$299,995
Panama City Beach, FL 32407
MLS# 775781
3 beds | 2 baths | 1197 sqft

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Property Description
BRAND NEW HVAC system installed 11/21/25! ($8,600 Value) Up to $40,000 revenue annually! Low maintenance, move-in/rental ready, and pet-friendly ( fenced-in back yard)! This home checks all the boxes, whether you're looking for a cute beach getaway, a smart investment opportunity, or an affordable first home. Imagine being just a few steps away from the beach and a short drive to Panama City Beach's hottest spots like Pier Park, Top Golf, and the Pirates Voyage Dinner & Show! Everything you need is at your fingertips! The elementary, middle, and high schools are conveniently close, with a college just over the bridge. You'll also find one of the best gyms on the beach within walking distance. This home is ideally located inside a gated community, right by the entrance and directly across from the sparkling pool. Enjoy the privacy of your backyard with a vinyl fence and a gate for easy access. There's also an outdoor storage shed for your yard tools. Got a pet? You're in luck! There are amazing walking trails nearby for you and your furry friend to explore. Inside, you'll be greeted by beautiful tiled floors with a gorgeous mosaic accent at the entrance, while the bedrooms feature stylish vinyl plank flooring. All bedrooms have coordinating modern, light paint colors, contributing to the home's amazing cozy vibe. Primary bedroom includes a nice walk-in closet, and there's a great utility room. The open kitchen flows seamlessly into the living area, which is filled with natural light thanks to the gorgeous bay windows. This home also features a list of recent upgrades: a 2017 roof, matching stainless steel appliances, a newer washer and dryer that convey with the home, a wine cooler for your goodies, and a stunning backsplash that will wow you! It's a clean canvas, ready for your personal staging ideas. The best part? Short-term rentals are allowed and welcomed here! All that's left is to schedule your private showing.
Details
Maps
Listing Info, Tax and Legal
HOA Fee: Yes
HOA Amount: 449
HOA Frequency: Quarterly
HOA Annual Amount: 1796
New Buyer Fee: No
Last Taxes: 3563
Last Tax Year: 2024
Brokerage Interest: No Interest
As Is: Yes
Contract Info
List Price/SqFt: 250.62
Status: Active
List Date: 2025-07-02
List Price: $299,995
Current Price: $299,995
Location
Sub Area: 0320 - Beach - Middle Central
Community/Resort: Palm Cove
Waterfront: No
Elementary School: Hutchison Beach
Middle School: Surfside
High School: Arnold
Directions: West on Back Beach Rd (98 Hwy), then left on R. Jackson Blvd, right on Middle Beach (Hutchison), then right into Palm Cove, house is second on left.
Area: 03 - Bay County - Beach
Street #: 205
Street Name: Emerald Coast Club
Street Suffix: Boulevard
State: FL
Zip Code: 32407
County: Bay
Subdivision: Palm Cove
Parcel ID: 34039-225-000
Legal Description: EMERALD COAST CLUB PH I LOT 25 ORB 4270 P 2268
General Property Info
Acreage: 0.06
Design: Contemporary
Lot Size (SqFt): 2614
Apx SqFt(Htd/Cooled): 1197
Immediate Occupancy: Yes
Construction Status: Construction Complete
SqFt Source: Prop App Site
Lot Dimensions: 35X70
New Construction: No
Garage Y/N: No
Driveway Spaces: 2
Pool: Yes
Pool Type: Community
Sub-Type: Detached Single Family
Bedrooms: 3
Full Baths: 2
Total Baths: 2
Year Built: 2001
Remarks & Misc
Remarks: BRAND NEW HVAC system installed 11/21/25! ($8,600 Value)
Up to $40,000 revenue annually! Low maintenance, move-in/rental ready, and pet-friendly ( fenced-in back yard)! This home checks all the boxes, whether you're looking for a cute beach getaway, a smart investment opportunity, or an affordable first home. Imagine being just a few steps away from the beach and a short drive to Panama City Beach's hottest spots like Pier Park, Top Golf, and the Pirates Voyage Dinner & Show! Everything you need is at your fingertips! The elementary, middle, and high schools are conveniently close, with a college just over the bridge. You'll also find one of the best gyms on the beach within walking distance. This home is ideally located inside a gated community, right by the entrance and directly across from the sparkling pool.
