$475,000
2100 Royal Tern Street
Panama City, FL 32405
MLS# 789469
3 beds  |  2 baths  |  1686 sqft


Front exterior 1
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Front exterior 1 Front exterior 2 Front exterior 3 Front exterior 4 Front exterior 5 Front exterior 6 Kitchen 1 Kitchen 2 Kitchen 3 Foyer 1 Foyer 2 Dining room 1 Dining Room 2 Living Room 1 Living room 2 Living room 3 Living room 4 Master bedroom 1 Master bedroom 2 Master bathroom 1 Master bathroom 2 Master shower 1 Master shower 2 Living room Hall 2 guest bedrooms guest bedroom 1 guest bedroom 2 guest bedroom 3 guest bedroom 4 guest bedroom 5 guest bathroom 1 utility room 1 utility room 2 utility room 3 garage garage 2 garage 3 yard 1 yard 2 yard 3 patio 1 patio 2 patio 3 aerial 1 aerial 2 aerial 3 aerial 4 aerial 5 aerial 6 aerial 7 aerial 8 aerial 9 aerial 10 aerial 11 aerial 12
Open House (05/10/2026 - 1:00 pm - 3:00 pm)

Property Description
Welcome to life in SweetBay-one of Panama City's most sought-after communities. This beautifully maintained 3-bedroom, 2-bath home offers the perfect blend of comfort and convenience, just steps from Publix, Starbucks, and the vibrant town center. Enjoy morning coffee runs, evening strolls, and easy access to everything you need right outside your door. Inside, the home features a thoughtfully designed layout with a spacious living room highlighted by a tray ceiling, creating an open yet elevated feel. The kitchen is a true standout with quartz countertops, a decorative hood, stainless steel appliance package, and a stylish backsplash-perfect for both everyday living and entertaining. Step outside to your covered lanai complete with an outdoor fireplace, ideal for relaxing or host year-round. The owner's suite offers a private retreat with a large walk-in shower, dual sink vanity, and a separate water closet for added comfort and functionality. Residents of SweetBay enjoy resort-style amenities including two community pools, scenic walking trails, and strong sense of community. Whether you're relaxing at home or out enjoying all SweetBay has to offer, this is Florida living at its best.

