214 S Cove Lane, Panama City, FL 32401 (MLS# 775829)

Homestead: Yes

HOA Fee: No

New Buyer Fee: No

Last Taxes: 5673

Last Tax Year: 2024

Brokerage Interest: No Interest

As Is: Yes

List Price/SqFt: 392.53

Status: Sold

List Date: 2025-07-03

List Price: $999,000

Current Price: $969,000

Sub Area: 0203 - Bay - Central SW

Community/Resort: Bunkers Cove

Waterfront: Yes

Gulf Access: Yes

Elementary School: Cherry Street

Middle School: Jinks

High School: Bay

Directions: From the intersection of Hwy 98 and MLK Jr Blvd, head South toward The Cove. Continue straight through the intersection of Hwy 98 and Cove Blvd. Continue two miles then turn left onto Cherry St. In .7 miles turn right onto Cove Lane then in .2 miles the property will be on the left.

Area: 02 - Bay County - Central

Street #: 214

Street Direction: S

Street Name: Cove

Street Suffix: Lane

State: FL

Zip Code: 32401

County: Bay

Subdivision: Cove Terrace

Parcel ID: 21715-000-000

Legal Description: COVE TERRACE LOT 8 BLK 87 ORB 3809 P 1672

Acreage: 0.34

Design: Mediterranean

Lot Size (SqFt): 14985

Apx SqFt(Htd/Cooled): 2545

Immediate Occupancy: Yes

Construction Status: Construction Complete

SqFt Source: Prop App Site

# of Stories in Building: 1

Lot Dimensions: 100 x 150

New Construction: No

Garage Y/N: Yes

Garage Spaces: 2

Pool: No

Sub-Type: Detached Single Family

Bedrooms: 3

Full Baths: 3

Total Baths: 3

Year Built: 1951

Remarks: Waterfront Living Meets Timeless Elegance in The Cove. Welcome to 214 S Cove Lane, a rare opportunity to own a beautifully upgraded waterfront retreat in one of Panama City's most coveted neighborhoods. Nestled along the tranquil shores of Watson Bayou, this 3-bedroom, 3-bathroom home spans over 2,545 square feet and offers a perfect blend of classic charm, modern upgrades, and unbeatable views. Whether you're an avid boater, a nature lover, or simply someone who values peace, privacy, and a touch of luxury, this home checks every box. A sandbar just off to the right gives extra opportunities for swimming and waterplay. A private dock, ideal for launching a kayak, catching the sunset, or docking your boat after a day out at Shell Island or fishing in the Gulf. The expansive outdoor living space and lush private yard make entertaining or unwinding outdoors effortless. Eight sets of sliding doors bring the beauty of the outside In and enlarges the entertaining area. The home has been thoughtfully updated while preserving its 1951 character. Upgrades include: Ludowici tile roof (2019) a touch of Bay High History - luxury, durability, and timeless beauty, foam insulation for energy efficiency, upgraded electrical, plumbing, and two new HVAC units. The remodeled kitchen features handmade tiles, undercabinet lighting, glass lighted display cabinet. The bathrooms with modern finishes, fresh paint, crown molding, hardwood floors, and more. The Primary EnSuite gives privacy and space. Beautifully designed with a stand alone soaking tub, two separate vanities, tiled shower and bidet. 2 Walkin closets and waterfront views from the bedroom. Plantation Shutters, Smart features & comforts: Sonos surround sound system, video surveillance, backup generator, spacious living area perfect for gatherings. this home offers quick access to the best of Panama City—charming local restaurants, shops, parks, and top-rated schools—all while providing the serenity of waterfront living. Whether you're seeking a full-time residence or a weekend escape, 214 S Cove Lane is more than a home—it's a lifestyle.

Sold Price/SqFt: 380.75

Sold Price/Acre: 2850000

Under Contract Date: 2025-10-23

Sold Date: 2025-12-15

Sold Price: $969,000

Dishwasher: 1

Microwave: 1

Range - Electric: 1

Refrigerator: 1

Bookcases: 1

Ceiling - Crwn Molding: 1

Fireplace: 1

Floor - Hardwood: 1

Floor - Tile: 1

Lighting - Recessed: 1

Security System: 1

Skylight(s): 1

Window - Treatment Some: 1

Foundation - Slab on Grade: 1

Roof - Other: 1

Roof - Tile/Slate: 1

Siding - Stucco: 1

Deck Open: 1

Fenced Lot-Part: 1

Porch Covered: 1

Dock: 1

Waterfront Feet: 105

Cash: 1

Conventional: 1

Unfurnished: 1

Curb & Gutter: 1

Flood Insurance Req: 1

Waterfront: 1

Within 1/2 Mile to Water: 1

City Street: 1

Paved Road: 1

Driveway: 1

Garage Attached: 1

Garage Door Opener: 1

MBath Bidet: 1

MBath Double Vanity: 1

MBath Garden Tub: 1

MBath Separate Shwr: 1

MBed Balcony: 1

MBed First Floor: 1

MBed Walk-in Closet: 1

MBed Waterfront: 1

Resid Single Family: 1

Bedroom: 1

Deck/Patio: 1

Dining Room: 1

Full Bathroom: 1

Kitchen: 1

Laundry: 1

Living Room: 1

Master Bathroom: 1

Master Bedroom: 1

Mud Room: 1

ShowingTime: 1

Cable - Available: 1

Electricity - Connected: 1

Natural Gas - Connected: 1

Public Sewer - Connected: 1

Public Water - Connected: 1

Underground Utilities: 1

Bayou: 1

Unobstructed: 1

As Is: 1

Bayou w/ Gulf Access: 1

Ceiling Fan(s): 1

Central Air: 1

Electric: 1

Central: 1

Electric: 1

Fireplace(s): 1