$269,900
206 Seahorse Way
Panama City Beach, FL 32407
MLS# 783476
2 beds  |  2 baths  |  1197 sqft


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Property Description
Motivated Seller! One of the lowest priced single family homes in PCB! Move in ready, no known repairs needed! Discover the perfect blend of family-friendly comfort and investor appeal in this charming beach cottage located in the desirable Palm Cove community. This home is just a short walk from the sugar-white sands of the Gulf and surrounded by fun and convenience. Enjoy an easy stroll (approx. 0.7 miles) to the beach via the Alf Coleman Road public access - your gateway to the World's Most Beautiful Beaches. This home is also just down the street from Shipwreck Island Water Park, making it perfect for family adventures. You're centrally located near all the action, with restaurants, mini-golf, and other attractions only minutes away. You'll enjoy resort-style amenities including two community pools and even a playground for the kids. Lush tropical landscaping lines the streets, and no yard work is needed - the HOA covers all lawn maintenance. There's even nightly security patrol for peace of mind, so you can truly relax and enjoy the beach life. Step inside to an open floor plan with soaring vaulted ceilings and easy-care tile & laminate flooring (no carpet anywhere!). This well-maintained 2 bedroom, 2 bath cottage features a large master suite with a walk-in closet and private en-suite bath, providing a comfy owners' retreat. A spacious laundry room adds convenience for washing towels after those beach days. The home has been very well maintained and is move-in ready, so you can start enjoying it right away. One of the highlights is the private screened-in porch, perfect for unwinding after a fun day in the sun. Sip a cold drink in the shade without any pests bothering you, or have family game night on the porch in the balmy Florida evenings. The yard is low-maintenance (thanks to the HOA), and a private driveway offers ample parking for you and your guests. Palm Cove has no rental restrictions, which means short-term vacation rentals are allowed here - a huge plus for investors or those looking to earn extra income. This home is priced to sell and offers incredible value for a single-family home this close to the beach. Whether you're seeking a solid rental property, a family vacation retreat, or a full-time forever home by the coast, 206 Seahorse Way checks all the boxes. Don't miss your chance to own this slice of beachside paradise in Panama City Beach. With its unbeatable location near the Gulf, family attractions like Shipwreck Island, and the comfort of a gated community, this Palm Cove gem won't last long. Schedule your showing today and get ready to enjoy the coastal lifestyle and potential investment rewards that await at 206 Seahorse Way!

