$2,600,000
20816 Front Beach Road
Panama City Beach, FL 32413
MLS# 782793
6 beds  |  4 baths  |  2808 sqft


20816 Front Beach Road, Panama City Beach, FL 32413
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20816 Front Beach Road, Panama City Beach, FL 32413 20816 Front Beach Road, Panama City Beach, FL 32413 20816 Front Beach Road, Panama City Beach, FL 32413 20816 Front Beach Road, Panama City Beach, FL 32413 20816 Front Beach Road, Panama City Beach, FL 32413 20816 Front Beach Road, Panama City Beach, FL 32413 20816 Front Beach Road, Panama City Beach, FL 32413 20816 Front Beach Road, Panama City Beach, FL 32413 20816 Front Beach Road, Panama City Beach, FL 32413 20816 Front Beach Road, Panama City Beach, FL 32413 20816 Front Beach Road, Panama City Beach, FL 32413 20816 Front Beach Road, Panama City Beach, FL 32413 20816 Front Beach Road, Panama City Beach, FL 32413 20816 Front Beach Road, Panama City Beach, FL 32413 20816 Front Beach Road, Panama City Beach, FL 32413 20816 Front Beach Road, Panama City Beach, FL 32413 20816 Front Beach Road, Panama City Beach, FL 32413 20816 Front Beach Road, Panama City Beach, FL 32413 20816 Front Beach Road, Panama City Beach, FL 32413 20816 Front Beach Road, Panama City Beach, FL 32413 20816 Front Beach Road, Panama City Beach, FL 32413 20816 Front Beach Road, Panama City Beach, FL 32413 20816 Front Beach Road, Panama City Beach, FL 32413 20816 Front Beach Road, Panama City Beach, FL 32413 20816 Front Beach Road, Panama City Beach, FL 32413 20816 Front Beach Road, Panama City Beach, FL 32413 20816 Front Beach Road, Panama City Beach, FL 32413 20816 Front Beach Road, Panama City Beach, FL 32413 20816 Front Beach Road, Panama City Beach, FL 32413 20816 Front Beach Road, Panama City Beach, FL 32413 20816 Front Beach Road, Panama City Beach, FL 32413 20816 Front Beach Road, Panama City Beach, FL 32413 20816 Front Beach Road, Panama City Beach, FL 32413 20816 Front Beach Road, Panama City Beach, FL 32413 20816 Front Beach Road, Panama City Beach, FL 32413 20816 Front Beach Road, Panama City Beach, FL 32413 20816 Front Beach Road, Panama City Beach, FL 32413 20816 Front Beach Road, Panama City Beach, FL 32413 20816 Front Beach Road, Panama City Beach, FL 32413 20816 Front Beach Road, Panama City Beach, FL 32413 20816 Front Beach Road, Panama City Beach, FL 32413 20816 Front Beach Road, Panama City Beach, FL 32413 20816 Front Beach Road, Panama City Beach, FL 32413 20816 Front Beach Road, Panama City Beach, FL 32413 20816 Front Beach Road, Panama City Beach, FL 32413 20816 Front Beach Road, Panama City Beach, FL 32413 20816 Front Beach Road, Panama City Beach, FL 32413 20816 Front Beach Road, Panama City Beach, FL 32413 20816 Front Beach Road, Panama City Beach, FL 32413 20816 Front Beach Road, Panama City Beach, FL 32413 20816 Front Beach Road, Panama City Beach, FL 32413 20816 Front Beach Road, Panama City Beach, FL 32413 20816 Front Beach Road, Panama City Beach, FL 32413 20816 Front Beach Road, Panama City Beach, FL 32413 20816 Front Beach Road, Panama City Beach, FL 32413 20816 Front Beach Road, Panama City Beach, FL 32413 20816 Front Beach Road, Panama City Beach, FL 32413 20816 Front Beach Road, Panama City Beach, FL 32413 20816 Front Beach Road, Panama City Beach, FL 32413 20816 Front Beach Road, Panama City Beach, FL 32413 20816 Front Beach Road, Panama City Beach, FL 32413 20816 Front Beach Road, Panama City Beach, FL 32413 20816 Front Beach Road, Panama City Beach, FL 32413 20816 Front Beach Road, Panama City Beach, FL 32413 20816 Front Beach Road, Panama City Beach, FL 32413 20816 Front Beach Road, Panama City Beach, FL 32413 20816 Front Beach Road, Panama City Beach, FL 32413 20816 Front Beach Road, Panama City Beach, FL 32413 20816 Front Beach Road, Panama City Beach, FL 32413