Details
Maps
Listing Info, Tax and Legal
HOA Fee: Yes
HOA Amount: 441
HOA Frequency: Quarterly
HOA Annual Amount: 1764
New Buyer Fee: Yes
Last Taxes: 6087
Last Tax Year: 2025
Brokerage Interest: Familial Interest - Listing Broker/Licensee related to owner.
Contract Info
List Price/SqFt: 281.73
Status: Active
List Date: 2026-05-05
List Price: $475,000
Current Price: $475,000
Location
Sub Area: 0204 - Bay - Central NW
Community/Resort: None
Waterfront: No
Elementary School: Northside
Middle School: Jinks
High School: Bay
Directions: Traveling East on 23rd St, turn left on Hwy 390. Turn left on Promenade St. Then turn right on Sweetbay Avenue. Then turn left on Royal Tern St and it's the sixth house on the left.
Area: 02 - Bay County - Central
Street #: 2100
Street Name: Royal Tern
Street Suffix: Street
State: FL
Zip Code: 32405
County: Bay
Subdivision: Sweetbay
Parcel ID: 11731-350-060
Legal Description: SWEETBAY PHASE 2C LOT 393 ORB 4724 P 2018
General Property Info
Acreage: 0.15
Design: Craftsman Style
Lot Size (SqFt): 6708
Apx SqFt(Htd/Cooled): 1686
Construction Status: Construction Complete
SqFt Source: Prop App Site
Lot Dimensions: 51'x135'
New Construction: No
Garage Y/N: Yes
Garage Spaces: 2
Pool: Yes
Pool Type: Community
Sub-Type: Detached Single Family
Bedrooms: 3
Full Baths: 2
Total Baths: 2
Year Built: 2023
Remarks & Misc
Remarks: Welcome to life in SweetBay-one of Panama City's most sought-after communities. This beautifully maintained 3-bedroom, 2-bath home offers the perfect blend of comfort and convenience, just steps from Publix, Starbucks, and the vibrant town center. Enjoy morning coffee runs, evening strolls, and easy access to everything you need right outside your door. Inside, the home features a thoughtfully designed layout with a spacious living room highlighted by a tray ceiling, creating an open yet elevated feel. The kitchen is a true standout with quartz countertops, a decorative hood, stainless steel appliance package, and a stylish backsplash-perfect for both everyday living and entertaining. Step outside to your covered lanai complete with an outdoor fireplace, ideal for relaxing or host year-round. The owner's suite offers a private retreat with a large walk-in shower, dual sink vanity, and a separate water closet for added comfort and functionality. Residents of SweetBay enjoy resort-style amenities including two community pools, scenic walking trails, and strong sense of community. Whether you're relaxing at home or out enjoying all SweetBay has to offer, this is Florida living at its best.
Garage
First: 1
Great Room
First: 1
Master Bathroom
First: 1
Pool Features
Inground: 1
Appliances
Dishwasher: 1
Disposal: 1
Microwave: 1
Plumbed For Ice Maker: 1
Range - Gas: 1
Water Heater - Gas: 1
Water Heater - Tankless: 1
Interior Features
Ceiling - Coffered: 1
Fireplace: 1
Floor - Tile: 1
Floor - Vinyl Plank: 1
Kitchen Island: 1
Pantry: 1
Construction/Siding
Foundation - Off Grade: 1
Roof - Dimensional Shg: 1
Siding - Hardie Board: 1
Trim - Hardie Board: 1
Exterior
Columns: 1
Double Pane Windows: 1
Patio Covered: 1
Porch Covered: 1
Sprinkler System: 1
Association Fees Include
Accounting: 1
BBQ Pit/Grill: 1
Beach: 1
Boat Launch: 1
Dock: 1
Fishing: 1
Legal: 1
Management: 1
Pavilion/Gazebo: 1
Picnic Area: 1
Playground: 1
Pool: 1
Recreational Faclty: 1
Other - See Remarks: 1
Financing
Cash: 1
Conventional: 1
FHA: 1
VA: 1
Furnished
Unfurnished: 1
Interior
Floor - Carpet: 1
Kitchen
First: 1
Lot Features
Covenants & Rescrictions: 1
Curb & Gutter: 1
Improved Lots: 1
Landscaped: 1
Sidewalk: 1
Lot Access
City Street: 1
Paved Road: 1
Mstr Bath / Mstr Bdrm
MBath Double Vanity: 1
MBath Separate Shwr: 1
MBath Walk-In Closet: 1
MBed First Floor: 1
MBed Walk-in Closet: 1
Present Zoning
Resid Single Family: 1
Association Amenities
Basketball Court: 1
BBQ Pit/Grill: 1
Beach: 1
Boardwalk: 1
Dock: 1
Fishing: 1
Pavilion/Gazebo: 1
Picnic Area: 1
Playground: 1
Pool: 1
Waterfront: 1
Other - See Remarks: 1
Rooms
Bedroom: 1
Garage: 1
Great Room: 1
Kitchen: 1
Master Bathroom: 1
Utilities
TV Cable: 1
Electricity - Connected: 1
Garbage: 1
Natural Gas - Connected: 1
Internet - Broadband Available: 1
Public Sewer - Connected: 1
Public Water - Connected: 1
Underground Utilities: 1
Sale Type
As Is: 1
Bedroom
First: 1
Cooling
Central Air: 1
Electric: 1
Heat Pump: 1
Security Features
Carbon Monoxide Detector: 1
Property Features
Appliances: Dishwasher; Disposal; Microwave; Plumbed For Ice Maker; Range - Gas; Water Heater - Gas; Water Heater - Tankless
Bedroom: First
Cooling: Central Air; Electric; Heat Pump
Exterior: Columns; Double Pane Windows; Patio Covered; Porch Covered; Sprinkler System
Association Fees Include: Accounting; BBQ Pit/Grill; Beach; Boat Launch; Dock; Fishing; Legal; Management; Pavilion/Gazebo; Picnic Area; Playground; Pool; Recreational Faclty; Other - See Remarks
Financing: Cash; Conventional; FHA; VA
Furnished: Unfurnished
Interior: Floor - Carpet
Kitchen: First
Lot Features: Covenants & Rescrictions; Curb & Gutter; Improved Lots; Landscaped; Sidewalk
Lot Access: City Street; Paved Road
Master Bathroom: First
Great Room: First
Garage: First
Pool Features: Inground
Security Features: Carbon Monoxide Detector
Association Amenities: Basketball Court; BBQ Pit/Grill; Beach; Boardwalk; Dock; Fishing; Pavilion/Gazebo; Picnic Area; Playground; Pool; Waterfront; Other - See Remarks
Rooms: Bedroom; Garage; Great Room; Kitchen; Master Bathroom
Sale Type: As Is
Utilities: TV Cable; Electricity - Connected; Garbage; Internet - Broadband Available; Natural Gas - Connected; Public Sewer - Connected; Public Water - Connected; Underground Utilities
Present Zoning: Resid Single Family
Room Information
Room Name Level Dimensions Length Width Remarks
Master BathroomFirst13.41 x 16.7513.4116.75* verify if important
BedroomFirst10.67 x 10.7510.6710.75* verify if important
Great RoomFirst17.83 x 18.0817.8318.08* verify if important
KitchenFirst12.58 x 15.1612.5815.16* verify if important
GarageFirst20 x 20.520.0020.50* verify if important

Listing Office: Think Real Estate

Last Updated: May - 06 - 2026

Information deemed reliable but not guaranteed.