$240,000
Panama City Beach, FL 32408
MLS# 790286
2 beds | 2 baths | 1152 sqft

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Property Description
Charming Updated Townhome in a Gated Community! Welcome to The Gates of Sterling Cove, a beautifully maintained gated community just off Front Beach Road. This charming two-story, two-bedroom, one-and-a-half-bathroom townhome offers a perfect blend of comfort, convenience, and coastal living. Recently updated, the home features a fully renovated kitchen with new appliances, modernized bathrooms, new flooring, and fresh interior paint throughout. Located on a desirable end lot, you'll enjoy extra privacy, open green space, and direct access to the community pool just steps away. Relax on the private back patio or take in the breeze from the upstairs balcony. With its central location, this property offers easy access to the beaches, Hathaway Bridge, shopping, dining, and local attractions. Perfect as a primary residence, vacation home, or investment opportunity — this townhome combines low-maintenance living with an unbeatable Panama City Beach location!
Details
Maps
Contract Info
List Price/SqFt: 208.33
Status: Active
List Date: 2026-05-22
List Price: $240,000
Current Price: $240,000
Location
Sub Area: 0319 - Beach - East
Community/Resort: None
Waterfront: No
Elementary School: Breakfast Point
Middle School: Breakfast Point
High School: Arnold
Directions: 98E turn right onto the ramp to Thomas Dr/NSA Main Gate/Bay Pt, Turn right onto Front Beach Rd, Left onto Sterling Cove Blvd.
Area: 03 - Bay County - Beach
Street #: 2108
Street Name: Sterling Cove
Street Suffix: Boulevard
State: FL
Zip Code: 32408
County: Bay
Subdivision: Gates At Sterling Cove
Parcel ID: 27873-020-035
Legal Description: 32 3S 15W -19.44- 57D COM AT SE COR OF ORIG GOVT LOT 4 TH W 722.53' N 199.26' FOR POB TH N 29.50' E 91.05' S 29.50' W 91.04' TO POB ORB 4126 P 1381
General Property Info
Design: Townhome
Apx SqFt(Htd/Cooled): 1152
Immediate Occupancy: Yes
Construction Status: Construction Complete
SqFt Source: Prop App Site
Half Baths: 1
# of Stories in Building: 2
Lot Dimensions: 29x91
New Construction: No
Garage Y/N: Yes
Garage Spaces: 1
Driveway Spaces: 2
Pool: Yes
Pool Type: Community
Sub-Type: Attached Single Unit
Bedrooms: 2
Full Baths: 1
Total Baths: 2
Year Built: 2005
Listing Info, Tax and Legal
HOA Fee: Yes
HOA Amount: 665
HOA Frequency: Quarterly
HOA Annual Amount: 2660
New Buyer Fee: No
Last Taxes: 2649
Last Tax Year: 2025
Brokerage Interest: No Interest
As Is: Yes
Remarks & Misc
Remarks: Charming Updated Townhome in a Gated Community!
Welcome to The Gates of Sterling Cove, a beautifully maintained gated community just off Front Beach Road. This charming two-story, two-bedroom, one-and-a-half-bathroom townhome offers a perfect blend of comfort, convenience, and coastal living.
Recently updated, the home features a fully renovated kitchen with new appliances, modernized bathrooms, new flooring, and fresh interior paint throughout. Located on a desirable end lot, you'll enjoy extra privacy, open green space, and direct access to the community pool just steps away.
Relax on the private back patio or take in the breeze from the upstairs balcony. With its central location, this property offers easy access to the beaches, Hathaway Bridge, shopping, dining, and local attractions.
Perfect as a primary residence, vacation home, or investment opportunity — this townhome combines low-maintenance living with an unbeatable Panama City Beach location!
Appliances
Dishwasher: 1
Disposal: 1
Microwave: 1
Oven - Convection: 1
Oven - Electric: 1
Refrigerator: 1
Water Heater - Electric: 1
Interior Features
Breakfast Bar: 1
Floor - Tile: 1
Construction/Siding
Foundation - Slab on Grade: 1
Roof - Composite Shngl: 1
Trim - Vinyl: 1
Exterior
Balcony: 1
Deck Covered: 1
Fenced Lot-Part: 1
Porch Covered: 1
Association Fees Include
Accounting: 1
Ground Keeping: 1
Legal: 1
Management: 1
Pool: 1
Trash Disposal: 1
Financing
Cash: 1
Conventional: 1
FHA: 1
VA: 1
Furnished
Unfurnished: 1
Kitchen
First: 1
Living Room
First: 1
Lot Features
Covenants & Rescrictions: 1
Landscaped: 1
Within 1/2 Mile to Water: 1
Lot Access
Paved Road: 1
Private Road: 1
Parking Features
Driveway: 1
Garage Attached: 1
Mstr Bath / Mstr Bdrm
MBed Balcony: 1
MBed Walk-in Closet: 1
MBath Shower/Tub Combo: 1
Present Zoning
Resid Single Family: 1
Association Amenities
Gated Community: 1
Pool: 1
Rooms
Half Bathroom: 1
Kitchen: 1
Living Room: 1
Master Bathroom: 1
Master Bedroom: 1
Showing
ShowingTime: 1
Utilities
Cable - Available: 1
Electricity - Connected: 1
Public Sewer - Connected: 1
Public Water - Connected: 1
Sale Type
As Is: 1
Master Bedroom
Second: 1
Cooling
Central Air: 1
Electric: 1
Security Features
Gated Community: 1
Security Gate: 1
Smoke Detector(s): 1
Property Features
Appliances: Dishwasher; Disposal; Microwave; Oven - Convection; Oven - Electric; Refrigerator; Water Heater - Electric
Master Bedroom: Second
Cooling: Central Air; Electric
Exterior: Balcony; Deck Covered; Fenced Lot-Part; Porch Covered
Association Fees Include: Accounting; Legal; Ground Keeping; Management; Pool; Trash Disposal
Financing: Cash; Conventional; FHA; VA
Furnished: Unfurnished
Kitchen: First
Living Room: First
Lot Features: Covenants & Rescrictions; Landscaped; Within 1/2 Mile to Water
Lot Access: Paved Road; Private Road
Security Features: Gated Community; Security Gate; Smoke Detector(s)
Parking Features: Driveway; Garage Attached
Association Amenities: Gated Community; Pool
Rooms: Half Bathroom; Kitchen; Living Room; Master Bathroom; Master Bedroom
Sale Type: As Is
Showing: ShowingTime
Utilities: Cable - Available; Electricity - Connected; Public Sewer - Connected; Public Water - Connected
Present Zoning: Resid Single Family
Room Information
| Room Name | Level | Dimensions | Length | Width |
| Master Bedroom | Second | 14 x 11 | 14.00 | 11.00 |
| Living Room | First | 12.5 x 15 | 12.50 | 15.00 |
| Kitchen | First | 17 x 10 | 17.00 | 10.00 |
| Master Bathroom | 9 x 5 | 9.00 | 5.00 | |
| Half Bathroom | 6 x 4 | 6.00 | 4.00 |
Listing Office: Keller Williams Success Realty
Last Updated: May - 22 - 2026
Information deemed reliable but not guaranteed.
