$599,000
Panama City Beach, FL 32413
MLS# 786049
3 beds | 2 baths | 1295 sqft

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Property Description
Completely renovated in 2023 and designed with today's buyer in mind, this turnkey 3 bedroom, 2 bath beach cottage offers the ideal blend of style, comfort, and income potential in the heart of Panama City Beach. With 1,295 square feet of thoughtfully updated living space, this property is already operating as a successful short-term rental and is perfectly suited as an investment property, second home, or full-time coastal retreat. Step inside to a bright, open-concept floor plan featuring vaulted ceilings with exposed wood beams, recessed lighting, and luxury plank flooring throughout. The living area flows seamlessly into the dining space and kitchen, creating an inviting atmosphere for gathering and entertaining. The beautifully updated kitchen offers crisp white cabinetry, quartz countertops, open shelving, modern hardware, stainless appliances, and a large island overlooking the main living space. The primary suite is a peaceful retreat with abundant natural light and a spa-inspired en suite bath featuring dual vanities, sleek fixtures, and a stunning tiled walk-in shower. Two additional guest bedrooms and a fully updated second bath provide comfortable accommodations for family and guests, maximizing rental flexibility. Outdoor living is where this home truly shines. A screened-in patio extends the living space and offers the perfect spot for morning coffee or evening cocktails. The fully fenced backyard is private and spacious, complete with a fire pit gathering area and ambient string lighting that creates an inviting coastal setting for guests. An irrigation system on well water helps maintain the lush lawn while keeping utility costs down. The exterior showcases charming coastal cottage appeal with warm wood siding and thoughtful architectural details that set it apart. The manageable lot size makes ownership easy while still offering ample outdoor enjoyment. Located just minutes from the white sandy beaches and only about 10 minutes to Rosemary Beach, this property offers exceptional short-term rental appeal in a highly desirable area near dining, shopping, and entertainment. With recent renovations, modern finishes, and an established rental presence, this is a true turnkey opportunity. Golf cart included. Whether you are looking to expand your investment portfolio or secure your own beach getaway that can generate income when not in use, 21309 Caribbean Lane delivers both lifestyle and strong income potential in one beautifully updated package.
Details
Maps
Listing Info, Tax and Legal
HOA Fee: No
New Buyer Fee: No
Last Taxes: 4753
Last Tax Year: 2025
Brokerage Interest: No Interest
As Is: Yes
Contract Info
List Price/SqFt: 462.55
Status: Active
List Date: 2026-03-01
List Price: $599,000
Current Price: $599,000
Location
Sub Area: 0324 - Beach - West Central
Community/Resort: Riviera Beach
Waterfront: No
Elementary School: West Bay
Middle School: Surfside
High School: Arnold
Directions: From Hwy 79 Travel west on Panama City Beach Parkway. Turn left on Le Grand, Turn right on Caribbean, home on the left.
Area: 03 - Bay County - Beach
Street #: 21309
Street Name: Caribbean
Street Suffix: Lane
State: FL
Zip Code: 32413
County: Bay
Subdivision: Riviera Beach
Parcel ID: 35482-000-000
Legal Description: RIVIERA BEACH MAP-13B4 LOT 112 ORB 4714 P 465
General Property Info
Acreage: 0.12
Design: Beach House
Lot Size (SqFt): 5227
Apx SqFt(Htd/Cooled): 1295
Construction Status: Construction Complete
SqFt Source: Prop App Site
Lot Dimensions: 50x110
New Construction: No
Garage Y/N: No
Pool: No
Sub-Type: Detached Single Family
Bedrooms: 3
Full Baths: 2
Total Baths: 2
Year Built: 1988
Remarks & Misc
Remarks: Completely renovated in 2023 and designed with today's buyer in mind, this turnkey 3 bedroom, 2 bath beach cottage offers the ideal blend of style, comfort, and income potential in the heart of Panama City Beach. With 1,295 square feet of thoughtfully updated living space, this property is already operating as a successful short-term rental and is perfectly suited as an investment property, second home, or full-time coastal retreat.