Property Description
Welcome to your ultimate beach retreat on the highly sought-after west end of Panama City Beach! This fully remodeled 5-bedroom, 4-bath coastal stunner delivers the perfect blend of luxury, entertainment, and Gulf-side living. Enjoy beautiful views of the Gulf along with private beach access, giving you the beachfront lifestyle everyone dreams of. Step into a home that feels brand new with high-end finishes, designer touches, upgraded LED lighting, and a thoughtful layout that makes every space shine. The home comes fully furnished, offering a true turnkey opportunity whether you plan to use it as a primary residence, second home, or high-performing investment property. Outside, the fun really begins. The expansive outdoor area is built for entertaining with multiple seating zones, a heated private pool, and vibrant LED lighting that transforms the space into a coastal oasis at night. The property also features a mini-golf area, perfect for guests, kids, and everyone looking to enjoy a little friendly competition. From the incredible outdoor amenities to the luxurious interior updates, this home offers an unmatched experience on Front Beach Road. If you're searching for a Gulf-view property that truly has it all, this is the one.

Details
Maps
Contract Info
Status: Active
List Date: 2025-12-02
List Price: $2,600,000
List Price/SqFt: 925.93
Current Price: $2,600,000
Location
Area: 03 - Bay County - Beach
Street #: 20816
Street Name: Front Beach
Street Suffix: Road
State: FL
Zip Code: 32413
County: Bay
Sub Area: 0324 - Beach - West Central
Subdivision: Santa Monica Beach
Community/Resort: None
Waterfront: No
Parcel ID: 37194-000-000
Elementary School: West Bay
Middle School: Surfside
High School: Arnold
Directions: West end of Front Beach: Drive east 2.4 miles on Front Beach Rd and the house is on the left. East End on 98: Turn onto Twin Lakes Dr South, Follow to Front Beach Rd. Turn right and drive 0.2 miles and the house is on the right.
Legal Description: SANTA MONICA BEACH LOT 1 BLK 3 ORB 4705 P 1157
General Property Info
Sub-Type: Detached Single Family
Design: Beach House
Apx SqFt(Htd/Cooled): 2808
SqFt Source: An Appraiser
Bedrooms: 6
Full Baths: 4
Total Baths: 4
Year Built: 2002
Construction Status: Construction Complete
New Construction: Yes
Garage Y/N: Yes
Garage Spaces: 4
Driveway Spaces: 4
Lot Dimensions: 109x154x118x108
Acreage: 0.34
Lot Size (SqFt): 14810
Pool: Yes
Pool Type: Private
Property Features
Appliances: Dishwasher; Disposal; Dryer; Microwave; Refrigerator; Washer
Full Bathroom: First; Second
Master Bedroom: Second
Bedroom: First; Second
Cooling: Ceiling Fan(s); Electric; Heat Pump; Window Unit(s)
Heating: Central; Electric
Exterior: Balcony; Columns; Fenced Lot-All; Hurricane Shutters; Patio Open; Porch Open; Sprinkler System
Financing: Cash; Conventional; Other
Furnished: Furnished
Interior: Ceiling - Tray
Kitchen: First
Lot Features: Corner Lot; Covenants & Rescrictions; Deeded Access; Near Beach Access; Within 1/2 Mile to Water
Lot Access: Paved Road
Balcony: Second
Master Bathroom: Second
Covered Porch: First
Dining Room: First
Garage: First
Pool Features: Inground
Sitting Room: First
Rooms: Balcony; Bedroom; Covered Porch; Dining Room; Full Bathroom; Garage; Kitchen; Master Bathroom; Master Bedroom; Sitting Room
Utilities: TV Cable; Electricity - Connected; Phone - Connected; Private Well; Public Water - Connected; Septic Tank
Waterview: Gulf
Room Information
Room Name Level Dimensions Length Width Dimensions Remarks
KitchenFirst27 x 1027.0010.0027 x 10Eat-in Kitchen
Master BedroomSecond17 x 1517.0015.0017 x 15
Master BathroomSecond13 x 1113.0011.0013 x 11
BedroomSecond14 x 1114.0011.0014 x 11
Full BathroomSecond8 x 58.005.008 x 5
BedroomFirst11 x 1111.0011.0011 x 11
Dining RoomFirst25 x 1425.0014.0025 x 14Dining/Living Combo
BedroomFirst12 x 1212.0012.0012 x 12
Full BathroomFirst10 x 610.006.0010 x 6
Full BathroomFirst12 x 612.006.0012 x 6
BalconySecond38 x 1338.0013.0038 x 13
Covered PorchFirst38 x 1338.0013.0038 x 13
GarageFirst35 x 2435.0024.0035 x 24
Sitting RoomFirst15 x 1215.0012.0015 x 12

Listing Office: Rosemary Beach Realty, LLC

Last Updated: December - 20 - 2025

Information deemed reliable but not guaranteed.