Details
Maps
Listing Info, Tax and Legal
HOA Fee: Yes
HOA Amount: 449
HOA Frequency: Quarterly
HOA Annual Amount: 1796
Senior Community: No
Is Subject Leased: No
New Buyer Fee: Yes
Last Taxes: 3957
Last Tax Year: 2025
Brokerage Interest: No Interest
Contract Info
List Price/SqFt: 225.48
Status: Active
List Date: 2026-01-08
List Price: $269,900
Current Price: $269,900
Location
Sub Area: 0320 - Beach - Middle Central
Community/Resort: Palm Cove
Waterfront: No
Elementary School: Hutchison Beach
Middle School: Surfside
High School: Arnold
Directions: From Hathaway Bridge, stay on Back Beach Rd, left on R Jackson Blvd, right on Hutchison Blvd (Middle Beach Rd)right into Palm Cove Subdivision, right on Seashore Lane and left on Seahorse Way. Home is on the right.
Area: 03 - Bay County - Beach
Street #: 206
Street Name: Seahorse
Street Suffix: Way
State: FL
Zip Code: 32407
County: Bay
Subdivision: Palm Cove
Parcel ID: 34039-514-000
Legal Description: PALM COVE PH 2 LOT 14 ORB 3884 P 599
General Property Info
Acreage: 0.06
Design: Contemporary
Lot Size (SqFt): 2614
Apx SqFt(Htd/Cooled): 1197
Immediate Occupancy: Yes
Construction Status: Construction Complete
SqFt Source: Prop App Site
Lot Dimensions: 35x70
New Construction: No
Garage Y/N: No
Driveway Spaces: 4
Pool: Yes
Pool Type: Community
Sub-Type: Detached Single Family
Bedrooms: 2
Full Baths: 2
Total Baths: 2
Year Built: 2003
Remarks & Misc
Remarks: Motivated Seller! One of the lowest priced single family homes in PCB! Move in ready, no known repairs needed! Discover the perfect blend of family-friendly comfort and investor appeal in this charming beach cottage located in the desirable Palm Cove community. This home is just a short walk from the sugar-white sands of the Gulf and surrounded by fun and convenience. Enjoy an easy stroll (approx. 0.7 miles) to the beach via the Alf Coleman Road public access - your gateway to the World's Most Beautiful Beaches. This home is also just down the street from Shipwreck Island Water Park, making it perfect for family adventures. You're centrally located near all the action, with restaurants, mini-golf, and other attractions only minutes away. You'll enjoy resort-style amenities including two community pools and even a playground for the kids. Lush tropical landscaping lines the streets, and no yard work is needed - the HOA covers all lawn maintenance. There's even nightly security patrol for peace of mind, so you can truly relax and enjoy the beach life. Step inside to an open floor plan with soaring vaulted ceilings and easy-care tile & laminate flooring (no carpet anywhere!). This well-maintained 2 bedroom, 2 bath cottage features a large master suite with a walk-in closet and private en-suite bath, providing a comfy owners' retreat. A spacious laundry room adds convenience for washing towels after those beach days. The home has been very well maintained and is move-in ready, so you can start enjoying it right away. One of the highlights is the private screened-in porch, perfect for unwinding after a fun day in the sun. Sip a cold drink in the shade without any pests bothering you, or have family game night on the porch in the balmy Florida evenings. The yard is low-maintenance (thanks to the HOA), and a private driveway offers ample parking for you and your guests. Palm Cove has no rental restrictions, which means short-term vacation rentals are allowed here - a huge plus for investors or those looking to earn extra income. This home is priced to sell and offers incredible value for a single-family home this close to the beach. Whether you're seeking a solid rental property, a family vacation retreat, or a full-time forever home by the coast, 206 Seahorse Way checks all the boxes. Don't miss your chance to own this slice of beachside paradise in Panama City Beach. With its unbeatable location near the Gulf, family attractions like Shipwreck Island, and the comfort of a gated community, this Palm Cove gem won't last long. Schedule your showing today and get ready to enjoy the coastal lifestyle and potential investment rewards that await at 206 Seahorse Way!
Master Bathroom
First: 1
Appliances
Dishwasher: 1
Disposal: 1
Dryer: 1
Ice Maker: 1
Range - Electric: 1
Washer: 1
Water Heater - Electric: 1
Interior Features
Floor - Tile: 1
Floor - Vinyl Plank: 1
Lock Out Closet: 1
Window - Treatment All: 1
Construction/Siding
Foundation - Slab on Grade: 1
Roof - Dimensional Shg: 1
Roof - Shingle/Shake: 1
Siding - Stucco: 1
Siding - Vinyl: 1
Trim - Vinyl: 1
Exterior
Porch Covered: 1
Porch Screened: 1
Association Fees Include
Accounting: 1
Gated Community: 1
Ground Keeping: 1
Playground: 1
Pool: 1
Trash Disposal: 1
TV Cable: 1
Financing
Cash: 1
Conventional: 1
FHA: 1
USDA: 1
VA: 1
Furnished
Unfurnished: 1
Kitchen
First: 1
Living Room
First: 1
Lot Access
Paved Road: 1
Private Road: 1
Parking Features
Driveway: 1
Mstr Bath / Mstr Bdrm
MBed First Floor: 1
MBed Walk-in Closet: 1
MBath Shower/Tub Combo: 1
Present Zoning
Resid Single Family: 1
Association Amenities
Community Room: 1
Gated Community: 1
Playground: 1
Pool: 1
Rooms
Bedroom: 1
Full Bathroom: 1
Kitchen: 1
Living Room: 1
Master Bathroom: 1
Screened Porch: 1
Utilities
Natural Gas - Connected: 1
Public Sewer - Connected: 1
Public Water - Connected: 1
Bedroom
First: 1
Cooling
Ceiling Fan(s): 1
Central Air: 1
Electric: 1
Heating
Electric: 1
Security Features
Gated Community: 1
Security Gate: 1
Property Features
Appliances: Dishwasher; Disposal; Dryer; Ice Maker; Range - Electric; Washer; Water Heater - Electric
Bedroom: First
Cooling: Ceiling Fan(s); Central Air; Electric
Heating: Electric
Exterior: Porch Covered; Porch Screened
Association Fees Include: Accounting; TV Cable; Gated Community; Ground Keeping; Playground; Pool; Trash Disposal
Financing: Cash; Conventional; FHA; USDA; VA
Furnished: Unfurnished
Kitchen: First
Living Room: First
Lot Access: Paved Road; Private Road
Master Bathroom: First
Security Features: Gated Community; Security Gate
Parking Features: Driveway
Association Amenities: Community Room; Gated Community; Playground; Pool
Rooms: Bedroom; Full Bathroom; Kitchen; Living Room; Master Bathroom; Screened Porch
Utilities: Natural Gas - Connected; Public Sewer - Connected; Public Water - Connected
Present Zoning: Resid Single Family
Room Information
Room Name Level Dimensions Length Width Dimensions
Master BathroomFirst15 x 1215.0012.0015 x 12
BedroomFirst11 x 1011.0010.0011 x 10
Living RoomFirst15 x 1215.0012.0015 x 12
KitchenFirst16 x 1416.0014.0016 x 14
Master BathroomFirst8 x 88.008.008 x 8
Full Bathroom9 x 89.008.009 x 8
Screened Porch18 x 818.008.0018 x 8

Listing Office: Gibson Real Estate

Last Updated: January - 20 - 2026

Information deemed reliable but not guaranteed.