$260,000
Panama City, FL 32408
MLS# 789261
2 beds | 2 baths | 1152 sqft
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Property Description
This affordable 2BD/1.5BA beach townhome is located in the gated community of Gates at Sterling Cove. The main level features an open floor plan w a half bath downstairs, while upstairs offers two spacious bedrooms and a full bath. The HOA includes pool access, lawn maintenance, pest control, annual pressure washing, and garbage service--providing easy, low-maintenance living. Conveniently situated near the Navy base, schools, shopping, and more, this property is ideal as an investment or for first-time buyers. Short-term rentals are not permitted. Age, square footage, lot size, and room dimensions are approximate and should be verified if important.
Details
Maps
Listing Info, Tax and Legal
HOA Fee: Yes
HOA Amount: 665
HOA Frequency: Quarterly
HOA Annual Amount: 2660
Is Subject Leased: No
New Buyer Fee: No
Last Taxes: 2620
Last Tax Year: 2025
Brokerage Interest: No Interest
As Is: Yes
Contract Info
List Price/SqFt: 225.69
Status: Active
List Date: 2026-05-01
List Price: $260,000
Current Price: $260,000
Location
Sub Area: 0319 - Beach - East
Community/Resort: None
Waterfront: No
Elementary School: Breakfast Point
Middle School: Breakfast Point
High School: Arnold
Directions: From Hathaway Bridge, on front Beach Road, Turn left onto Sterling Cove Blvd., property will be on your right. Just across the street from Mikatos
Area: 03 - Bay County - Beach
Street #: 2124
Street Name: Sterling Cove
Street Suffix: Boulevard
State: FL
Zip Code: 32408
County: Bay
Subdivision: Gates At Sterling Cove
Parcel ID: 27873-020-034
Legal Description: 32 3S 15W -19.43- COM AT SE COR OF ORIG GOVT LOT 4 TH W 465.98' FOR POB TH CONT W 27.50' N 90.99' E 27.50' TH S 90.99' TO POB ORB 4735 P 698
General Property Info
Design: Contemporary
Apx SqFt(Htd/Cooled): 1152
Construction Status: Construction Complete
SqFt Source: Prop App Site
Half Baths: 1
# of Stories in Building: 2
Lot Dimensions: 33x90
New Construction: No
Garage Y/N: Yes
Garage Spaces: 1
Driveway Spaces: 2
Pool: Yes
Pool Type: Community
Sub-Type: Attached Single Unit
Bedrooms: 2
Full Baths: 1
Total Baths: 2
Year Built: 2005
Remarks & Misc
Remarks: This affordable 2BD/1.5BA beach townhome is located in the gated community of Gates at Sterling Cove. The main level features an open floor plan w a half bath downstairs, while upstairs offers two spacious bedrooms and a full bath.
The HOA includes pool access, lawn maintenance, pest control, annual pressure washing, and garbage service--providing easy, low-maintenance living. Conveniently situated near the Navy base, schools, shopping, and more, this property is ideal as an investment or for first-time buyers.
Short-term rentals are not permitted. Age, square footage, lot size, and room dimensions are approximate and should be verified if important.
Master Bathroom
Second: 1
Pool Features
Fenced: 1
Inground: 1
Appliances
Cooktop - Electric: 1
Dishwasher: 1
Disposal: 1
Microwave: 1
Oven - Electric: 1
Washer/Dryer Stacked: 1
Water Heater - Electric: 1
Interior Features
Breakfast Bar: 1
Floor - Tile: 1
Lighting - Recessed: 1
Pantry: 1
Construction/Siding
Foundation - Slab on Grade: 1
Wood/Frame: 1
Roof - Asphalt: 1
Siding - Vinyl: 1
Trim - Vinyl: 1
Exterior
Balcony: 1
Patio Covered: 1
Association Fees Include
Accounting: 1
Gated Community: 1
Ground Keeping: 1
Pool: 1
Trash Disposal: 1
Financing
Cash: 1
Conventional: 1
Furnished
Unfurnished: 1
Kitchen
First: 1
Living Room
First: 1
Lot Features
Covenants & Rescrictions: 1
Landscaped: 1
Near Public Boat Ramp: 1
Lot Access
Gated Access: 1
Paved Road: 1
Parking Features
Driveway: 1
Garage Attached: 1
Mstr Bath / Mstr Bdrm
MBed Balcony: 1
Present Zoning
Resid Single Family: 1
Association Amenities
Pool: 1
Rooms
Bedroom: 1
Half Bathroom: 1
Kitchen: 1
Living Room: 1
Master Bathroom: 1
Master Bedroom: 1
Utilities
Cable - Available: 1
Electricity - Connected: 1
Garbage: 1
Public Sewer - Connected: 1
Public Water - Connected: 1
Underground Utilities: 1
Sale Type
As Is: 1
Half Bathroom
First: 1
Master Bedroom
Second: 1
Bedroom
Second: 1
Cooling
Ceiling Fan(s): 1
Central Air: 1
Electric: 1
Heating
Electric: 1
Security Features
Gated Community: 1
Property Features
Appliances: Cooktop - Electric; Dishwasher; Disposal; Microwave; Oven - Electric; Washer/Dryer Stacked; Water Heater - Electric
Half Bathroom: First
Master Bedroom: Second
Bedroom: Second
Cooling: Ceiling Fan(s); Central Air; Electric
Heating: Electric
Exterior: Balcony; Patio Covered
Association Fees Include: Accounting; Gated Community; Ground Keeping; Pool; Trash Disposal
Financing: Cash; Conventional
Furnished: Unfurnished
Kitchen: First
Living Room: First
Lot Features: Covenants & Rescrictions; Landscaped; Near Public Boat Ramp
Lot Access: Gated Access; Paved Road
Master Bathroom: Second
Pool Features: Fenced; Inground
Security Features: Gated Community
Parking Features: Driveway; Garage Attached
Association Amenities: Pool
Rooms: Bedroom; Half Bathroom; Kitchen; Living Room; Master Bathroom; Master Bedroom
Sale Type: As Is
Utilities: Cable - Available; Electricity - Connected; Garbage; Public Sewer - Connected; Public Water - Connected; Underground Utilities
Present Zoning: Resid Single Family
Room Information
| Room Name | Level | Dimensions | Length | Width | Remarks |
| Living Room | First | 21 x 14 | 21.00 | 14.00 | |
| Kitchen | First | 17 x 10 | 17.00 | 10.00 | |
| Master Bedroom | Second | 14 x 11 | 14.00 | 11.00 | Has a balcony |
| Bedroom | Second | 14 x 11 | 14.00 | 11.00 | |
| Master Bathroom | Second | 9 x 5 | 9.00 | 5.00 | |
| Half Bathroom | First | 6 x 4 | 6.00 | 4.00 |
Listing Office: Counts Real Estate Group Inc
Last Updated: May - 03 - 2026
Information deemed reliable but not guaranteed.