Enjoy the privacy of your backyard with a vinyl fence and a gate for easy access. There's also an outdoor storage shed for your yard tools. Got a pet? You're in luck! There are amazing walking trails nearby for you and your furry friend to explore. Inside, you'll be greeted by beautiful tiled floors with a gorgeous mosaic accent at the entrance, while the bedrooms feature stylish vinyl plank flooring. All bedrooms have coordinating modern, light paint colors, contributing to the home's amazing cozy vibe. Primary bedroom includes a nice walk-in closet, and there's a great utility room. The open kitchen flows seamlessly into the living area, which is filled with natural light thanks to the gorgeous bay windows.
This home also features a list of recent upgrades: a 2017 roof, matching stainless steel appliances, a newer washer and dryer that convey with the home, a wine cooler for your goodies, and a stunning backsplash that will wow you! It's a clean canvas, ready for your personal staging ideas. The best part? Short-term rentals are allowed and welcomed here! All that's left is to schedule your private showing.
Dining Room
First: 1
Appliances
Dishwasher: 1
Dryer: 1
Range - Electric: 1
Range Hood: 1
Refrigerator: 1
Washer: 1
Interior Features
Breakfast Bar: 1
Ceiling - Raised: 1
Floor - Tile: 1
Floor - Vinyl Plank: 1
Construction/Siding
Roof - Asphalt: 1
Siding - Stucco: 1
Siding - Vinyl: 1
Exterior
Fenced Privacy: 1
Patio Open: 1
Association Fees Include
Gated Community: 1
Ground Keeping: 1
Management: 1
Pool: 1
Recreational Faclty: 1
Financing
Cash: 1
Conventional: 1
FHA: 1
VA: 1
Furnished
Unfurnished: 1
Lot Features
Covenants & Rescrictions: 1
Mstr Bath / Mstr Bdrm
MBed Walk-in Closet: 1
MBath Shower/Tub Combo: 1
Association Amenities
Gated Community: 1
Pool: 1
Security-24 hour: 1
Rooms
Bedroom: 1
Dining Room: 1
Master Bedroom: 1
Showing
ShowingTime: 1
Utilities
Electricity - Connected: 1
Public Sewer - Connected: 1
Public Water - Connected: 1
Master Bedroom
First: 1
Bedroom
First: 1
Cooling
Ceiling Fan(s): 1
Central Air: 1
Heating
Central: 1
Property Features
Appliances: Dishwasher; Dryer; Range - Electric; Range Hood; Refrigerator; Washer
Master Bedroom: First
Bedroom: First
Cooling: Ceiling Fan(s); Central Air
Heating: Central
Exterior: Fenced Privacy; Patio Open
Association Fees Include: Gated Community; Ground Keeping; Management; Pool; Recreational Faclty
Financing: Cash; Conventional; FHA; VA
Furnished: Unfurnished
Lot Features: Covenants & Rescrictions
Dining Room: First
Association Amenities: Gated Community; Pool; Security-24 hour
Rooms: Bedroom; Dining Room; Master Bedroom
Showing: ShowingTime
Utilities: Electricity - Connected; Public Sewer - Connected; Public Water - Connected
Room Information
| Room Name | Level | Dimensions | Length | Width | Dimensions |
| Bedroom | First | 10 x 10 | 10.00 | 10.00 | 10 x 10 |
| Bedroom | First | 10 x 10 | 10.00 | 10.00 | 10 x 10 |
| Master Bedroom | First | 14 x 12 | 14.00 | 12.00 | 14 x 12 |
| Dining Room | First | 12 x 12 | 12.00 | 12.00 | 12 x 12 |
Listing Office: Top Producers Real Estate Ctr
Last Updated: January - 19 - 2026
Information deemed reliable but not guaranteed.