Step inside to a bright, open-concept floor plan featuring vaulted ceilings with exposed wood beams, recessed lighting, and luxury plank flooring throughout. The living area flows seamlessly into the dining space and kitchen, creating an inviting atmosphere for gathering and entertaining. The beautifully updated kitchen offers crisp white cabinetry, quartz countertops, open shelving, modern hardware, stainless appliances, and a large island overlooking the main living space.
The primary suite is a peaceful retreat with abundant natural light and a spa-inspired en suite bath featuring dual vanities, sleek fixtures, and a stunning tiled walk-in shower. Two additional guest bedrooms and a fully updated second bath provide comfortable accommodations for family and guests, maximizing rental flexibility.
Outdoor living is where this home truly shines. A screened-in patio extends the living space and offers the perfect spot for morning coffee or evening cocktails. The fully fenced backyard is private and spacious, complete with a fire pit gathering area and ambient string lighting that creates an inviting coastal setting for guests. An irrigation system on well water helps maintain the lush lawn while keeping utility costs down.
The exterior showcases charming coastal cottage appeal with warm wood siding and thoughtful architectural details that set it apart. The manageable lot size makes ownership easy while still offering ample outdoor enjoyment.
Located just minutes from the white sandy beaches and only about 10 minutes to Rosemary Beach, this property offers exceptional short-term rental appeal in a highly desirable area near dining, shopping, and entertainment. With recent renovations, modern finishes, and an established rental presence, this is a true turnkey opportunity. Golf cart included.
Whether you are looking to expand your investment portfolio or secure your own beach getaway that can generate income when not in use, 21309 Caribbean Lane delivers both lifestyle and strong income potential in one beautifully updated package.
Appliances
Dishwasher: 1
Microwave: 1
Oven - Electric: 1
Range - Electric: 1
Refrigerator: 1
Washer/Dryer Stacked: 1
Water Heater - Tankless: 1
Interior Features
Ceiling - Beamed: 1
Converted Garage: 1
Floor - Vinyl Plank: 1
Kitchen Island: 1
Construction/Siding
Siding - Cedar/Shake: 1
Exterior
Fenced Back Yard: 1
Fire Pit: 1
Patio Enclosed: 1
Sprinkler System: 1
Other Structures
Shed(s): 1
Financing
Cash: 1
Conventional: 1
FHA: 1
VA: 1
Furnished
Furnished: 1
Living Room
First: 1
Lot Features
Within 1/2 Mile to Water: 1
Lot Access
City Street: 1
Paved Road: 1
Parking Features
Driveway: 1
Mstr Bath / Mstr Bdrm
MBath Shower/Tub Combo: 1
Rooms
Bedroom: 1
Living Room: 1
Master Bedroom: 1
Utilities
Internet - Broadband Available: 1
Public Water - Connected: 1
Septic Tank: 1
Sale Type
As Is: 1
Master Bedroom
First: 1
Bedroom
First: 1
Cooling
Ceiling Fan(s): 1
Central Air: 1
Electric: 1
Heating
Central: 1
Electric: 1
Property Features
Appliances: Dishwasher; Microwave; Oven - Electric; Range - Electric; Refrigerator; Washer/Dryer Stacked; Water Heater - Tankless
Master Bedroom: First
Bedroom: First
Cooling: Ceiling Fan(s); Central Air; Electric
Heating: Central; Electric
Exterior: Fenced Back Yard; Fire Pit; Patio Enclosed; Sprinkler System
Financing: Cash; Conventional; FHA; VA
Furnished: Furnished
Living Room: First
Lot Features: Within 1/2 Mile to Water
Lot Access: City Street; Paved Road
Parking Features: Driveway
Other Structures: Shed(s)
Rooms: Bedroom; Living Room; Master Bedroom
Sale Type: As Is
Utilities: Internet - Broadband Available; Public Water - Connected; Septic Tank
Room Information
| Room Name | Level | Dimensions | Length | Width |
| Master Bedroom | First | 12 x 13 | 12.00 | 13.00 |
| Bedroom | First | 13 x 11 | 13.00 | 11.00 |
| Bedroom | First | 18 x 11.5 | 18.00 | 11.50 |
| Living Room | First | 15 x 16 | 15.00 | 16.00 |
Listing Office: EXP Realty LLC
Last Updated: May - 06 - 2026
Information deemed reliable but not guaranteed.
