasting an ideal location for both vacation rental and personal enjoyment, it sits just five miles east of the luxurious Rosemary Beach and five miles west of Pier Park—the largest commercial and entertainment center in Northwest Florida. This residence presents an exceptional vacation rental opportunity with the sister home grossing annual rental income of $444,000 in 2024, and this home grossing just under $300,000 in a partial year on the same management program. Distinguished by its meticulously designed floor plan, 20405 Front Beach Road stands out amidst Panama City Beach properties. Unlike many coastal homes that prioritize sleeping space over functional living areas, this home features three distinct living room and entertainment spaces. With 10-foot ceilings and generously sized bedrooms, every occupant can relish in the tranquility of this gulf-front retreat. Outdoor amenities include expansive balconies on each level and a private pool overlooking the Gulf, surrounded by shaded seating areas. The property's design is inspired by the natural beauty of the coast, evident in its locally sourced hardwood flooring and serene color palette. Turquoise accents and white quartz countertops pay homage to the nearby beaches, creating a seamless connection between indoor elegance and outdoor splendor. 20405 Front Beach Road epitomizes the fusion of style and functionality, enhanced by its prime location amidst the best offerings of Northwest Florida.

Details
Maps
Contract Info
Status: Active
List Date: 2025-03-17
List Price: $4,699,000
List Price/SqFt: 901.05
Current Price: $4,699,000
Location
Area: 03 - Bay County - Beach
Street #: 20405
Street Name: Front Beach Road
Street Suffix: Road
State: FL
Zip Code: 32413
County: Bay
Sub Area: 0325 - Beach - West South
Subdivision: Laguna Beach Estates
Community/Resort: Laguna Beach
Waterfront: Yes
Gulf Access: Yes
Parcel ID: 36627-000-000
Elementary School: West Bay
Middle School: Surfside
High School: Arnold
Directions: From hwy 98 turn south on Wisteria Lane. Continue to Front Beach Road. Turn right on Front Beach Road and the house is immediately on your left.
Legal Description: LAGUNA BEACH ESTATES PART LOT 1 BLK 2A: COMM ELY COR LOT 1 BLK 2A S28W 25' N61W 3' FOR POB TH S28W 70' N61W 31.25' N28E 30' N61W 3.25'N28E 40' N61E 34.50 TO POB AKA UNIT 1 ORB 4500 P 1669
General Property Info
Sub-Type: Detached Single Family
Design: Beach House
Apx SqFt(Htd/Cooled): 5215
SqFt Source: Prop App Site
Bedrooms: 9
Full Baths: 9
Half Baths: 1
Total Baths: 10
# of Stories in Building: 4
Year Built: 2019
Immediate Occupancy: Yes
Construction Status: Construction Complete
New Construction: No
Garage Y/N: Yes
Garage Spaces: 0.5
Driveway Spaces: 6
Lot Dimensions: 38x105
Acreage: 0.09
Lot Size (SqFt): 3920
Beach Frontage: 38
Pool: Yes
Pool Type: Private
Waterfront Feature
Waterfront Feet: 38
Property Features
Appliances: Range - Electric; Refrigerator; Washer/Dryer Stacked; Water Heater - Tankless
Bedroom: First; Second; Third; Fourth
Cooling: Multi Units; Zoned
Exterior: Balcony; Deck Covered
Furnished: Furnished
Interior: Bonus Room
Kitchen: Second
Living Room: First; Second
Lot Features: Coastal Construction Control Line; Waterfront; Within 1/2 Mile to Water
Lot Access: Paved Road
Bunk Room: Third
Bonus Room: Fourth
Loft: Fourth
Pool Features: Heated - Gas; Inground
Parking Features: Garage Attached
Rooms: Bedroom; Bonus Room; Bunk Room; Kitchen; Living Room; Loft
Utilities: Electricity - Connected; Natural Gas - Connected; Public Sewer - Connected; Public Water - Connected
Waterfront Type: Gulf
Waterview: Gulf; Unobstructed
Present Zoning: Resid Single Family
Room Information
Room Name Level Dimensions Length Width Dimensions
Living RoomFirst24 x 10.824.0010.8024 x 10.8
BedroomFirst15.6 x 14.615.6014.6015.6 x 14.6
Living RoomSecond24 x 10.824.0010.8024 x 10.8
KitchenSecond31 x 2231.0022.0031 x 22
BedroomSecond13 x 8.513.008.5013 x 8.5
BedroomSecond12.5 x 1212.5012.0012.5 x 12
BedroomThird15.7 x 12.515.7012.5015.7 x 12.5
BedroomThird11.8 x 8.211.808.2011.8 x 8.2
Bunk RoomThird12 x 812.008.0012 x 8
BedroomFourth19.4 x 10.319.4010.3019.4 x 10.3
LoftFourth12.5 x 11.212.5011.2012.5 x 11.2
Bonus RoomFourth12.5 x 7.312.507.3012.5 x 7.3

Listing Office: Compass

Last Updated: November - 10 - 2025

Information deemed reliable but not guaranteed.